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<br />Lender or its agent may make reasonable entries upon and inspections of the Properly. If it has reasonable cause,
<br />Lender ma.y inspect the interior of the ixnprovements on the Property. Lender shall give Borrower notice at the time
<br />of or prior to such an interior inspection specifying such reasonable cause.
<br />8. Borrower's Loan Application. Bonower shall be in default if, during the Loan application process,
<br />Borrower or any persons or entities acting at the direction of Bonower or with Bonower's knowledge or consent gave
<br />materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with
<br />material infomiation) in conn�tion with the Loan. Material representations include, but are not limited to,
<br />representations concerning Bonower's occupancy of the Property as Borrower's principal residence.
<br />9. Protection of Lender's Intere.st in the Property and Rights Under this 5ecurity Instrument. If (a)
<br />Borrower fails to perform the covenants and agre,ements contained in this Security Instrument, (b) there is a legal
<br />procceding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument
<br />(such as a procceding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may
<br />attain priority over this 5�urity Instrument or to enforce laws or regulations), or (c) Bonower has abandoned the
<br />Properiy, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the
<br />Property and rights under this Security Instrument, including prote,cting and/or assessing the value of the Property,
<br />and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums
<br />secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable
<br />attomeys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured
<br />position in a bankruptcy procceding. Securing the Property includes, but is not limited to, entering the Property to
<br />make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or
<br />other code violations or• dangerous conditions, and have utilities turned on or off. Although Lender may take action
<br />under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that
<br />Lender incurs no liability for not taking any or all actions authorized under this Section 9.
<br />Any amounts disbursed by Lender under this Section 9 sha11 become additional debt of Borrower s�ured by this
<br />Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be
<br />payable, with such interest, upon notice from Lender to Bortower requesting payment.
<br />If this Security Instrument is on a leasehold, Bonower shall comply with all the provisions of the lease.
<br />Bonower shall not surrender the leasehold estate and interests herein conveyed or terminate or cancel the ground lease.
<br />Bonower shall not, without the express written consent of L.ender, alter or amend the ground lease. If Bonower
<br />acquires fee title to the Properiy, the leasehold and the fee title shall not merge unless Lender agrees to the merger
<br />in writing.
<br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Bonower
<br />shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage
<br />Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such
<br />insurance and Bonower was required to make separately designated payments toward the premiums for Mortgage
<br />Insurance, Bortower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage
<br />Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance
<br />previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage
<br />Insurance coverage is not available, Bonower shall continue to pay to Lender the amount of the sepazately designated
<br />payments that were due when the insurance coverage ceas� to be in effect. Lender will accept, use and retain these
<br />payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve sha11 be non-refundable,
<br />notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Bortower any
<br />interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance
<br />coverage (in the amount and for the period that L.ender requires) provided by an insurer selected by Lender again
<br />becomes available, is obtained, and Lender requires sepazately designated payments toward the premiums for
<br />Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was
<br />required to make separately designated payments towazd the premiums for Mortgage Insurance, Borrower shall pay
<br />the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until
<br />Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Form 3028 1/01 Page 7 of 14
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