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�� <br />�� <br />�� <br />N � <br />0 �� <br />� � <br />N �� <br />A <br />W � <br />0 �� <br />� �� <br />�� <br />� <br />�� <br />�� <br />� <br />� <br />� <br />C <br />',�� �'9 O <br />n7 � � <br />� � <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal5avings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />�� <br />'� <br />�, <br />_ <br />m <br />r <br />r ,� <br />c -� �"Y-- <br />o � <br />� <br />r� ; . <br />c� <br />v� <br />- .� <br />r <br />� <br />0 <br />� <br />�, �, <br />� <br />m <br />0 <br />� <br />t'�a <br />C:J <br />►--� <br />•V <br />s <br />~za <br />� <br />r--' <br />Oo <br />"'CJ <br />� <br />1--� <br />rv <br />� <br />� <br />M� <br />C'� C/� �� <br />� � <br />C D `-; <br />z --a ;' � <br />�m��� <br />� <br />� Z �� <br />m " <br />= r <br />D � ��,� <br />r � <br />r N f , R ,� <br />v E�; �� <br />,.. �- �-;: �� <br />cn �� ; <br />� e, � <br />�:� <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Associstion of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />(Space Above This Line For R�ording Data) <br />NMLS COMPANY IDENTIFIER: 446443 <br />DEED OF TRUST <br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br />BY TffiS DEED OF TRUS1� <br />THIS DEED OF TRUST ("Security Instrument") is made on Apri19, 2012. The grantor is SHEILA J ALDER, <br />A SINGLE PERSON, whose address is 320 S EDDY ST, GRAND ISLAND, Nebraska 68801 ("Boaower"). <br />Borrower is not necessarily the same as the Person or Persons who sign the Equity - Line of Credit ("Contract"). <br />The obligations of Borrowers who did not sign the Contract are explained furkher in the section titled 5uccessors <br />and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R Baack, <br />Attorney whose address is P.O. Bog 790, Grand Island, Nebraska 68802 ("Tntstee"). The beneficiary is Home <br />Federal Savings & Loan Association of Grand Island, wluch is organized and existing under the laws of the <br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 <br />("Lender"). SHEII.A J ALDER has entered into a Contract with Lender as of Apri19, 2012, under the terms of <br />which Borrower may, from time to time, obtain advances not to exceed, at any time, a'�'�*MA�IIMUM <br />PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)'�'�* of Twenty Thousand and <br />00/100 Dollars (U.S. $20,000.00) ("Credit Limit"). Any party interested in the details related to Lender's <br />continuing obligarion to make advances to Borrower is advised to consult directly with Lender. If not paid earlier, <br />the sums owing under Bonower's Contract with Lender will be due on April 15, 2017. This Security Instrument <br />secures to Lender. (a) the repayment of the debt under the Contract, with interest, including future advances, and <br />all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest, <br />advanced to protect the security of this Security Instcvment under the provisions of the section tided Protection of <br />Lender's Rights in the Property; and (c) the performance of Bonower's covenants and agreements under this <br />Security Instrument and the Contract. For this purpose, Bonower, in consideration of the debt and the trust herein <br />created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following descn'bed property <br />located in the COUNTY of HALL, State of Nebraska: <br />Address: 320 S EDDY ST, GRANI) ISLAND, Nebraska 68801 <br />Legal Description: LOT EIGHT (8), IN BLOCK ONE HLTNDRED THIRTY (130), IN KOENIG & <br />WdEBE'S ADDITION TO'd'HE CITY OF GRAND ISLAND, H.�LL COUNTY, NEBRASKA. <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Properiy is unencumbered, except for encumbrances of record. <br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Borrower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and <br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br />Applicable Law. As used in this Security Instavment, the term "Applicable Law" shall mean all controlling <br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have <br />the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />N <br />O <br />� <br />N <br />C7 <br />W <br />O <br />_,c <br />� <br />�� � <br />� 2004-2011 Complience Sys[ems, Inc. 9BAD-0801 - 20l 1 L2.0.485 <br />Coavumer Real Eatete - Sec�ity Iostrm�ent DL2036 Page l of 5 �'•�P1�Y��•� <br />