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20]203424 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />nL2�� (Seal) <br />JARO 0 ADAIR -Borrower <br />r� <br />(Seal) <br />KIMBERLYUj ADAIR -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and sig atures. <br />NFBR4SKA-Single Family -Fannie M aelFreticie Mac UK' IFORM INSTRIIid FNi 4000901 <br />Porm 3028 1101 <br />WaFinancial P O VM P6(NE) (1105) <br />L'Jalters Kluwer Services Page 16 of 17 <br />