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�U12U35�� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />�� • �' � (Seal) <br />J n R Wardyn -Borrower <br />� � W (Seal) <br />Deni se M Wardyn -Borrower <br />(Seap <br />-Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fennie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Financial Servicea <br />Form 3028 1 /01 <br />VMP6(NE) (1105) <br />Page 16 of 17 <br />' F% • <br />