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2012030�Q IC) "Lender" is WELLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing uuder the laws of THE UNITED STATES Lender's address is 101 NORTH PSILLIPS AVEN[JE, SIOIIX E'ALLS, SD 57109 Lender is the beneficiary under this Security Instrument. iD� "Trus�tee" is WELLS FARGQ FINANCIAL NATL SNK C/O SPEC. SERV., PO SOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissary note signed by Borrower and dated APRIL 13, 2012 . The Note states that Borrower owes Lender Ol� HUNDRED TWENTY NINE T80IISAND FODR HUNDRED A1�ID 00/100 Dollars (U. S. $***** 12 9, 4 0 0. 0 0) plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later thanl�lP,Y O1, 2042 . (F� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider � Condominium Rider 0 Second Home Rider � Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider ❑ VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] (1) °Applicabfe Lew" means all controlling applicable federal, state aud local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applica.ble final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments° means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners associa,tion or similaz organization. 1K) "Electronic �unds Transfer" mea.ns any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. iL) "Escrow Items" mesns those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third pariy (other than �nc��r.�n� proceeds paid under the coverages described in Section 5) for: (i) damage to, or destnzction of, the ProgErty; (ii) condemnation or other taking of all or any part of the Property'; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. NEBRASKA-Single Family-Fann(a MaelFraddfe Mac UNIFORM INSTRUMENT Farm 8028 1/01 VMP � VMP6�NE1 11106i.00 Wolmre Kluwar Financiat Services Page 2 of 17