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<br /> TOGETHER W1TN all the irnProvements now or herc�fter erccted on the propeny, and al�euements,appurcenansa,and
<br /> Tixtures now or hereafler � p�n of the property. Ail repl�cements and additian� shall xlso 4e wvemd by this S�curity
<br /> Instrument. All of�he fore�oint Is referrod to in this Security Instrument u the "Nropeny.'
<br /> BORROWER CCDVENANiS ihet Borrower is lawfulty seiscd af the cstate hcrcby conveycd�nd hu tlx right to grant and
<br /> convry the Property u�d thu th� propenY is unencumbercd, except fo�encumbrukes o[record, Liorrower w�u-rwus and will �
<br /> defend genet�l�Y the titl�to the Propercy��unst tll claims and dema�nds, subject to any encumbrances of recocd.
<br /> THIS SkCURITY IN5TRUMENT combines uniform covenants for n�tional use ind nun-unifarm covensuus with limited �
<br /> vuiations by jurisdictian to c.onsticwe a uniform security instnrmrnt.coverin�reAl proporeY• �
<br /> UNIFORM f.'OVHNANTS,Borrower and L.ender covenant u�d agra Rs follows: '
<br /> l, Paymcnt af I'rinci�l�nd Inta�; PrepRymer�t and Lte ChRrges� BorroW'er shull pcomptiy {�ay when duo rh�e �+,.�.
<br /> principil of and imcrost on thc debt evidenced by the Noce and u►y prcp�ym�n��nd l�u chugos due under tlK No�e. M
<br /> 2, �upek for'�'Axes�t�d Inaurance. Sul►Jxt to applic�ble lsw or to a writcen waiver by I.rnder. Botrower shalt pay r.o
<br /> Lender on the day monthly pa�yments arc due under the Note,until the Nae is paid in full,a sum("Funds')for:(#)yearty 4an.e�s
<br /> and assessments which m�y s[ttfn priority over this S�curity Instcument as�lien on the Yrope►ty;fb)Yearly le�k�psymen2s
<br /> or ground rents an the Property,if�ny:(c)Yeul��har.ard or propercy insuru�ce premiums;(d)veul�ilood ir�viac�ce premEeie�as,
<br /> :f•,•;�::=i�='=`�'�%��=�a�e�:5,::w^•C',. pr:al�mS� if�nv;anc4�tl artv SV.[ttS D1Vi�IC bY$OTIOWtF t0 �i.�t]C�Cf. 1L1�CCO7din�C�Wiih
<br /> uh.e pmvisions of parsgr�ph B,in �ieu af thc p�ym�nt af.enrr.rt;ag�^in.s�ir��ce premiums. Thae i�e�u�c�lled'�.scrow Iterns. �'
<br /> I�ea�ler m�y, at any cime, collecc u�d hold Funds iu, ut a7�owu z�ot to exoxd the tnu►mum amol�nt s�lt�der fcvr a ir�u:'s�"^��
<br /> z�lM,xl mong�ge loan may nsqaire tor Horrower's escr.ar►•accouut uakr the feda^�1 Reai Lt:te Settlemenc Piraoedures Ati��03
<br /> 1974,as�lod from time to tirne, 12 U.S.C. Sectiun 26�1 tt stq,f'R�PA"), imlas another Ixw thu applies ta the'fUlm��.
<br /> seu a 1;..;�,:µ:.c•snt. '.f so, �.a�±r r±*y, �t any time. oollect and t�a➢d Funds in�n unouat �aa to exoeed the lasar uquui:ai,.
<br /> Lrnder may es¢im�tt [he ertwune of Fuuds due on the basis nf curnn[ dua au�d reasonable eseimates of expendicures oi iuAu}�:,
<br /> F�:bow Itrnu or etherwise iei.�xordma wlth applicable law.
<br /> 'fhe Tunds sha11 be h�id in u� iastitucion w�se deposiu ue insured by x federal ageacy. instrumen[ality, or entity _
<br /> (includiag L�es►der,if Lendcr i�such an institution)or in any Federal Homc l.,oan Bank. l,.a�de�'shvl ipply tl�e Fur�ds to pry the
<br /> Escrow Items. I.ender cnry no�chuse Ao►rower tor haldina and�pplying the Funds,u�nwlly �ulyzing the eacrow acawac,or
<br /> vmfying the Escrow Items. u�l�l.et�der pays Bo�wsr intenst on the Funds and�Qplicable I�w�ctmiu Ix�der to make sN�:t�•
<br />- s �._-..:... n �uwr t�nfV!QM.�ime chuae for an indepeadent rex6 eccate Uuc r�octin�sc4'i��:�t?..
<br /> .�rharga HowcvEi. a.tii�+�:{ ,:,,y ::y;=':TC P:'ro..... �,
<br /> i�.:'iu;e� b}r Leader ia conno��rron�wi�h this lom, unlas iir�+licable l�w provides othetwise. Unless�ui �En:�.•rn;is mpe,or
<br /> ' ,���tlio F.' s
<br /> � , "',aF'�'Sicablp.a�w.�ins inta'rxsito be p�id, L,ender sha14�rrc�t lx required to pay Aotmwer any inurest or e:miry•�;s , y�,� • .
<br />'"' � 8urrowtr z�i�:'ILen�er m�y agrx in writing,however,that interesrt shrll be paid on the Funds. I.em��xr s1v11�iv�io Borrq�?a:.e,. .
<br />= withou[chitge. �n annwl :orounciag o6 et�e Punds, showiu�g ctedit5 :�nd debits to the Funds a�A'': �'Je p�°ulnstrumeat.��F
<br /> debit to tln Fur�ds was m�de.fie Funds are pledgod as�itiorul securiry for all aums securodl b�•k+�is Socurity ' "
<br /> If the Funds held by l�eader ex�xed t!x�mouius�rc r�nitted to be held by�ppliGlb7�1�w. l.�eader sh�ll ac�o�m co B°R'°wer
<br /> for the excas Funds in�ecordu�a with the re9uiremnlcs of applic�ble law. If the anr,runt of the F u n d s h e i d by l�oder u m y
<br /> tiax is not wfficiwt eo p�y the Es�.'raw Items whrn due, l.tadet may so mtify borrower in writiug,and,in such��
<br /> shall pry to Landcr tlx�wount neoessuY to ualce up the deficiency. Borrower sh�ll m�ke uF t`�,daficia�cy .
<br /> twelve monthly p�ymaiu�at i,ender's sole discraion.
<br /> , Upoa paymeat in full of�ll sums socurod by th1&_Securiry Instrumeat� I.snder shdl prompdy r=fund.,ta.Borcov�er +uY
<br /> ' ��,�ds held by I�eader.It,under puagriph 21,L�end�a sf�til!acqoin or ull the Pruperty.1-a:der,prior co t�acrc;�uititio�or We
<br /> pf ibe prop4uy.�hall�pply my F�ds held by Lender at.�ihc time of�cquisition or s�le as a ceat�c �ainsc We�sumc secured.b}
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<br /> �•. t4�r SsCtu'ity Inatrumm[. , ' •, •�''� �
<br /> -_ . .�::3�jl;ppl�loa o[Pa�s.Unicss�rppli�abae.d�s,�provides oit�rwise,�ll pf��ts rectdvoi4 by I.atder ua�da'paca�r��taa�,
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<br /> �. 1:itnd 2 sh�ll be�ppliad;6rst,w mY P�3'i�nemt clnm:•ues due under the Nae: se�art.�i w amountY p+iYable w�ck�P��'�: 4
<br /> �' �hird,co ia�erac due;fourth.a p�iacipil due;7W�'��S•l,�eo�oy lue cbarga due uader i}le Note.
<br /> 4. CM�a;I.im�.Bortower shill�aa^a41 tu�s�uxssmaiu,r.harBes. fines utd iaqx�aitqtu utributabie te tht Propeny
<br /> which may attain prioriry ova tlus Secur;��rp Zastnlrqec��. �ud lesiehold payments or�round xt�t:�;�if any. Borrowet slWl pay
<br /> � .these obli6aiions in the nunner providod in paragra�h'=,or if not p�id in that m�nner,somoW��u.���wy c��u����Y
<br /> � ' �o�he p e x wn owed paymaie.Borrower ahali promp�l3r�itr.pish to l.a�dar�ll aocias of amouncs to be paid��der this{�n�c�ph.
<br /> • �J•F Bo�mwer maka�b�se paymaau dirxtly.Borrowq�shaii pmmpdy fumi s h to I�r�r recei Q ts evi d e a c i n g t b�e i�Y�=.
<br /> } Borrower st�li promptly disrbarge any iisn w�iCA�has priority over this 5ocutiry Instcumrnt wNas Horcowet:h)�E��
<br /> ' writing to the p�ymeat of ttaeobliguio�sbw�:;*.xd'by the lien in a mw�er�capuble to L,eatkr: (bl contesu in 600d 1'aith the liea
<br />— by. or defa►ds �gainst enforcernrnt of'u�;'�rc�a� in, legal procoedings which in the Lrnder's opinior� opaaee to prevent the
<br />^ ; ;•` ' 'c�forament of the lien:or (c)secures fro�a�,hc��^�7di�i;t�i?the 1irn�n agreema�t suisfactory�o[,e�tda'suburd'}n�lcint'the lie�to ,
<br /> ,•.; .,':.,� •4�,is Socurity Irutrument. If La�der deterrte�ne4•¢�::�ie:a�j:�p�at of the Ptdperty is subjoct to�lisn which �+ �isUnis prioriry ova
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<br /> _• � . ,.�is Sxuriry Instcuman,Lenber may'Bir;�t.�r•ri.�sr�rr.�.,�i ep0ciee iden�ifying the lirn. Borcower.sJ,xw��xlsfy ttse I�i�r;vt't�ke on�or
<br /> - 'morc of r�t�ctions set forth�besve M+ieh;ii�t; f,(J.�ys.��t���'+e�iving of mat�,'r�ce. •
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