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After Recording Return To: <br />HERITAGE BANK <br />315 W. 60TH STREET, SUITE 100 <br />KEARNEY, NEBR.ASKA 68847 <br />Loan Number: 07-1701 <br />201203671 <br />��-RECO�DED <br />�� <br />�'� <br />� O <br />(� <br />G <br />s <br />m <br />r <br />r <br />� <br />0 <br />� <br />m <br />� <br />� <br />� <br />rn <br />� <br />0 <br />� <br />c� - <br />rn <br />m <br />0 <br />� <br />[Space Above This Line For Recording Data] <br />r�� <br />� <br />� <br />a <br />� <br />�`� <br />�. , <br />�� : <br />� <br />a� � <br />� �, <br />� <br />DEFINITIONS <br />„ <br />� <br />C <br />� � � <br />7C = <br />DEED OF TRUST <br />rv <br />C� <br />�---� <br />v <br />� <br />� <br />� <br />h-� <br />� <br />"LD <br />3 <br />N <br />s <br />N <br />� � <br />� � <br />C� <br />z rn <br />—�1 <br />"'� O <br />O �1 <br />� Z <br />= rn <br />D m <br />r � <br />r n <br />� <br />� <br />m <br />v� <br />� <br />� <br />O <br />N <br />N <br />O <br />W <br />O <br />CJ'I <br />1-+ <br />�� <br />►� O <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in 5ection 16. <br />(A) "Se,curity Instrument" means this document, which is dated APRI L 5, 2 012 , together <br />with all Riders to this document. <br />(B) "Borrower" is DEAN M. KORGEL AND MELODY A. KORGEL, HLTSBAND AND <br />WIFE, AS JOINT TENANTS <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA CORPOR.ATION organized <br />and existing under the laws of NEBR.ASKA . <br />Lender'saddressis 315 W. 60TH STREET, SUITE 100, KEARNEY, NEBRASKA <br />68847 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is US BANK NA <br />PO BOX 20005, OWENSBORO, KENTUCKY 42304-0005 <br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 5, 2 012 <br />The Note states that Bonower owes Lender ONE HUNDRED NINE THOUSAND THREE <br />HUNDRED F I FTY AND 0 0/ 10 0 Dollars (U. S. $ 10 9, 3 5 0. 0 0 <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 14 <br />�� �� <br />��� <br />�� <br />) <br />DocMag�c � <br />www.docmaglc.com <br />� <br />^*� <br />::=� <br />�.. <br />I�,:.� <br />���) <br />�;� <br />� <br />�a <br />��; <br />�'�. <br />�:r <br />�,�, <br />�:�?':: <br />�: r <br />���?��� <br />