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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />(Space Above This Line For Recording Data)
<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE 5ECURED
<br />BY THTS DEED OF TRUS1�
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 14, 2012. The grantors are RICHARD B FOX
<br />and DIANE M FOX, formerly l�own as DIANE M HART, HUSBAND AND WIFE, whose address is 532
<br />JOHNSON DR, GRAND ISLAND, Nebraska 68803-4129 ("Borrower"). Borrower is not necessarily the same as
<br />the Person or Persons who sign the Equity - Line of Credit ("Contract"). The obligations of Boaowers who did
<br />not sign the Contract are explained further in the section tifled 5uccessors and Assigns Bound; Joint and
<br />5everal Liability; Accommodation Signers. The hvstee is Arend R Baack, Attorney whose address is P.O.
<br />Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br />Association of Grand Island, which is organized and existing under the laws of the United States of America and
<br />whose address is 221 5outh Locust Street, Grand Island, Nebraska 68801 ("Lender"). RICHARD B FOX and
<br />DIANE M FOX have entered into a Contract with Lender as of April 14, 2012, under the terms of which
<br />Borrower may, from time to time, obtain advances not to exceed, at any time, a**'�MAXIMiJM PRINCIPAL
<br />AMOUNT (EXCLUDING PROTECTIVE ADVANCES)�*� of Eleven Thousand Two Hundred and
<br />00/100 Dollars (iT.5. $11,200.00) ("Credit Limit"). Any party interested in the details related to I.ender's
<br />continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not paid earlier,
<br />the sums owing under Bonower's Contract with Lender will be due on April 15, 2017. This Security Instrument
<br />secures to Lender. (a) the repayment of the debt under the Contract, with interest, including future advances, and
<br />all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest,
<br />advanced to protect the security of this Security Instrument under the provisions of the section titled Protec�ton of
<br />Lender's Rights in the Property; and (c) the performance of Bonower's covenants and agreements under this
<br />Security Inst�ument and the Contract. For this purpose, Bonower, in consideration of the debt and the taust herein
<br />created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following descnbed property
<br />located in the COUNTY of HALL, State of Nebraska:
<br />Address: 532 JOHNSON DR, GRAND ISLAND, Nebraska 68803-4129
<br />Legal Description: ALL OF LOT SEVENTY-EIGHT (78) AND THE WESTERLY TEN (10) FEET
<br />OF LOT SEVENTY-NINE (79), IN WOLFE'S SUBDIVI5ION TO THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />TOGETI�R WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Inst►vment as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the tifle to the Properly against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />� 2004-2011 Compliance Systems, Inc. 9BAD-3B49 - 20l iL2.0.485
<br />Comumer Real Eatate - Security Inatrument DL2036 Page I of 5 www•compliancesYs�ems.com
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