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20120�� and the right to bring a caurt action to assert the non-ezistence of a default or any other. defense of Borrower to �cceleration and s�le. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable L�w. Lender shall be entitled to collect all ezpenses incurred in pursning the remedies provided in this Section 22, including, bnt not limited to, reasonable attorneys' fees and costs af title evidence. If the power of sale is invoked, 1Y�ustee shall record a notice of default in each coanty in wluch any part of the Property is located and shall mail capies of such notice in the manner prescribed by Applicable Law to Borrower and to the other persons prescribed by Applicable Law. After the time reqnired by Applicable Law, 1�-ustee shall give public notice of a�le to the persons.and in.the manner preacribed by Applicable Law. Trustee, without demand on Borrower, shall sell the Property at public auction to the lughest bidder at the time �nd place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by public announcement �t the time �nd place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Upan receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the st�tements made therein. Trustee shall apply the proceeds of the sale in the following order: (�) to all costs and egpenses of ezercising the power of sale, and the sale, including the payment of the 1'rustee's fees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrament; and (c) any ezcess to the persoa or persons legally entitled to it 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall sunender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it Such person or persons shall pay any recordation costs. Lender may chazge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, ma.y from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an inshument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor taustee shall succeed to all the title, power and duties confened upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address wluch is the Property Address. HCFG-00359 • NEBRASKA-$ingle Famiiy-Fannie MaeiFreddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP� 12/11 Wotters Kluwer Financial Servicea 201204164.0.0.0.4002J20111726Y Pege 18 of 16