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<br />(k) to deal with all matters relating to all forms of insurance and annuities,
<br />including the procurement, maintenance and termination thereof; however,
<br />notwithstanding the powers given my attorney-in-fact in this and other provisions
<br />of this power of attorney, my attomey-in-fact shall have no incidents of �.- e u.�
<br />ownership in any life insurance policy in which I own an interest and which
<br />insures the life of my attorney-in-fact; _
<br />(1) to do all acts necessary to maintain my customary standard of living and that
<br />of my family and other persons customarily supported by me, including without
<br />limitation the power to pay for medical, dental and surgical care, living quarters,
<br />usual vacation and travel expenses, shelter, clothing, food, education,
<br />organizational fees and contributions, and other living costs; ` '
<br />(m) to act for me in all matters which affect my right to govemment benefits and �
<br />assistance, including without limita.tion Social Security, Medicare, Medicaid,
<br />qualified state tuition programs, and other governmental benefits and benefits
<br />relating to civil or military service; to file, prosecute, submit to arbitration or
<br />settle any claim for benefits or assistance; to esta.blish new residency and
<br />domicile; and to receive the proceeds of claims and conserve, invest, disburse and
<br />use them on my behalf; _, ,_. ___ _
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<br />(n) to take a11 steps and remedies necessary or apgropn�.te fc�r the conduct and
<br />management of any business in which I may have . an ���, �rest� �xerc�.e m�
<br />person or by proxy any right, privilege or option which �, ay h, �!� waith resg��� to
<br />an business• to continue modi ��� �
<br />y , , fy, negotiate, renegotiate, e�rtend and termi.nate
<br />any and all contracts or agreements heretofore or hereafter ma.de with respect to
<br />the business; to pay, compromise or contest busin,�ss :�c „Qr othe�. claims-_pr
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<br />obligations; to determine the policies of the business as. location, methods
<br />and manner of its operations including its financing, a�dqunti�g, and insurance;
<br />and to add or remove capital from the business; �,�, , �, � ;,_.
<br />_,�__;
<br />(o) to employ such agents, attorneys, accountants, investment counsel, trustees,
<br />caretakers and other persons and entities providing servic�s. oX.ac�iivi�e,-irrespe�tiv� ..
<br />, ,.. �
<br />of whether my attorney-in-fact may be associated„ther�;vv��, ,and to rely �upan
<br />information or advice fiunished thereby or to ignor�,t.�i�� sapo�,-and to delegate
<br />duties hereunder and pay such compensation, as zr�y attoi'�,ey-�n-, fact, may ,�:eem
<br />necessary or appropriate; and . . _ _ .
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<br />(p) to do, execute, perform and finish for me and in my name all things which my
<br />attorney-in-fact sha11 deem necessary or appropriate in connection with the
<br />matters provided for in this power o�,attorney. _. - '`° �
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<br />I authorize my attorney-in-fact to sell, grant ophons µpp�,,c�nvey v�n�, or without . �
<br />covenants, excha.nge, lease, assign, transfer, encumber ar otl�.��,`s.e,,s�.�p,o�se o� any �c�eal .property .-
<br />which I own, together with all improvements thereon and nghXs �'��.a �hereto,_ in s�}ch.manner, �
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<br />at such times, for such prices, and upon such terms and conc�rti���a��mhy, ma.y
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