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<br /> TOG6TN�K WITH sli tha improvenxnts now or ie►et'�te�ed�d��i?r,"� s��°��v�ra1pb�thi�Security
<br /> fixwres now or hercaRec a nart of thc pmperiy. A rtp
<br /> lnstnimcnt. All�f the foregoing is rcfernd to in this Security Instrument es the"Propeny."
<br /> BC�RROWER C:OVENANTS that Dormwer is lawfully sei�eci of the estate hercby convcyecl unci has the right to grent and
<br /> rnnvey the Propeny and that the F'ropsrty is unencumt�r�d. except for encwnbrances of record. 13nrrower warrant. n�►cf will
<br /> defend generally thc title to thc Properiy eBeinst all claims nnd dert�ands,sutsjoct to any encumbra�s o�record.
<br /> � Th�IS SECURITY IiVSTRUMENT nsmbines tmi£c��en ec�v�nants for�tational use anci non-uni.f�rtm rnvenmcTts wi.e�limitod
<br /> va�riationsby.�uri,sdi.cRion to coa.nst,i.tu.ce.e.unif.cW.m:voc�zr.i.t�t znstruu►�ixc�avcr.in,g r.p,$),jic+,�,w��.x. . ;
<br /> 4J.]�iF�JRI�GCT'k1;1.V�A,N,'J!`�.Ro�rraw�cr.�xJ.C.erxicr cw�ei,tvn�v.�::�J�,�ree a�f.�l.i�ws: <
<br /> .F.�:H1yt�e�t �,6'A'�i�e*p�A�+1! I(rta�se: lhrc�J.��c•;nn'iJ Li��ie�,Ck►,�ry�s.�.. Ek�cmwer. :ahaJ.l. pr.an{„;I:Y Pa',f:,�'�;h�%�:�+"�{!;�
<br /> • ,.".:p�hi�c{paE n£uhii£i5te��cst on tt+�deM:rvideaGC�c€Gv"�;iiv N�u�tc entl�ny prt��?�r;rnt and��.�c�rar.�.drte�ix.f±�r.rlr�NMi;:+. ,
<br />• � ' �� Jf�Lnds[or'faxes pnd 1w4uKance• Sub.iect to't�p�IlCUbtc�uiv di'to a written waiver by Lerr1e.. SorrvW'��sl�xitf'�puy to
<br /> •� �Lr,j�der. cJn the day monthly payments are due und�r the N�te, until the Note is paid in full,a sum("Fu►ulE")for.(a�yr„xrly t�aes
<br /> � u�d assessments which may xttain priority over this Secudty Ynstrument ac a lien on the Property;(b)yearly leasehoid p�ymrnts
<br /> ar ground raots on the Propeny,if any;(c)yeurly heurd or property insurunce premiums;(d)yexrly flc►cx1 insurance prcmiums.
<br /> if anv: (a)varlv mortR�lie i�uuru�oe prcmiums, if any; �nd (4 a�►y sumx payable by Barrower to I.cnder, in�000nWice with
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<br /> !hc Qmvi�ionF�f�waB►aph B. iu lieu af tha paYn�e�t of mort�nge i►u�urrurcc prcmiums.i hesc icema ue cxiiai "��ow+.....e,
<br /> k�r �y, u my time, rnilect uxi Inol�i Fund� in ue unount rat to excad tht nt�ueimum amount� le�wler fur,� fede�lly.
<br /> rol�tod mixi�qe Iwn m�y reyuirc far Barrower's dcrow r�uour�t urxler the fuckml Ite�l �a1Ne Setdanent Procedura Aa of
<br /> 14'7���rnencfal trom Ume tn Iime. 12 U.S.C. SecUon 2601 rt xrq. ('R�SPA'l,unle�x u�otl►er law that applia w the FwK1s
<br /> wt��la�e�rtauM. If ra� L.aider nry, at Nny time, cdka.�t ud hoW Fundy in rn +u�x�un� r�H to exoeai tiwe iaua�mxwnt.
<br /> (,ender nMy �imMe tho ��un�of Furwi�due an the br+l� af runern drta u�d rciwm�iaic a�ti�r�:te:of txpaidimrea of A±tunr-
<br /> p.�cmw itenw o�aherwi�e in�crxx�clxnce with�pplic�ble uw.
<br /> The Pundr �II be heid In an inKitutlon whu�e de�xuitx ue insura! by k falcn�l +r�ency, in�ttumenWiry. or eMity
<br /> (includin�Lendar,If'I.ender iK such rn institudo��l ar in�ny Pedc�l Home Lnan Bank, lxnder�lull�pply the Funds to p�y!he
<br /> F.�tvow,llam, Ixrder nyy nd ciu►rea 8ormwer for holding snd applying the Funds, annually arulyzing tho eacrow acawnt,or
<br /> veril�ing the E:etow ltrnu,unless Lender p�y�Barrower interest on the Fund:�nd appl[csble I�w pemtitc I.endsr to rruke ukh
<br /> �eturQC.However. l..ender mxy roquire Bnrrawer to pay t onc-t�me chuSe for an independent real estate uuc reportin�servioe
<br /> uaed by L.ender in oonr�ection with this lom, unless apptlabte It►w provides anerwiso. i;i�ica; :r� �r�:x::,ai :s ��:
<br /> �pplicable law reyuires interest to be ptid, I-endcr sh�ll rat be ra�uired to pay Borrower any interat or earninga on the Fw�da.
<br /> gort�we�u�J I,er��may agree in wdting, howevec. thu interest staJl be paid on the Punds. I�ender stWl give to�orrower.
<br /> without charge, an wuwal reca►ntin�of the Funds,showing crodits and debits to the Funds�uid the purpose for which e�ett
<br /> debit to the Funds was mtick• Th�F��tds are P�°�8�� ��tio►u�1 socuriry for all sums secured by this Security Intirument.
<br /> If the Funds held by t.erder excad the Amountt�xxmiRtod to be held by applicable law, Lender shall Ycnount tc�Horrower
<br /> for the exass�u�ds in a�000rd+uioe M+��h�ro9u��nG of�ppitcablc law.1f the anwunt of the Funds held by Lcnda'at tny
<br /> time is no!suf(icieM to pay the F.scrow Iteins whcn d4�.Lt^�:'msY so n�x'fy Horrower in writing,and,;i��uch�c,�se Burrc�rer ,
<br /> she11 pay to Lender the amourn noce.ss�rY fo tquke up the deficiency..8orrowa ahall enake up the def�aierioy'.�iri;fiu more tLan
<br /> t�veldo monthlY WY�;��t Lender'�solediscreti�n. � ' . `,�'`�'.:r��:';`:-' ;:�'.
<br /> ' 'Upon payment in full of�a1i s�nu,secprod by this Ss:i:urity Instru►nent, L,endcr shall prompUy retdiul'1i�..:Qancowu�ny
<br /> .�, Funda held by LtiiKkr.If,under'paragr+ph 2t.,1-ender sti+�l�ecquite pr seit the Property.Lender,prior ta tho it�uisltion or.We
<br /> uf the property;.sh�l�apply any Funds hoitl by�I.ende� at the time of ac�juisition or sale as a credit ag+tinst the suf}t�;`!�xut�ed',b�,.
<br /> - thic Socurity Ii�uuivaia�t.
<br /> • :�3.A���uf p�yments. LJniass applicable Iaw provides otherwi�e,�dl payma►ta rxeived by I.et�det uncter.p�grdpl'i�
<br /> 1'end 2 ehall be applied:first.to anY P�Y�nt charga due under ihe Nae; socond, to amounus pay�ble undar:{�qij�raph 2;
<br /> ,��� thitd, to interGwt due;fourth. to princip�!dua;ard last, to nny late charges due unckr the Note. ���•,-�:'
<br /> 4.CMr�e�t T.kia.Borrower siuil pxy all taaes, assessmen�a, ct�argea. fines and impoaitions,atiriput�,b�e fa the Penp�ty
<br /> - . ,,whtch mry ut�in priority over this Security;�nstrument,and 1cAeehold payrnents or 8round rents„if��upy,.9qmowet dWl p�y . ;
<br /> ,;tti�st obliguiot�in the manner pmvidod in puraKny�l�2,or if not paid in.that msnncr,borcQ��er�l''nAy�![�ei1��t!n 4ime diracady
<br /> ' Co clie.per�wn c�wed paymeot. Botrawer shall promptly fumish td Lender xll notices af�ur�ounta ro be�id unt'ec'►hi;t,p�nigniph. .
<br /> � 'If.ik�rxower mr►kcs�ttiese paymrnts diratly.�o�rower slull promptly fumish to Lender rooeipa evidencing the'•ji�y,qiarb. ,..,. .
<br /> ,.';,.,•.,'�oraiw.er.shall promptly discharge any lien which hu priority over this Security L�strume�t unleas�orrowQ�s'(+�)��;nv� ,
<br /> _ � ,1 w,rltirig to the p�yment of the obligatian sociifeii by che lien in a m�nner aocept�ble to L,ender,(b).Cont�it,s in�ood f�ith the I�i�i
<br /> . �by,or defends against eeforcxment of the litn in, legal .pmceadinga which in the Lender's opinic�ri�'cS�Ydta':ta,.prcvax the
<br /> entoroement of the lien;or(c)secures from�he holder of tiie lien an egnxmcnt satisfnctnry to[.endtr.subq�dinntiii�the liai to
<br /> - th��Socurity Instrument. If I.cnder determines that any put of the F'roperty is subject to a lien which�mhy'�ttain priority over
<br /> this Security lnstrument,Lencler maY 8ive Borrower a notice identifying the lien.Borrower shall satisfy the lien or uke one or
<br /> � more of the�ctiocn set fonh above within 10 drys of the giving oF nodce.
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