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<br /> T(�E1'f{ER WI'PH all the im�+xnvements now or hereafter erectai on the property,anci ull rasements,appurtenances,and
<br /> fixturcs now or hercafter a part of the pmpeny. All replacements and additions shxll also be covered by this Security
<br /> Instrunx:nt. Afl nf the faregoing is refetral to in this Sect�rity Instrument a�ttir. "Property,"
<br /> BORRUW�'R COVFNANTS that Borrowsr is lawfully seistd of trie cstate hereby conveyal arxl h��he right to grant cuxl
<br /> comey the PropedY Y►xi ttwu the Property is urxncumbercd, except for encumbrances of record. Bc�rrower warrants and will
<br /> defeixl gonerally the tide to the Pmpeny againxt nll claims aixl demxiMis, suhjocl to any encumbrances of recurd.
<br /> THIS SF.CURITY�NS"i'RUMP.NT combines uniform u�1'er►nms for iwtional use a�x1 nou-uniform coven�nts with limited
<br /> varirtians by jurisdictian ta constitute u uniform secudty instnimont rnverin�n�al propeny.
<br /> l3Nlf'ORM COVF:NAN7'S, florxowcr arni l.ender cover►xnt and agrco s►s fallaws;
<br /> 1. I'q�ment ot 1Mnc�p�1 and Interest; Prep�yment and Ia►tc ChArga� �no���or st►nll prau�ptly pay when duc thc
<br /> principxl oS'and intercst on tt►o debt evidenced by ths Note and�ny propaa�ment ancl late ettnrges due under the Note.
<br /> 2. Fl�nds far Taxes�nd i�uurance. Subject to applicublo lnw�r to n written wni��ar liy I.cnder, Borinwer shaU pay to
<br /> L,ender on the day monll�ly�yments are due und•°the Note,until tha�Noto is{wid in full,a sum("Funds')for:(a)yearly taxes
<br /> •nc1 assessments wl�ich mwy nt�w►n priority over this Security Instn�ment �s a licn on thc E'roperty;(b)ydnrlj+leasehold payments
<br /> .,.............�..Gm . .� if.nv•!nl v�arly hnrarri nr mm�rrtv incurnnoe DTetttlums;(d)ytarly flatxl insur�ulCe premiums,
<br /> 11i bfi�iii�u�wnu.n..�. ...._:..!!r• ..__,,.-,r._. _.
<br /> if uny; (o)yaaTty rnortgago insnrnnce promiums, if any; and (tl any sunu.puyabio by Bc�rrower to[.ender,in accorclance wi�n
<br /> the provisions�f paragraph 8, in lieu of the pt►yment of mortgpge iacurance premiums.'I'hese items are cxllod"F.scrow Ituns."
<br /> Lender may, at any time, collxt aad hold Funds in an amount not to exc�txul the maximum amount,K•.ltnder for a faderally
<br /> rt�ated mortgage loan may rcquire for Borrower's escraw account und:;r the federal Real Estate Stttlem4id P�x�oclurcs Act of
<br /> t97a�c arrxrxl�xi fmm time to time. 12 U.5.C. Section 2601 et seq. ("RE.SPA"), unkss anothar law,.4hat�rpplies to the Funds
<br /> sets a lesser wnount. If so, Lender may, at any timc, �alle��_;�►nd hold Funds in an amo�:rnc no[co excood thr.ic�;r�er w�wu��i.
<br /> Lender ma� estirrwte the�unaint of Funds due on the basis iif ci�rrcn� data and neaso'�ab1e estimates of expenditotrs of future
<br /> Escrow Items or otherwise in accordunce w�ith upplic.�ble law. '..,,
<br /> 'i't►s Funcls shall be t►eld in an institution wlrose deposits ��•�insnre�d'by a fcclt��a1 agency, instiumentality, or rntity
<br /> (including Lender.if Ler►der is such an institution)or in any Fedaral Ho�na I,c�ar►8anle.l.:ender shall apply the Furds ta_pay the
<br /> �rrrow Items. Lender may �at chauge Dorrower for holding and�pplying the Funds,annually analyzing the escrow sa�ount,or
<br /> .;...;r:��n:.r�,.,Fct��x.w I�ems. unless l.ender ptys Borrower interc�t on the}'µnds and applic.able law permits[,ender to make such
<br /> ...T.,f..�� .a,.
<br /> a.chHr�i¢.Howev��;,.�.ender rtwY require Borrower to pay a oni:-time charge;for un independent reat estxte wc reporting iervioe
<br /> usdf'b,y Lencler in oonnection with this loan, unlcss applicable law pravides otherwisa Uns�ss�hn agroertr.nt is tnde or •
<br /> ` '" a�li�u�le law requires intcresv eo be paid. Lcnder shaU ant be required to pay Bormwa any inter•5t or a+ming�un tht Purds.
<br />_ �,;; '.¢�c�s�ra�wr,�and L.erxkr may agrax:nn writing,however,�tlh�ae�i�zai�ttst shall be ptid om:eha.'•�tZt►ds. I.�nder shtU giv�s;a Bc�rrowa,
<br /> - wia�a,�r�'e'aharge, an annual uccou:��ing of the Funds,sho����:p� cT�its and debits aa tf�i:c 1Funds and the purpose fap�'which ea�ch
<br /> _ •,�,.1 'de1�i�.7pc+.Clie Fu�s Wfts mrde.The Funds arc pledged�s addi�9�tui security for alE sws�i.Q•;t:cural by this Securiry Instiumem.
<br /> _ Yt,-the Funi{5!hefd by Lender excad the amounts permitted to be held by�ppGi�blx l�w. Lender shall socount w Borrowa
<br /> fo�tiye eaoess FuNds in scrnedAnce wich the requirements of applicable law. If the am4wnt of the Funds held by I,ri►der at aoy
<br /> timc i�'m,ot sufficient w pay the Fscrow Items when due,Len�fer may so notify,Bo�ro�R in writing,�nd.in such c�so B�xrorra
<br /> s1wll.�iy to Lender thc amc►�nt neces.snry to melce up ti►e cktciency. Bomower shatfl r.nbvee up the deficiency in:po mote th�n
<br /> twdve monthly p�yments,at l.ender's solC discretion. • •
<br /> Upon pYmrnt in fuil of all sums socurad by this Security Instrument, Lender shell pmmptly rcfund to Sortuwa my
<br /> Funds held by Lend�r.If,under paragraph 21, Lender shwfl aoquire or sell tbe Property,I.ender,priar to the aoquisition or�le
<br /> _ of the Proporty.ahal� �PP�Y�Y Funds held by Lender xt the time of acquisition or sale�a A cradit�gainst the wms�ecured bY
<br /> this Security Insaument.
<br /> 3.Applfation ot 1'��U.Unless applicable law provida otherwise,�ll psyments roceived by Lader under par�raph� .
<br /> 1 and 2 stwll be appliod: first. ta anY pnpaYment chargcs due urder the Not+e;aecond,to rrt�ounts p�yable under pra�niph 2;
<br /> third. to intereat due:fourth,to principal due;and I�t.to any late ctisu�ges tfue under the Nae.
<br /> '_ 4.Ch�rges; Liem. l3orrower shalf pay ail taxes. assessmec►ts. chlu,���s;fines and impositions attributsble to the Propaty .
<br /> which may attain priority over this Security Instrument,and leasel��d'pnvments or gi'ound nnts, ►f+u►Y• Bor�bwa sb�ll P�Y '
<br /> - ehese obligetions.•in the manntr providod in parngrnph 2.'�or i'f,�wt puid in that macuxir, Horrower shAll pay tFkm on dme d(ra:tly
<br /> '' , to the person ov;�ec1 payment.Borrower shalt,�omptly furrliah to Lcnder all notias of atna►nts to be p�id�u�der th6s pata�raph.
<br /> �� if Borrowar r4�i:�es�these puyments directly.;f�.�rri�wer shall promplly furnish to Lender reoeipts eviden�cing d►e paymaits.
<br /> • � �;f3�urrower;9fi�ii11 promptly diuharge an`^�9iro.which:h�as'prioriry ovtr this Securiry Instrument unlesti Hunrowu: (a)agnxe in
<br /> � wr�.�itrg�t'�:1}i�;,�?a�iment of the obligation sect��i�i�!�y the�19•an an a manner accepwble t�o l.,ender; (b)mntests in�ood fath the lien
<br /> by, ��r.�1et'tr;c3s a+�i�nse enforcement of the;,l�t�� .in, lc��;;i'I.,�roceodings which in the 1.tnder's opinion oponte to prevetrt the
<br /> � onfore�meru yG:�c1,e 3icn;or(c) secures frs�Ta;nc��tal�er uf ihe lien an agrcement satis�E'a��iory to i,ender subordinating the lien to
<br /> this Security t'r,��t�r�iinent. If Lender ckter�5)^ni�s u!�at any part of the Praperty is sub�w:�to a lien which may attain priority over
<br /> ! this Security p��;tturraGnt..L,e�x'.�.�:c'ay give��L°rvwer a nc�tice identifying the liem- brm��wer shall�utisl'y the lien or take one c�•" '.
<br /> ` more of�he accie�ri,s'tiei fore6c�sth��e within 10 days of th��giv.in�of notice. ' �; � ' .
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