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� <br />� <br />� <br />N � <br />0 � <br />� � <br />N � <br />e � <br />C,J � <br />� <br />rn � <br />� <br />�� <br />� <br />� <br />� <br />�,� <br />� <br />�;� <br />� <br />� <br />� <br />� <br />� <br />c� <br />� <br />� <br />� <br />� <br />� <br />tt� <br />1� <br />C <br />= v <br />��� <br />� _ <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Bog 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308-382-2900 <br />I i <br />� <br />. a� <br />. � <br />� � <br />,` , • <br />� i <br />[Space Above This Une For Recording Data] <br />DEED OF TRUST <br />S� <br />D <br />r <br />r <br />� �,� <br />o ` <br />� �,. <br />m <br />� ,� <br />-.� <br />rn <br />� <br />Q � � - r <br />�� <br />i <br />� <br />0 <br />� <br />r� <br />�� n � <br />^� � --i <br />-� C D <br />� Z - -�1 <br />{ � rn <br />� o <br />� <br />� <br />3 <br />N <br />cn <br />O <br />o � <br />`^ Z <br />s m <br />D w <br />r � <br />r n <br />� <br />x <br />n <br />� <br />� <br />N <br />O <br />F-+ <br />� <br />O <br />w <br />� <br />� <br />F—+ <br />v �� <br />(�G <br />MIN:100846710084670439 <br />DEFINITIONS <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the usage of words used in this document aze also provided in Section 16. <br />(A) "5ecurity Instrument" means this document, which is dated April 27, 2012, together with a11 Riders to this <br />document. <br />(B) °Borrower" is Matthew E Richter and Shannon Richter, husband and wife, as joint tenants. Borrower is the <br />trustor under ttus Security Instrument. <br />(C) "Lender" is Egchange Bank, organized and etcisting under the laws of the United States of America <br />Lender's address is 1204 Allen Driive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) f°Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />(E) uMERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and telephone number of <br />P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />NEBRASKA -S(ngle Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 1 of 13 ' �, �//� � <br />IDS, Inc. BOROWB S 1��8�5 //�"/� <br />