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<br /> _--_----'�- �!�un!shall t�d�.Ene�4 cn pmcr�d and suppkmeat t1ec�M��3o��d uf Trar�t rn SneutEtg l�t1(t�cs"sc�ur�tY --
<br /> • `; ���r•••�++��f"f oi t!►o�na daza givcn by tt►o andcr�igncd(th�"@os�aHrn") w scxtuo Bom►woe's Adjar�?s�61n t��te Alot�{tft� -
<br /> �,,�::��;:::���. "Noto")� —
<br /> -. . :...,r._ •• . liOMLi I�F�AUItAL eAVINQ9 8 IAAN A,B80CIATION 01� CIRA�NPi xF��rAI�
<br />_.. �'::'��`: � dcscribcd in the Socuriry Inasiumont and lacntcsl tU:
<br /> ,a.���=u�� �� - (tho"L�cndar")of tho samo di�o and covexing tho PmP�Y
<br /> aa3 ryr►s� :w.�, e� �
<br /> - --�� or�rm =at.�t�� t�e�►exa set�oa�
<br /> - �PmQoRy Addmn)
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<br /> n�;��' .�::.,,....} THIS NM'E CONTAINS PROVISIQN9 A41.OWIN�FQR CHANGES IN lVlY IrITP�t6�ST RATI� ANt�l11a1'
<br /> -i`�..�;'-`,�'- MONTHI.Y PAYMRNT. INCRFA6�51 QV THE 1NT6RFST RATE WILL �ESL►LT IN t�IQ7k11E� PAY11�J�iTSi� _
<br /> `F' ���:�� DECNCs�18E81r1 TH�IN�ERCS'�RATL WIL4 Ii�SUL.T IN I.OWCR PAYMENTS.
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<br /> � ADOITIONAL COVFNANTB. In addition to Iho covenants tu►d aArccmc�►u+ mndQ in thp 3e�urily Iiu,!nmt�b
<br /> '�� eomawcr and l.endar fluthcr covcrant and agtoo es folluws:
<br /> ; ;:-.
<br /> � � h ,� � A,�pV'�'EREST RATE AND MOHTNLY PASfNlTNT CHAN0IES
<br /> . ` Tho Noto pmvidcs far an Wtial inor�cst rate of o.500 �, 1ha Nato providea f�r chnn�O9 fn [tia
<br /> inuxest rate aitcl tha monthly pfl3►mnnta,as[oliowa:
<br /> .. 4.�NTEREST itAT�AND MONTHI.Y l�,�YMENI'CHANGI6S -
<br /> (A)Changa��tes
<br /> ,�;` The intaresi eate I wlll poy may ckun�An tha tirss drqr of �vt.x , aoon� �a.,�u�►G1��t dZk
<br /> in�st mro could ahnn a ia c�11uA n°CBrt�►�o D�e.�
<br />- -�_ n iST� mnnth 1hct�at'ter.F.�cb��+on whtch my t II
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<br /> (B)'f�e Iadex
<br />` � _ - - - g=�at,�g wlth tl�ti[�t Cn�nBe�ate+my in�tuia�vi1t av w�a3.��3sttl�"�.':'�"�:"�-�'
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<br />-',+ T�iE WIiEKLY AV6R1►aP YIEI+D 02i VNITIIin BTATBB T�1LAH1JSiY 8F3CqItxTB�•AI1.7L18TFsD TO A
<br /> - - QONBTANT MATURI'i`Y 08 1 YSATi. A8 MAAII AVAII.AAGB 81G THS F�I'iR1�+ lU4E3BRV6 80ARD.
<br /> '!t►o mast reca►t Im{ox tiBure evallablo av of the dttta: a�...� 49 ds�ya�..�._..-
<br /> -_,- bafaco ex,d Chango Da�o is cell�ocl tho"Curront Indox°
<br /> ���, If tho Iadex ia no longu evailabl8.tho Note HaWar wW choo5t►�naw inde�c tht�t is basod up�n oompmrtbb intarmatio�n.
<br /> �'14�o Nou Haldcr w1118ivA mo nodce of thls cholco.
<br /> � �C)Cat�tatbn ot GYa�n�a
<br /> - � Befora qc'h Ct�an,�o�.tho IdoVS�r9�cr witl cntculato my now intcrost��7 so��� 9b to tho�imnt Indoa.
<br /> _ - TWO nrrD THRSB �U��tRe . �ntage point(e)( �
<br /> — , 7EtQ Note�iQtdu wW tbesa cwcunnd�he nesult of this�dc#i�rv�N�iho C�l Nearest L��Naxt kllgriest ,L��Vo�t Iawest•
<br /> :_'� oNa xs�
<br /> -;:� - 5ubjx!9�t�o�imit�stated in Scctian 4(D)bolow.thia roundod a�r�unt wi11 bo my new intcrest rnto un�l tha ao�t Chongo
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<br /> r,a '1?�0 lVote Holder will then dotermino the umount af tho monthlY PaYmont thnt wou�d bo suftiolent to repny ttu�unpaid
<br /> -- psiiai�t ttwt I aiu axpccted ro owa at tho Chan�a ii�ie in�U on tho rtwturity data w my aew intcreat rata I�e substantl�lly
<br /> — cquAl payments.Tho result oP tbi�calculadan wlll bo tY.�now umount of my monthty pt►ymen�
<br />_` ' (p)Ltsn�n ot1 Igte�t R�te Cl�ges
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<br /> ;_ P qs���sk c��;c,:v�c�to bo�teB:�f rto bae ts chec�d.the.�w1�t 6e�ra��llr�it ars eka.sgrs.
<br /> (1)'[hcra Will�;i no mu�imum Wmit on[ntct�.M�►to chsu�ge�. 10.s�Q 96
<br /> _- r.x 4��'�L�e interest rato 1 am required to puy at thu fast Chan��D�to w1U nat bo greutar than
<br /> �-::� or Ic�..��a 6.soo 56.
<br /> - — � ����My lntcrest rete wUl navcr bo incrcascif or docmnscd nn any aingto Chango Dat�by rt�n:than
<br /> - -� Tpto e�tcENT pvrcentngo poinc(s) ( 2.000 96) from ths
<br /> `� raw of tcrest I huvo t�eecn paying for tho precvding per�od.13.so 0 9b,which ia called the"Mmdmum Rato."
<br /> cn
<br /> ;���� [�(4)My int,erest raw wlll nevcr bo grcutcr t1uu�
<br /> ' .;!• T}tS "MINIMt1N! 1tATE" WILI, NEVFR 88 L888 THMI 6.500t.
<br /> �/lILT1�TAT8 ADJUBTABLB RATB RiDBR-8lnplo Fumily �I�
<br /> Pay.1 of� �'
<br /> , • �•�i9A1�0l1 VNP NOHTAA�6 FORti9•(100)091•18Y1 InNtlqt
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