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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank � � � �� S �
<br />West Branch
<br />2009 N. Diers Ave. �
<br />Grand Island. NE 68803 FOR RECORDER'S USE ONLY
<br />FII/E POIfVTS BANK
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated May 11, 2012, among EDMUND R KERSHAW III, A MARRIED
<br />PERSON, AND MICHELLE K. KERSHAW, HIS WIFE ("Trustor"); Five Points Bank, whose
<br />address is West Branch, 2009 N. Diers Ave., Grand Island, NE 68803 (referred to below
<br />sometimes as "Lender" and sometimes as "Beneficiary"1; and Five Points Bank, whose address
<br />is P.O Box 1507, Grand Island, NE 68802-1507 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefrt of Lender as Beneficiary, ali of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenences; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rightsl; and ail other rights, royalties, and profits relating to the real property, including without
<br />limitation ell minerals, oil, gas, geothermal and similar matters, (the "Reel P�operty") IoCeted in HALL
<br />County, State of Nebrask�:
<br />LOT THREE (31, PIER PARK SUBDIVISION, OF PART OF BLOCK ELEVEN (111, OF KOEHLER
<br />SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The Real Property or its address is commonly known as 516 S VINE ST, GRAND ISLAND, NE
<br />68801.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances mede by Lender to
<br />Borrower whether or not the advances are made pursuant to e commitment. Specifically, without limitation, this Deed
<br />of Trust secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan
<br />to Borrower, together with all interest thereon.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to ell present end future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br />ANY AND ALL OBLIOATIONS UNDER THE INOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br />DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Trustor warrants that: (a) this Deed of Trust is executed et
<br />Borrower's request and not at the request of Lender; (b) Trustor has the full power, right, and euthority to enter into
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