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201203701 <br />(C) "Lender"iswE�s FAttGO sAt�ttc, rt.A. <br />Lender is a National Association <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />Lender's address is 101 NORTH PHILLIPS AVENUE <br />SIOUX FALLS, SD 57104 <br />Lender is the beneficiary under this Security Instrument. <br />(D} "Trustee" is ��S FARGO FINANCIAL NATL BNK <br />(E) "Note" means the promissory note signed by Borrower and dated �RIL 29 , 2012 . The Notc <br />states that Borrower owes Lender ONE HUNDRED TWENTY-THREE THOUSAND AND NO/100 <br />Dollars (U.S. $****123,000.00 ) plus interest. Borrower has promised to pay this debt in rcgular <br />Periodic Payments and to pay the debt in fiul) not later thanl�lAY 1, 2027 , <br />(F) "Property" mcans the property tl�at is described below under the lieading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are cxecuted by Borrower. Thc following Riders <br />are to be executed by Borrower �check box as applicableJ: <br />� Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider <br />0 Balloon Rider � Planned Unit Development Rider 0 I-4 Family Rider <br />� VA Rider � Biweek(y Payment Rider 0 Uther(s) [specify] <br />(I) "ApplieableLaw" means all controlling applicable federal, state and local statutes, rcgulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as ail applicable final, non-appealable <br />judicial opinions. <br />(J) "CommunityAssoeiationDues, Fees, and Assessments"means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "ElectronicFundsTransfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, whicli is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated elearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "MiseellaneousProceeds"means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (ather than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction af, tl�e Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Propertv. <br />NEBRASKASingle Famlly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP OO VMP6(NE) (1105).00 <br />Wolters Kluwer Financlal Services Page 2 of 17 <br />