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2012� <br />BY SIGivING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />-Witness -Witness <br />� <br />Se,al Seal <br />aithew E -Borrower hannon Richter -Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The f� instrument was aclaiowledged before me this ��day of /' � <br />/ by Maithew E Richter and Sh�nnon Richter. <br />Witness my hand and notarial seal at,�i�J�►LY.Ia•�� in said County, the date aforesaid. <br />My Commission Expires: �nr' � � 7���.� <br />6�RALNOTARY•�e01Net� � <br />DANIEI. ROTH <br />Co�qn. ll�T 2018 Notary Pubhc <br />NEBRASKA Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT wid� MERSForm 3028 7/01 <br />Page 13 of 13 <br />IDS, Inc. <br />