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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />AFTER RECORDING RETURN TO:
<br />Home Federal5avings & Loan Association of
<br />Grand Island
<br />221 South Locust 5treet I � f�
<br />GRAND ISLAND, NE 68801 �/ ��
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 13, 2012. The grantors are SHAUN R
<br />CONLEY and RENEE M CONLEY, HUSBAND AND WIFE, whose address is 1624 N WHEELER AVE,
<br />GRAND ISLAND, Nebraska 68801-3561 ("Bonower"). Borrower is not necessarily the same as the Person or
<br />Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation 5igners. The
<br />hustee is Arend R Baack, Attorney whose address is P.O. Bog 790, Grand Island, Nebraska 68802 ("Trustee").
<br />The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"). SHAUN R CONLEY and RENEE M CONLEY owe Lender the principal sum of
<br />Nine Thousand Five Hundred Ninety-one and 00/100 Dollars (U.S. $9,591.00), which is evidenced by the note,
<br />consumer loan agreement, or similaz writing dated the same date as this Security Instrument (the "Note"), wluch
<br />provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due on October 25,
<br />2015. This Security Instrument secures to Lender. (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Bonower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COiJNTY of HALL, State of Nebraska:
<br />Address: 1624 N WHEELER AVE, GRAND ISLAND, Nebraska 68801-3561
<br />Legal Description: THE NORTHERLY SIXTY SIX (6� FEET OF LOTS ONE (1) AND tW0 (2), IN
<br />RUFF'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETI�R WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instcument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Bonower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 22632 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender fiuther acknowledge and agree that
<br />this Security Instcvment will secure additional debt subject to 12 CFR 22632 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall prompdy pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note. �
<br />� 2004-2011 Compliance Syetema, Inc. 9BAD-A203 - 201 l L2.0.485
<br />Co�umer Real Fstate - Security Insaument DL2036 Pege 1 of 6 �•�P1��ye��•�
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