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�� <br />- <br />� <br />N � <br />0 � <br />� �� <br />N ��' <br />0 �� <br />0 ° <br />N �� <br />� �� <br />� <br />�� <br />��� <br />�� <br />��. <br />� <br />� <br />� <br />� <br />� <br />� <br />-� <br />-� <br />�- <br />� <br />� <br />� <br />� <br />� <br />� <br />t�f <br />� <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />�a <br />'� ' ae <br />� <br />� �� <br />. <br />S <br />m <br />r <br />r , <br />c� � <br />0 <br />� � <br />� �. <br />--t <br />m <br />� <br />0 <br />� <br />C7 ~ � <br />r*s � <br />m <br />v <br />N <br />I� �J <br />G� <br />�.-a <br />•V <br />� <br />� <br />� <br />f--+ <br />OD <br />� <br />� <br />� <br />� <br />fV <br />f—+ <br />� � <br />� � <br />C D <br />Z —�1 <br />--� m <br />� o <br />o �t <br />'� Z <br />�' r*1 <br />D W <br />r � <br />r D <br />� <br />x <br />m <br />�� <br />� <br />� <br />� <br />N �� <br />O `� <br />iV ..� <br />(� �x7 <br />W � <br />O �, <br />N F.:y <br />� <br />� � <br />E <br />� <br />[Space Above Thls Line For Recording Data] <br />Loan No: 101249734 ��� <br />G <br />DEED OF TRUST <br />ParcellD: 400415933 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regazding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrumeat" means this document, which is dated April 10, 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Chad A Sheffield and Kayla M Sheffield, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Dier�s Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />State of Nebraska <br />(E) "Note" means the promissory note signed by Bonower and dated April 10, 2012 . <br />The Note states that Borrower owes Lender <br />One Hundred Fifteen Thousand Nine Hundred TwentyFive DOLLARS and Zero CENTS <br />Dollars (U.S. $ 115,925.00 ) plus interest. Bonower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than May 1, 2027 . <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 � � <br />LFI#FNMA30289l11 Pagel of13 Initials: � �� <br />