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201203048 NOTICE OF DEFAULT The undersigned, being the Successor Trustee under a Trust Deed filed for record in the records of Hall County, Nebraska, by LEAH A. FAIRBANKS AND GRANT E. FAIRBANKS, WIFE AND HUSBAND, as Trustors, in which Mountain West Financial, Inc., A California Corporation, is named as Beneficiary, hereby gives notice that a breach of an obligation for which the trust property was conveyed as security has occurred, and the nature of such breach is the Trustor's failure to make debt payments as they became due. The current lawful holder of the promissory note is Wells Fargo Bank, National Association. You are hereby notified that because of such default, the indebtedness secured by said Trust Deed is accelerated. You are further notified that because of such default, the undersigned has elected to sell or cause to be sold the trust property to satisfy the obligations under the Trust Deed; the trust property being legally described commencing on the cover page of this instrument and incorporated as it fully set forth herein and commonly known as: 823 W 5th St, Grand Island, NE 68801 -4537; After the lapse of not less than one (1) month, the trustee or the attorney for the trustee shall give notice of sale. This communication is an attempt to collect a debt and any information obtained may be used for this purpose. The commencement of the foreclosure action does not affect the rights as set forth in the initial demand letter Dated Successor Trustee Erika l.napstej i, NSBA 24088 Kozeny & McCubbin, L.C. 12400 Olive Blvd., Suite 555 St. Louis, MO 63141 (314) 991 -0255 State of Missouri ) ss. County of St. Louis ) . The foregoing instrument was acknowledged before me this day of 2012, by Erika Knapstein, Successor Tste Notary Public K &M File Name: FAILENOR _ This firm is a debt collector and any information we obtain from you will be used for that IIIIIKIIM I7 I1 IINI IIII�IIIIIV�VNIAI