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� <br />� <br />�� <br />B — <br />� � <br />B — <br />� � <br />� <br />a� <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />1� <br />�-� <br />� <br />�� <br />� <br />f'�d <br />c�a <br />�� <br />:+�9 <br />�� <br />�a, <br />� <br />� <br />� <br />=A� s 77 p <br />� � � <br />7C = <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />30&382-2900 <br />_ � <br />�� <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />A <br />r <br />r" l . <br />n -- <br />0 <br />� r <br />r� a',� <br />�� � <br />JJ <br />�� <br />e*t <br />.=a <br />o (�, <br />,��« <br />� <br />� <br />�' �- <br />0 <br />� <br />r.� <br />c� <br />� n � <br />C3� y <br />� C 3a <br />� �m <br />� o <br />� O '^ <br />� <br />� <br />� <br />n.� <br />s <br />Cp <br />N <br />O <br />F <br />N <br />� <br />w <br />rn <br />� <br />O <br />�D <br />S <br />� <br />DEFIMTIONS <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this dacument, which is dated April 27, 2012, together with a.11 Riders to this <br />document AKA Eddie L Gappa <br />(B) "Borrower" is Edward L Gappa and Kelly A Gappa, husband and wife, as joint tenants. Borrower is the trustor <br />under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is Egchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) �°Note" means the promissory note signed by Bonower and dated April 27, 2012. The Note states that Borrower <br />owes Lender 1vINETY THOUSAND AND NO/100 Dollars (U.S. $90,000.00) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2019. <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />Family-Fannie Mae/Freddle Mac <br />IDS, Ina <br />Page 1 of 13 <br />Borrower(s) IniUals <br />z <br />s rn <br />D q7 <br />r � <br />►— n <br />� <br />� <br />n . <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />O <br />