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20]203456 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />�^* (Seal) <br />RO ERUL SMITH -Borrower <br />�.4 <br />_�7 r. , (Seal) <br />EI_DA M SMITH Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />LJ Refer to the attached Signature Addendum For additional parties and signatures. <br />24000918 <br />NEBRASKA Sing le Family - Fan nle M arsFredme M so UNIFORM INSTRUM ENT Form 3029 1101 <br />VMP (r) VMP6(NEl X1105) <br />Wolters Kluwer Flnenclal Services Peps 9R of 1 <br />