2012032�3
<br />this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument,
<br />and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If
<br />there is a change of the Loan Servicer, Borrower will be given written notice of the chaage which will state the name and
<br />address of the new Loaa Servicer, the address to which payments should be made and any other information RESPA
<br />requires in connecdon with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a
<br />Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with
<br />the Loan Servicer or be transferred to a successor Loan Servicer and aze not assumed by the Note purchaser unless
<br />otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant
<br />or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that
<br />the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such
<br />Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section
<br />15) of such alleged breach and afforded the other pariy hereto a reasonable period after the giving of such notice to take
<br />corrective action. If Applicable Law provides a time period which must elapse before certa.in action can be taken, that
<br />time period will be deemed to be reasonable for purposes of ttus paragraph. The notice of acceleration and opportimiity to
<br />cure given to Borrower pursuant to Section 22 and the norice of acceleration given to Borrower pursuant to Secrion 18
<br />sha11 be deemed to satisfy the norice and opportunity to take corrective action provisions of this Secrion 20.
<br />21. Hazardous Substances. As used in ttus Section 21: (a) "Hazardous Substances" aze those substances defined as
<br />toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substaaces: gasoline,
<br />kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials
<br />containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws
<br />of the jurisdiction where the Property is located that relate to health, safety or environmental protection;
<br />(c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in
<br />Environmental Law; and (d) an"Environmental Condirion" means a condition that can cause, contribute to, or othervvise
<br />trigger an Environmental Cleanup.
<br />Borrower sha11 not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or
<br />threaten to release any Hazardous Substances, on or in the Property. Borrower sha11 not do, nor a11ow anyone else to do,
<br />anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental
<br />Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condidon that adversely
<br />affects the value of the Property. The preceding two sentences sha11 not apply to the presence, use, or storage on the
<br />Properiy of small quantities of Hazardous Substances that are generally recognized to be appropriate to nornial residential
<br />uses and to maintenance of the Property (including, but not lunited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lender written no6ce of (a) any investigation, claim, demaad, lawsuit or other action
<br />by any governmental or regulatory agency or private party involving the Properiy and any Hazardous Substance or
<br />Environmental Law of which Borrower has actual lmowledge, (b) any Environmental Condition, including but not
<br />limited to, any spilling, leaking, discharge, release or threat ofrelease of any Hazardous Substance, and (c) any condition
<br />caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Properiy. If
<br />Bonower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or
<br />other remediation of any Hazardous Substance affecting the Property is necessary, Bonower shall promptly take all
<br />necessary remedial actions in accordance with Environmental Law. NotUing herein shall create any obligation on Lender
<br />for an Environmental Cleanup.
<br />NON-UMFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shall give notiice to Borrower prior to acceleral3on following Borrower's
<br />breach of any covenaat or agreement in this Security Instrument (but not prior to acceleration under Section 18
<br />unless Appl�cable Law provide.e otherwise). The notice shall specify: (a) the default; (b) the action required to cure
<br />the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by wluich the default
<br />must be cured; and (d) that failure to cure the default on or before the date specified in the not3ce may result in
<br />acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further
<br />NEBRASKA -Single Family-Fannle Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01
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<br />ias, ir�c. Borrower(s) IniUals
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