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20 f203266 <br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand Isl and NE 68801- <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Arend R Baack, Attorney <br />(E) "Note" means the promissory note signed by Borrower and dated Ap r i 1 19 , 2 012 . The Note <br />states that Bonower owes Lender ONE HUNDRED FORTY THREE THOUSAND N INE HUNDRED <br />AND 00/100 <br />Dollars (U.S. $143 . 900 . 00 ) plus interest. Borrower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in fu11 not later than M a y 1. 2 0 2 7 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "I.oan" means the debt evidenceci by the Note, plus interest, any prepaymeni charges and late charges due <br />under the Note, and aIl susns due under this Security Instrument, plus interest. <br />(H! "Riders" means att Riders to this Security Instrument tha.t are exe,cuted by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />0 Adjustable � Id:ider � Condominium Rider 0 Seco� Home Rider <br />0 Balloon Rider � Planned Unit Development Rider 0 I-4 Fa�rily Rider <br />0 VA Rider Q Biweekly Payment Rider 0 E3ther(s) [specifyl <br />(p "Applicable Law° means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrarive rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(J) "Community Associstion Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />� draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magneric tape so as to order, instruct, or authorize a financial institurion to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transacrions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are descrihed in Section 3. <br />(M) "Misceilaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations: of, or omi�sions as to, the <br />value and/or condirion of the Property. � ' - <br />NEBRASKA-Single Famlly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Flnanciel Services <br />Pw <br />�. <br />Form 3028 1/01 <br />VN1P6(NE) (1105) <br />_.. Page 2 of 17 <br />J• <br />�.�. �� <br />e1' <br />� � <br />�': . <br />i� <br />, i <br />, <br />�rb <br />,. �v <br />��� <br />i;� <br />��� <br />