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20120367� pzepayment charge (whether or not a prepayment charge is provide� for timder the Note). Boaower's acceptance of any such refund m�ade by dirext payment to Boncower w�l constitute a waiver of any right of action Bonower might have arising out of such ovexcl�azge. 15. Notic�. All notices given by Borrower or Lender in connection with this Security Instrument must be iva writing. Any notice to Borrower in connecrion with this Secuz�ity �astrument shall be deemed. w have been given to Borrower when mailed by first class ma� or when actually delivered to Horrower's notice addzess if sent by other means. Notice to any one Borrower sha1l constitute notice to all Borrowers unless Appkcable Law expr�ssly requires otbez�se. The notice address shaii be the Property Address ynl.ess Borrower has d�ign�ted a substitute notice address by notice to Lender. Borrower shall pronaptly noti�y Lender of Bonower's change of addxess. If Lend�r spe,cifies a pzocEdure for reporting Borrower's change of address, then Borrower shall only report a change of addre.ss tT�rough that sp�ifiai procedure. There may be ouly one designated notice address under this Security Insnva�at at any one time. Any notice to L�nder shall be given by delivering it or by maiIing it by first class mail to Lender's address stated herein unless Lender has designated another addxess by notice to Borrower. Any notice in connection with this S�urixy Instr�ment sball not be deam+ed to have been given to Lender imtil aclually receive� by I.emder. If any notice required by this Security Instxunnent is also require.d under Applicable Law, tlxe Applicable Law r�uirement wi11 satisfy the corresponding requirement imder this Sea,uritty Instrument. 16. Governing Law; Severa[�filit�; Rnles of Construction. This Seciuity Instn�nuentt shall. i� govemed by federal law and the law of the jurisdiciion in wbach the Property is located. All righis and obligations cornaiaed. in this Se.curity Instrument are subject to any r�nirements and limitations of Applicable Law. Applicable Law might explicit�y oz implicitly allow the paRies to agree by contract or it might be silent, but such silence shall not be construed. as a prohibition against agr�m.e�at by co�rac� In the event that auy provision or clause of this Secturity Tr. ,m�„r or ttze Note conflicts with Applicable Law, such conflict sUall. not affea other provisions of tlus Securiry Tn�*�nr or tbe Note whi.ch can be given effe�ct without ttie conflicting provision. As used in this Security Ins�ament: (a) words of the mascu].ine gender shall mean and include corresponding neuter words or words of the feminuae gender; {b) words in the singular sball meam and include the plutal and. vice versa; and {c) the word "may" gives sole discretion without aay obligation ta take anq action. 17. Borrower"s Copy. Borrower shaIl be given one copy of the Note and of this S�urity Yn�+�*+�+P*+r, 18. TransPer of the Property or a�e�nefldal Intearest in Borrower. As used. i� this Se�tion 18, "Interrest ia the Property" means any Iegal or beneficial interest in the Praperty, including, but not limited to, thase baneficial interests 'bca�osfezred in a bond. for dced, contract for deed, iustallment sales co�ract or e,SCrow agreement, the intent of whicb. is the uansfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or aay Interest in the Property is sold or transferred {or if Borrower as not a na�turat person and a benefrcial interest in Borrower is sold or transferred) without L.ender's prior writte�a. consent, Lender may requize ir,,,,,ed,'arP payment m full of all sums secured by ttiis S�urity Tn. ,,,, �*+r. However, this option shall not be exercised by Lend.sr if snch exercise is proIn'bited by Applicable I�,w. If Lender exercises this option, Lender shaU give Borrower noti.ce of accele�ation. The noiice shall provide a period of not less than 30 days from the date the notice is given in acxordance with Section 15 within which Borrower �ust pay alI s�s secuzed. by this Security bastrument. Tf Borrower faiis to pay these sums prior w the expiration af this peziod., Lender may im+oke any remeciies permitte� by this Sec�uity Instrument without further notice or demaad on Borrower. 19. Borrow�'s Right to Reinstate Aftet� Accelerataon. If Borrower meets certain comditions. Borrowez sI�a11 have the right to have enfox�ceimeirt of this Security Instrumemt discontinued at any time prior to the earliest of: (a) five days before sale of tb.e �'roperry pursuant to any power of sale contained in this Security InsbnxmEmt; {6) such other period as Applicable Lavcr might spe�ify for the terminaxion of Borrower's right to reinstaxs; or (c) � of a judgm�e�o.t enforcing t�us Security Iustnrment. Those conditions are tbat Borro�ver: {a) pays I.ender all sums wluch then wauid be due un,der this S�curity Iastrumern and the Note as if no acceleration had �ed; (b) e�s a�+ defavlt of any othez covenants or agreements; (c) Pays all expenses iacurrefl in enforcing this Security Ins�nt, ineluding, but not Iimited to, reasonable attomeys' fess, property inspeaion and valuation fees, and other fees ince� for the pw�pase of prot�ting Leaader's iuterest in the Prop and rights under this Security Instruanent; and (d) takes such action as L,ender may reasonably require to assiue� tty� t�.ender's imerest in the Progeny and xights imder this Security NEBRASKA—Single Family—Fannia Mae/Freddie M��Ifb[FORM INSTRUWIENT �� Form 3028 1/0't � I Page 10 of 14 wrww.dcanagic.com Na30Z8.�1