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<br />THIS INSTRiJMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 10, 2012. The grantor is DEBORAH A
<br />THOMSON, A SINGLE PERSON, whose address is 917 W 3RD, GRAND ISLAND, Nebraska 68801
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of
<br />Bonowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound;
<br />Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address
<br />is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings &
<br />Loan Association of Grand Island, which is organized and existing under the laws of the United States of
<br />America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). DEBORAH
<br />A THOMSON owes Lender the principal sum of Twenty Thousand Two Hundred Ninety-nine and 03/100 �
<br />Dollars (iJ.S. $20,299.03), wluch is evidenced by the note, consumer loan agreement, or similar writing dated the
<br />same date as this Security Instrwnent (the "Note"), wluch provides for periodic payments ("Periodic Payments"),
<br />with the full debt, if not paid earlier, due on April 5, 2022. This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the
<br />Note; (b) the payment of all .other sums, with interest, advanced to protect the security of this Security Instrument
<br />under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance
<br />of Bonower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower,
<br />in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 917 W 3RD, GRAND I5LAND, Nebraska 68801
<br />Lega1 Description: THE WESTERLY THIRTY-THREE (33) FEET OF FRACTIONAL LOT
<br />THREE (3), IN BLOCK ONE HUNDRED EIGHTEEN (118), IN RAILROAD ADDITION TO THE
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fvctures now or hereafter a part of the property. All replacements aud additions shall also be
<br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Bonower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Taxes and InsuXance. At Lender's request and subject to Applicable I,aw, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in'full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security InsUument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or properiy insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (fj
<br />O 2004-2011 Complience Systems, Inc. 9BAD-ACEI - 2011L2.0.455 :
<br />Consumer Real Estate - Seciuity Ivswmert DL2036 Page I of 6 �vww.compliancesystems.com
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