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<br />Lender or zts agent ma.q make reasonable ernries upon and inspections of the Property. If it �has reasonable cause,
<br />Lender may inspect the interior of the improvements on the Proparly. I.ender shall give Bazrower notice at the ti.me
<br />of or prior to such an interior inspection specifying such reasonable cause.
<br />8. Borrower's Loan Applicaiion. Bonrower shall be in default if, during the Loan agplicabion process,
<br />Borrower or any persons or entities acting at the direction of Borrower or with Borrower's l�owZed.ge oz consent gave
<br />materially false, misleading, or inaccurate information ox statemen�ts to I.ender (or faile�. to provide Lender with
<br />material information} in connecrion with the Loan. Mateaial representations include, but aze not limited to,
<br />repr�entations concerning Borrower's occ�pancy af rhe Property as Borrower's principal ze.s.idence.
<br />9. Protec�kion of Lender's Intearest ia the Propertg and Rights Under this Security Instrum�t. If {a)
<br />Borrower fails to perform the covenants and agreements co�ained in this Security in��*r+?t±*, (b) there is a legal
<br />proceeding that migl�t significarnly affect Lender's i�erest in the Property and/or rights imder this S�aritty Instmm�ent
<br />{such as a proc�eding in b�la�upuy, probate, for condenmation or forfeitwce, for e�nforesment of a lien wluch may
<br />attain priority over t.�is Security Instz�ume�t or to enforce laws or regulati.o�as), oz (c) Borrower has aUandoned tb.e
<br />Property, then I,ender ivay do and pay for whatevez its reasonable or appropriate to prot�ect L.ender's i�erest in the
<br />Properry and rights under this Seczu7ity �ostru�ment, including protecting andlor assessing the value of the Property,
<br />and. securing and/or repairing the Properry. L,ender's actions c;an. include, but are not limited to: (a) paqing a� sums
<br />s�ured by a lien which has priority o'ver this Se�urity Instrument; (b) aPP�B in court; and (c) PaYing reasanable
<br />attomeys' fees to protect its interest in the Pxopezty and/or rights under �is Se�uri.ty Uasbnunent, including its secured
<br />position in a banlQUptcy proceeding. Securing the Propeny includes, but is not limited to, entering the Property to
<br />make repairs, change locks, replace or board up doars and windo�vs, dnin water from pipes, eliminate buildi.ng or
<br />other code violations or dangerous conditions, aud have urilities t�uned oa or off. Although I.ender may take adion
<br />under this Section 9, Lender does not have to do so and is not imder any dnty or obligaiion. to do so. It is agreed that
<br />Lender incurs no liability for not taking any or all actionc authorized under this Section 9,
<br />Any amounts disbursed by L,enderund�r this Section 9 shall become additional. debt of Borrower seciued by this
<br />Security Insrrument_ These anaounts sl�all bear interest at rhe Nvte rate from the date of disbursement and sUall be
<br />payable, with such iatere.st, upon notice from T.�nder to Bonower requesting payment.
<br />If this Sera�rity Instiiiment is on a leasehold, Bonower shall comply with all the pzovisions of the l�se.
<br />Borrower shall not surrender the Ieasehold estate aad interests herei�n conveyed or terminate or cancel the ground lease.
<br />Bonrower shall not, without the express wriiten consent of Lender, alter or amend the ground lease. If Borrower
<br />acquires fee �it�e to the Pzopexty, the leaselzold and the fee tifle sl�all not merge �nless Lendez agzces to the merger
<br />in vvriting.
<br />10. Mortgage Insura,nce. If Lender required Mortgage Insurance as a c�ntiition of maldng the Loan, Boaower
<br />shall pay the premiums required to maintain the Mortgage Insnz'�tncs in effect. If, for any reason, the Mortgage
<br />vasurance coverage requir� by Lender ceases to be available from the mortgage insurer that previously provided such
<br />insurance and Borrower was required to maic� separately designated paqments towazd the premiums for Mortgage
<br />Insurance, Borrower shall pay the premiums required to obtain conerage substantially equivaleat to the Mortgage
<br />Tnsur�nce previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage bas�nce
<br />previously in effect, from an altemate mortgage insarer sele.cted by L.ender. Tf substantiaily equi�alent Mortgage
<br />Iusurance coverage is not available, Borrower shall continue to pay #o Lender the amonnt of the separately designated
<br />payments that were due when the inc„rance coverage cQased to be in effect. Lender wi11 ac�ept, use and retain the.se
<br />payments as a non refundable loss zeserae in lieu of Mortgage T�surance. Such loss reserve shall be non refimdable,
<br />motwithstanding tY�e fact that the Loan is ultimately paid in fiill, and Lender shall not be required ta pay Borrower any
<br />irnerest or earnings on such Ioss reserve. Lender can. nv longer require Ioss reserve payments if Mortgage T*+�,�*anr�
<br />coverage (in the amourn aud for the period that I�ender requires) provided by an insurer selec�ted by Lender again
<br />becomes available, is obtaiaed, and Lender zeqaires sepazately designated payments towazd ths premiums for
<br />Mortgage Insurance. If Lender reqnired Mortgage Insurance as a condition of maldng the Lo� and Barrower was
<br />reqnired to make se�parately designated payme�s toward the premiums for Mortgage Insurance, Borrower shall pay
<br />the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until
<br />r.ender's req»i��t for Mortgage Tnsurance ea�ls in accordance vs+ith any written agreement betw�n Borrower and
<br />Pege 7 of 14
<br />bOt�agPe �
<br />www.doarragic.wm
<br />NEBRASKA—Single Family—Fannie
<br />Form 3028 1 /01
<br />xe3oe8.a�.�
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