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��� <br />� <br />� <br />�� <br />��� <br />N � <br />0 �� <br />0 <br />W �� <br />c� � <br />� �� <br />�� <br />� <br />- <br />��� <br />- <br />� <br />� <br />C <br />� ��i <br />rn ��� <br />� � <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Bog 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />30&382-2900 <br />f1 (l <br />A � <br />� <br />V° <br />S <br />m <br />r <br />r <br />n �� <br />� .�_ <br />m �".� <br />� � c r, <br />_.� <br />r*t <br />� <br />� <br />-,� <br />r � v <br />�. <br />� <br />C� - <br />tJ9 <br />r.� <br />�":3 <br />'V <br />� <br />"� <br />� <br />w <br />O <br />� <br />� <br />r•.J <br />-r <br />1—+ <br />� N <br />� --.i <br />ca <br />Z —1 <br />-� rn <br />�o <br />o � <br />� Z <br />Z R1 <br />D m <br />r � <br />r n <br />� <br />� <br />D <br />cn <br />� <br />[Space Above Thls Llne For Recording Data] <br />DEED OF TRUST <br />MIN:100846710084670355 <br />DEFII�TITIONS <br />Words used in multiple secrions of this document are defined below and other words are defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the u�ge of words used in ttus document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 23, 2012, together with all Riders to this <br />document. <br />(B) °Borrower" is Steven W Ryan and Kimberly S Ryan, husband and wife, as joint tenants. Borrower is the trustor <br />under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Boa 5793, Grand Island, NEBRASKA 68802. <br />(D) °°Trustee" is U.S. Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street, Owensboro, Daviess County KENTUCKY 42301. <br />(E) °°MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporarion that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneflciary under this Security <br />Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and telephone number of <br />P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />N <br />O <br />�--► <br />PV � <br />d � <br />W � <br />W � <br />� � <br />� � �� <br />� <br />S� <br />lD`" ' <br />NEBRASKA Single Family-Fannle Mae/Freddle Mac UNIFORM INSTRUMENT wlth MERSForm 3028 7/01 /\�\ <br />Page 1 of 13 �j`; �� <br />ios, inc. Borrower(s) In(Uals V� <br />�• <br />