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- <br />�� <br />N � <br />B � <br />� � <br />N �� <br />B <br />W � <br />e � <br />� <br />� <br />- <br />� <br />� <br />C <br />`� � � <br />� � <br />7� .T. <br />.J <br />4� <br />� � = 11 <br />� � �v <br />� <br />�C o _ � <br />A � <br />m <br />� <br />I � L'' ;� <br />� � <br />c� ►—� <br />'TI �.1 <br />.=� <br />I: � C� <br />m � <br />0 <br />� <br />� � <br />� � <br />C D <br />z --� <br />� rn <br />� o <br />o - r► <br />�Z <br />= m <br />n o0 <br />r � <br />r n <br />� <br />� <br />A <br />�..� �..i <br />cn <br />cn <br />THIS INSTRiJMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />NMLS COMPANY IDENTIFIER: 446443 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />THIS DEED OF TRUST ("Security Instrument") is made on April 10, 2012. The grantor is DEBORAH A <br />THOMSON, A SINGLE PERSON, whose address is 917 W 3RD, GRAND ISLAND, Nebraska 68801 <br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of <br />Bonowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound; <br />Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address <br />is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & <br />Loan Association of Grand Island, which is organized and existing under the laws of the United States of <br />America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). DEBORAH <br />A THOMSON owes Lender the principal sum of Twenty Thousand Two Hundred Ninety-nine and 03/100 � <br />Dollars (iJ.S. $20,299.03), wluch is evidenced by the note, consumer loan agreement, or similar writing dated the <br />same date as this Security Instrwnent (the "Note"), wluch provides for periodic payments ("Periodic Payments"), <br />with the full debt, if not paid earlier, due on April 5, 2022. This Security Instrument secures to Lender: (a) the <br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the <br />Note; (b) the payment of all .other sums, with interest, advanced to protect the security of this Security Instrument <br />under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance <br />of Bonower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, <br />in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with <br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska: <br />Address: 917 W 3RD, GRAND I5LAND, Nebraska 68801 <br />Lega1 Description: THE WESTERLY THIRTY-THREE (33) FEET OF FRACTIONAL LOT <br />THREE (3), IN BLOCK ONE HUNDRED EIGHTEEN (118), IN RAILROAD ADDITION TO THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fvctures now or hereafter a part of the property. All replacements aud additions shall also be <br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Borrower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Prepayment and Late Charges. Bonower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br />Note. <br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling <br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have <br />the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />Funds for Taxes and InsuXance. At Lender's request and subject to Applicable I,aw, Borrower shall pay to <br />Lender on the day periodic payments are due under the Note, until the Note is paid in'full, a sum ("Funds") for: (a) <br />yearly taxes and assessments which may attain priority over this Security InsUument as a lien on the Property; (b) <br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or properiy insurance <br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (fj <br />O 2004-2011 Complience Systems, Inc. 9BAD-ACEI - 2011L2.0.455 : <br />Consumer Real Estate - Seciuity Ivswmert DL2036 Page I of 6 �vww.compliancesystems.com <br />N <br />O <br />� <br />N <br />O <br />w <br />� <br />� <br />� <br />r�� <br />� � <br />