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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />Grand Island, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />Grand Island, NE 68801
<br />(Space Above This Line For R�ording Data)
<br />D�.FiD 0� �'R�JST
<br />THI5 DEED OF TRUST ("Security Instrument") is made on October 19, 2011. The grantor is MARY KRISTA
<br />BURLING, A SINGLE PERSON, whose address is 4328 SHERWOOD ROAD, GRAND ISLAND, Nebraska
<br />68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The
<br />obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br />Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). 'I'he beneficiary is Home
<br />Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br />United States of America and whose address is 221 South Locust Street, Grand Island, ATebraska 68801
<br />("Lender"). MARY KIiISTA BURLING owes Lender the principal sum of Twelve Thousand Ninety-nine
<br />and 00/100 Dollars (U.S. $12,099.00), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on November 16, 2015. This
<br />Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to
<br />protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performance of Borrower's covenants and agreementa undsr this Security
<br />Instrument and the Note. For this purpose, Bonower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />the COUNTI' of HALL, State of Nebraska:
<br />Address: 4328 SHERWOOD ROAD, GRAND ISLAND, Nebraska 68803
<br />Legal Description: LOT EIGHT (8) BISHOP HEIGHTS SUBDMSION IN HALL COUNTY,
<br />NEBRASKA.
<br />TOGETHER WITH all the improvements now or hereafter erected on the properiy, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COV�NANTS that Borrower is lawfully seised of the estate hereby conveyad and l�ts the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applieable Law. As used in this Security Instrument, the term "Applicable Law" shall meat� all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Taxes and Iusuranee. At Lender's request and subject to Applicable I.aw, Boxrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lieu on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurauce pramiums, if any; and ( fl
<br />any sums payable by Bonower to Lender, in accordance with the provisions of the para�raph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These iterns are called "Escrow Items."
<br />� 2004-201 I Compliance Syatema, Inc. ADCD-OFAC - 2010Lt.15.461
<br />Con4umer Real Estate - Securiry InsWmeut DL2036 Page 1 of 6 www.compliancesys[ems.wm
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