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DEED OF TRUST
<br />Loan No �0�2�2��e '<�. ;� lcontinued) 2 012 0 3 2�� Page 3
<br />regulations, now or hereafter in effect, of all governmentel authorities epplicable to the use or occupancy ot the
<br />Property, including wfthout limitation, the Americens With Disabilities Act. Trustor may contest in good faith any
<br />such law, ordinance, or regulation end withhold compliance during any proceeding, fncluding appropriate appeals,
<br />so long as Trustor has notified Lender in writing prior to doing so and so long as, in Lender's sole opinion, Lender's
<br />interests in the Property are not jeopardized. Lender may require Trustor to post adequate security or a surety
<br />bond, reasonably setisfactory to Lender, to protect Lender's interest.
<br />Duty to Protect. Trustor agrees neither to abendon or leave unattended the Property. Trustor shall do ell other
<br />acts, in addition to those acts set forth above in this section, which from the character and use of the Property are
<br />reasonably necessary to protect and preserve the Property.
<br />DUE ON SALE - CONSENT BY LENDER. Lender may, at Lender's option, declare immediately due and payable all sums
<br />secured by this Deed of Trust upon the sale or transfer, without Lender's prior written consent, of all or eny part of the
<br />Real Property, or any interest in the Real Property. A"sale or transfer" means the conveyance of Real Property or any
<br />right, title or interest in the Real Property; whether legel, beneficial or equitable; whether voluntary or involuntary;
<br />whether by outright sale, deed, installment sale contract, land contract, contract for deed, leasehold interest with a
<br />term greater than three (3) years, lease-option contract, or by sale, assignment, or transfer of any beneficial interest in
<br />or to any land trust holding title to the Real Properry, or by any other method of conveyance of an interest in the Real
<br />Property. However, this option shall not be exercised by Lender if such exercise is prohibited by federal law or by
<br />Nebreska law.
<br />TAXES AND LIENS. The following provisions relating to the taxes end liens on the Property are part of this Deed of
<br />Trust:
<br />Paymerrt. Trustor shall pay when due (and in all events prior to delinquency) all texes, special taxes, assessments,
<br />charges (including weter end sewer), fines and impositions levied egainst or on eccount of the Property, and shall
<br />pay when due all cleims for work done on or for servfces rendered or materiel furnished to the Property. Trustor
<br />shall maintein the Property free of all liens heving priority over or equal to the interest of Lender under this Deed of
<br />Trust, except for the lien of taxes and assessments not due and except as otherwise provided in this Deed of
<br />Trust.
<br />Right to Contest. Trustor may withhold payment of any tax, assessment, or claim in connection with a good falth
<br />dispute over the obligetion to pay, so long as Lender's interest in the Property is not jeopardized. If e lien arises or
<br />is filed as a result of nonpayment, Trustor shall within fifteen (15) days after the lien erises or, if e lien is filed,
<br />within fifteen (15) days after Trustor has notice of the filing, secure the discharge of the lien, or if requested by
<br />Lender, deposit with Lender cash or a sufficient corporate surety bond or other security satisfactory to Lender in an
<br />amount sufficient to discharge the lien plus any costs and attorneys' fees, or other charges that could accrue as a
<br />resutt of a foreclosure or sale under the lien. In any contest, Trustor shall defend itself and Lender and shall satisfy
<br />any adverse judgment before enforcement ageinst the Property. Trustor shall name Lender as an additional obligee
<br />under any surety bond furnished in the contest proceedings.
<br />Evidence of Paymant. Trustor shall upon demend furnish to Lender satisfactory evidence of payment of the taxes
<br />or assessments end shall authorize the eppropriate governmentel official to deliver to Lender at any time a written
<br />statement of the taxes and essessments against the Property.
<br />Notice of Construction. Trustor shall notify Lender at least fifteen (15) days before eny work is commenced, any
<br />services are furnished, or any materials are supplied to the Property, if eny mechanic's lien, materialmen's lien, or
<br />other lien could be asserted on eccount of the work, services, or materials. Trustor will upon request of Lender
<br />furnish to Lender advance assurences satisfactory to Lender that Trustor can and will pay the cost of such
<br />improvements.
<br />PROPERTY DAMAGE INSURANCE. The following provisions relating to insuring the Property are a part of this Deed of
<br />Trust.
<br />Mairrtenanca of Insurance. Trustor shall procure and maintain policies of fire insurence with standard extended
<br />coverage endorsements on a fafr value basis for the full insurable value coverfng ell Improvements on the Real
<br />Property in an smount sufficient to avoid applicetion of any coinsurence clause, and with a standard mortgagee
<br />clause in favor of Lender. Trustor shall also procure end maintain comprehensive general IiabiBty insurance in such
<br />coverage amounts as Lender mey raquest with Trustee and Lender being named as additional insureds in such
<br />liability insurance policies. Additionally, Trustor shell meintain such other insurance, including but not limited to
<br />hazard, business interruption, and boiler insurance, es Lender may reasonably require. Policies shall be written in
<br />form, amounts, coverages and basis reasonebly ecceptable to Lender and issued by a company or compenies
<br />reasonebly acceptable to Lender. Trustor, upon request of Lender, will deliver to Lender from time to time the
<br />policies or certiflcates of insurance in form satisfactory to Lender, including stipulations that coverages will not be
<br />cancelled or diminished without at least ten (10) days prior written notice to Lender. Each insurance policy also
<br />shall include an endorsement providing that coverage in favor of Lender will not be impaired in any way by any act,
<br />omission or default of Trustor or any other person. Should the Real Property be located in an area designeted by
<br />the Director of the Federal Emergency Management Agency as a special flood hazard area, Trustor agrees to obtain
<br />and maintain Federal Flood Insurance, if available, for the full unpaid principel balance of the loan and any prior
<br />liens on the property securing the loan, up to the maximum policy limits set under the National Flood Insurence
<br />Program, or as otherwise required by Lender, and to meintain such insurence for the term of the loan.
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