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20120344� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />. <br />� 'W , (Seal) <br />Franci s W Johnso JR �� -Borrower <br />C (Seap <br />Laurle K John n -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional pazties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1l01 <br />VMP � VMPB(NE) (1105) <br />Wokers Kluwer Financial Services Page 18 of 17 <br />41 u � " <br />