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<br /> .r.-,�;•_��,_;�_� '�A�ARJU�'�AH�itA7��tiD�iR is m�do th� 3�D �y ap �ULY � 1999 .und i�
<br /> �:. • �� E�ti?�rGr-d�ii f�3m 6�d 5i�311 Gz dix,c- W 8iit�a--t�witl�r�-itt tit�A18ii$"o�t3.I�i.,i oY�uSi ttr°�'�:i�rity @'w-i, (t1�"�,--tt;ity
<br /> M�r:•����` Iastn��ait")o!No samo dat�o given by t!w undual�ncd(tAo"Elaamwar")to sccura klotrowcr's AdJustAbla EWtn Nou(�
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<br /> �•"_•...��" (trw'"Li.il�.i°�8t t1'ka Fui"ii�3 iliit37 Fiii�1 iAYC;PIiI$$t0�ii3jf►'ny 1��SGJI�ffl tttp sttiti{ty 11tStTtlftlCl3!tlltt�14C..°:�!t!�
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<br /> . �;�;;. .. 7'H[S NM'�CON'1'A1N4 WiROV1l4ION9 AI.1.t)�ViN��OR CH�►Nti�S IN MY IN'f'��l�ST RA,Til�.IAMD MY
<br /> T 5,_. MONI'N4Y I�AYMCN'�'� INCREA66S IN T� IN7'�ltF.ST RAT� WILL It�`SUI.T IN WI(il1�1 P�A1(OA�N'('8.
<br /> DECIt�A5F:9 W 7'lII3 tY�'1'L�'�tES'1'RATE�VYI.L QESULT W LO�[e�3 PAYMENT39.
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<br /> - AODTi'IONAL COVFNAN"IY9. Tn addidua ro ifm oove�wnts And agroGnertts mado ln ttto Sccurdt,y [�aaum�ttt,
<br /> 8o�rt�wcr and l,�aN{er fLrifict oovcr�a�tt�atd a��o a9 folfaws:
<br /> A.INTERF.ST RAT�AND MONTHLY WAYMC�NT CHANGIE9 ,
<br /> � ;�;.'. '[rio NaW provldey [ar an finiti�l interesi reto mf 7.s00 4b. `H'�cp Nare pmvtdes fer chru�ea in 1ha
<br /> .�. i tn�est rora and tho mnn�ty�rsyment��nv fallowa:
<br /> . 4.1NTEBEST RATE AND 1l+fON'�NLY PAYMTiNT CHAN(iES
<br /> �4 (A)Change Daha
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<br /> . 3't�a iiri�st ra�a i wi�pay m�y ai�r�a aa tho�usi ezq�f �"""��R= ► �v�w3. .end an Bma�uy
<br /> ' CvCty 12TiI 1tt0it1h IhE�l7l1ZCi.CsacB Q�on oa►which my intcrest�N cautd change is calbd a"CIlalt$E DtItO,"
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<br /> ;�• Heginning with Iba tirsi�.`tiango Dato,my interest raw will bo Aa�d on an Indv�.'I1w"Indaa"is: � .
<br /> -' ��. TIIE 9IEF�KI+Y AVF:ti11a8 YIEY+D ON iiNITEA 9'3'AT89 3'F.FaIlBURY 88CII�ITRB ADJIJJTSD TO A
<br /> "" CbNOTANT MATDRITY �P 1 YEAR� AO MAD�S AVA�I+ABLEi $Y TH8 SbDBRAL RBBSAVE IIQ2U4A,.
<br /> 'Irio moet rccent Indax figuro�valabb av of!ha dat�o: [� 45 daye ❑
<br /> - = bafaro each Chaago D�to L�ca11oA tho"Llimnt Indna°
<br /> If tlto Iad�u ia ca longer av�itabb,�he Noc�Maldor wlll chaaso a rtaw index thru is based upon eomptuaaW Lnforniation.
<br /> ___ "eRao Nato Holdes wiU give c�a�aa�ce of thi�choioe. '
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<br /> °- — (C)C�kudNa�at Ci�nga
<br /> =' 8tfom wcA Chan�o 11aLC�tha NoW Holder wilt calcWato my acw intmr�t��IDy�ddln8
<br /> �cro Arro �s� pv��msRe p�raen�age pot�t(s)( � a.'��¢ 96)w tt�e�nt uula�.
<br /> ,� '�ba Noto Holder wiil tt►e�cr��snd tho resWt of thlv additlon w 1ha [��,.��r,a:�st [� idaat Hlghest [�Naxt I.Awest
<br /> _= oNS n:ax� ( .�as gb),
<br /> +'; S�t W tho Umlts stated in Soction 4��f�Uo1aw.th19 rounded amo��wiU ba my ncsw intcrest tato undl tha neaet Char�a
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<br /> 7fra Noto Hokkr v�dri 1't�detamino tho�aunt of the monthty pqymcm ih��r+rauW be sufficlent W npay tbo unp�W
<br /> �rinc�{ml tlu�t I rua eapocted�s ow�u at tAe Ctwngo Date ln full on tha matwlty daAa w my t�w tntcrrst rato in au6�tantLlly
<br /> _ oguaf paymenU.Tho result of thlg calcc��itiAn wiU bo tho naw�rnount af�syY moi►tdly'PaYrt�nt
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<br /> -��� — — (D)Lio[h oa Iaterect t�ate Char�Rw
<br /> - � ' ase cluck�rpp�a,�r'�:,e boxsa;�'no b�at�r cArcked.�hae will ds ao�1Lntt o�cJYa�ges.)
<br /> . � (1)'[ficto wW bo oQ maaimwn Wnit c�n inte�t zaw c;hangea.
<br /> � (2)7tia int�crest rata t am roquvred to poy at tho ihsi Change D�oa wlll not bo greatcr than 9.5 00 gb
<br /> ' pr 8.500 �.
<br /> �3)My int�nest tate wiU nevcr 6a increuscd ar dccreascd on eny et�gle Change Date by maro tt�an
<br /> TWO PBRCENT pc�ccr,r�ga poi�ue� � z.o00 �6) Fram �t►a
<br /> '- roio o inu�.nst I hrrvo t�ocn PeYinB for tho p�oodin8 P�•
<br /> _� �](4)My inturse rato will navu bo g,rcaicx�lian la.soo qb.which is�lled the"Muimum Razo."
<br /> Z�18 "MYNIMUM RATE" PIILL NEVBR 8B LB88 TEIAN S.SOOt.
<br /> YULTISTAtB AOJUBTABLB RATE RIDER•8lnpta Famty ���+
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