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<br /> �,•����rd o� property Irour�nce. Borrowsr �!►�ll kocp the �n�rovemmts now existtn� ��r hereaRer erectod on the
<br /> i'toperty In:urat�p�inst ins:by liro, hu�rde includod wlthin the term 'ex�ended cover��e" and nny other h�zar4s, itxlutiin{
<br /> flaode or 1loadln�, tor whieh Lender sequira iiuut�nce.Thi�iruuroncx rh�ll be maint�inod in the Rmc►unte and far tho periods
<br /> thu Laxler requi�ea. TlK:incuracuc carrier providin� fhe insunuxe�h�ll bc choirn by Borrower aubject to Lrnder's ppprov�
<br /> whidi �h�li not be uare�son�bly witht�eld. if Borrower fail�to maintun cuver�� dacr+lkv�f at�c���, l.�rsd�x maj, at Lendcz's -_
<br /> opti�n,obtRin ooveraYe to protxt La►ckr's rlahte in the Propeny in�oconiuke with pu+�gr�ph 7.
<br /> Ap insurat�ce poltcia and renew�l� �all be �ccepubic to Lender and sh�ll include a stuidud mortgage cl�use. [.e�kr
<br /> shall 6ave the ri�ht to hold tbe polklas�nd ronewai�,It l.enc{et requires,Borrowa sh�l!promptly give to Lcnder all reoeipts oi
<br /> paid prem(ums and renewal nMica,In the eveat oi loss,Bormwer ahill aive prompl notice to the insunncc r.�rrior u►d Lender,
<br /> l,cnder may mdce praof of loss if not mde promptly by 8armwer.
<br /> Unless I.ender and Aorrower othenvise+4Lroe ia writina,insuraxe pr000eds�t►�11 be�ppliod to rataratton or re{►uir of the
<br /> property dam�god,if the restaruioa or repair i�ecw�wmically featlble uid l.a�der's securiry is not lessened. If the restorxion or
<br /> repair ic aot occxwmicatly f�ible or l.eada's�ocurity would be leaser►ed,the insuruice pr�eait�11 be applied to tLe sums
<br /> s�curod by thi: Sscuriry :nstrumeat. whether or mt then dae, with uiy excess pa�id to Bomower. If Aomower �b�nclons d�e
<br /> property,o�does n�t answer withln 30 d�►ys a notice frort►Laeder thst cixe insuru�ce carcier 1w offerod to settk a clum, tha�
<br /> i.w�; ...:;r .x.:'.w :!� 9^.„�,•�•:•.:���!,!�!f.. I� may u� the Proceeds to n�ait or raton d�e Prape[ty or to p�y su� _
<br /> soci�ed by this St�curity inaiumeat,whetber or nat t4ea due.'Che 3U-day perbd will begin when tt�e notix is g�ven.
<br /> Un{as l.ender and Harrowa oNwrwis� �8ra in writin�, ury ap�►fic�tioa of proceodi to princi�l ahall na extasd or
<br /> postpptie the due date at the munthly paymenn nfa�red to in par�r�phs t wd 2 a ehu►ge the amount of the p�ymwts.If
<br /> �uder pua�nph 21 tbe E'roperty is acquirod by Irender.Bom►wer's right to i�ny lnsuranct policies�nd pn�aed=resultin� ftom
<br /> dam+�ge ro the P7ope�ty prior to�I�e�cquixitioa shall pau to I.aider co thc extent of tl►e aums secucod by this Socurity�nsauma►c
<br /> immediately prior to the�cquisition,
<br /> i.Ooa�puey llre�an�tioe�M�htea�na�ud Proteetloa ot tbe Psx►paty:Hon'o�+a''s Lo�n Applkstios:I�eaaholds•
<br /> BorroMer�ll oocupy.establish.wd u�e tbe Propecty�Bomuwa's pcincipal raklenoe within sixty days after the execution of -
<br /> this Security Jaanuneat aod shall oontinue to�ocupy tbe PrapertY as BorroMer's Principal resideoce for at iaut ooe yar aRer
<br />+ t1�e d�te of oocupxxy, unkss l�eoder otbecwiu a=na in writiaa,whicd consent stnll aoc be unres�on�Wy witbbeld.or unlaa
<br /> . eaca�uatinE cinatn�stwoa exist rvhieh are bryoad liore�ower's ooutml. Aorrower�t►all noc deftroy. dam�E� a ►mPdr ihe
<br /> Prooe�tv, allo�v the Froo�rh�to deterlorate, or oanmit w��sto on tbe Property. Borrowe� shall be in default if any forfititm�
<br /> � action or pr000edina,whether ciri!or criminal.is b�ua tbrt in La�der's good faiw judamwc couid nwii ia ivrieiii+��.�`.'�=
<br /> t Ftopetty or otherwize m�derially impait the lien crated by this Security Insttuvoatt oc i.,a�der�s�cy inca�e.�►T�o+�er�y
<br /> - care sucb a defsult aod reinstue,rs p�nvidod'u►pu�r�ph 16.bY causin8 tl�ee sction or prooeedlaa to be di;mis�al with�rulin�
<br /> �: tlut, in I�endar's good fiuth daemiia�tiroi►, Pncludcs forfeiture of the Sornower'a inte�sst in the PropertY or dther m+rtai�l
<br /> `'� impai�mant of the liea created by this Saurity Inutuma►t or I.eader'� se,uriry iatcrest. Borrowei�ihill alao be ia defiult if
<br />``y gorrow�er,durina tbe lo�m�pliation proai.s,8ave��Ily false oc inxxurne infornfatioa a state�eats to L�eader(or failed
<br /> � to pravide I�ender with�my m�tai�l iaformation)iu aoonoction with dn lar�evide�ed by tLe Note.includina�btu not lirnited
<br /> �,��tip�t 0000eminE porrower's ooap�m�cy of the Pmpaty as a princip�l nsidariee. If this 5ea►riry[natnimmt is aa a
<br /> � lwd�old, 8orrnwa studl oompiy with �ll the provi�� of the laae. [f Borrow�r.ao4uira fa titk to tho Propaty,tbe
<br /> " kafehold aad tbe•�ac titk�hall not mar�e un2ess Laidcr�rees to thc merger in writi�t;.
<br /> " 7.�{oi�of I,eedec's ltl�hp i�tie lropaty.if Bomnwer fiils to,paform tbe oovea�ats wd a�reements 000t�ia�ed La
<br /> this Seatitr ImtnunaN. or tliea�e is a k�l prooeedin�that m�'signlficantlY�ffCyt�Londa': t�ghti ta the Prope�ty(a��a
<br /> p�din�in bantruptcy.prnixaK, fior oundeamation or fodeiture or ro eAfora laWS�oz re�uWioas)� tben Let�dkr�do md
<br /> £ MY fa rvh�te�rer a neces�y to proloct thc v�lue a[t6e Pc+operty �wd I.eMcr'e.�'$hes un the Property. L.eadet's actioos m�y
<br /> ams securad by a l�e�n.whicb has tiority over thi� 5ectf�qry':tlastnuna�t,:aP�E in oourt, WYi�tg. .
<br /> , inclode paying �nY P ,
<br /> �on�bk aaomrys' fea�nd eata`ins on ttio Propaty ta m�lco enpain. Altbough Y:endu may t�ce.ac2ion under thi3 p�ap�i .
<br /> 7,Lratdet dxa not have to do�a, � ' ,,
<br /> . Aay unounts disbu�sad:�by Lender uada t6is p�graph 7 dull beoome sddiris►nal debt of Bomo�• atcured by thia
<br /> Sauriry Lbuvmeat. Unleu Aorto�rer and�.ader r�ee to othu terms af paymcut,thae�unoorna�hall bar iaterca troni ihe
<br /> . date of di�bura�ment u the Nde r:�te aod siWl be p�ysblo, with intenest, u�on aMice irom I�sder to Bo�rower requatie8
<br /> payrnd►t.
<br /> f.MoriPt�I�u�. It i.e»der roquiraf mort�go insurama it a a►ndltiva of tn�tin�the loan secura!by this Soeuri[y
<br /> Inucumart, Borrowar shall pry rhe pramlums requirod to m�unt�in the mon�g�inwnooe ia efFea. If, for any cea�n�tlae
<br /> �nortg�gc iaturaooe oovenge roquiced by Lei�der I�psa or aasea to be in effect. Bomowa sh�ll pty the premium�roquired to
<br /> . obuia oovaage substantially cquivalcat to the mottg�ge insuraoa proviously in etfeat. �c s cost substmti�lly equiv�la►t to th�e
<br /> c�ost to Borrower of the mongr�e inwr�ncc previcwsly ia effect. from an alternate mnttgage inaurer approvod by i,enda. If
<br /> subatmtidly eauivaleat mortg�e insur�a�ce cm'er+6s ls tat available,Borrower sh�ll pay to La�drt esch month a aum ecwl to
<br /> o�c-�welfth of the ycarty roortgage inwraoce pttmium bcir r�pud by Borrower whea tbe insuruia ooverage lupscsl or cc�aed to
<br /> ' be kt�u:ffect.I�axler will accept,u�e�nd retain these paymenta ss a tou raerve in li�u of mottgage insur�nCC. ll.oce rexrre
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