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<br />THIS INSTRLTMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locuat Street
<br />GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Losn Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801 5�
<br />e�,�•
<br />(Space Above This Line For R�ording Data)
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUS'1�
<br />THIS DEED OF TRUST ("Security Insmiment") is made on Apri14, 2012. The grantors are MARIE A ROUSE
<br />and LESLIE W ROUSE SR, WIFE AND HUSBAND, whose address is 2608 LAMAR AVE, GRAND
<br />ISLAND, Nebraska 68803-6106 ("Bonower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Equity - Line of Credit ("Contract"). The obligations of Borrowers who did not sign the Contract aze
<br />explained further in the section tifled Successors and Assigns Bound; Joint and Several Liability;
<br />Accommodation Signers. The trustee is Arend R Baack, Attorney whose address is P.O. Bog 790, Grand
<br />Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br />Island, wluch is organized and existing under the laws of the United States of America and whose address is 221
<br />South Locust Street, Grand Island, Nebraska 68801 ("Lender"). MARIE A ROUSE and LESLIE W ROUSE
<br />SR have entered into a Contract with Lender as of April 4, 2012, under the terms of which Borrower may, from
<br />time to time, obtain advances not to exceed, at any time, a'�**MAI�III�4UM PRINCIPAL AMOUNT
<br />(EXCLUDING PROTECTIVE ADVANCES)*�* of Twenty-eight Thousand and 00/100 Dollars (U.S.
<br />$28,000.00) ("Credit Limit"). Any party interested in the detaiLs related to Lender's continuing obligation to make
<br />advances to Bonower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br />Bonower's Contract with Lender will be due on April 15, 2017. This Security Instrument secures to Lender: (a)
<br />the repayment of the debt under the Contract, with interest, including futtue advances, and all renewals, extensions
<br />and modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect the security
<br />of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Contract For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants
<br />and conveys to Tntstee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />Address: 2608 LAMAR AVE, GRAND ISLAND, Nebraska 68803-6106
<br />Lega1 Description: LOT FOUR (4), IN BLOCK ONE (1), IN WEST BEL AIIt ADDTTION TO THE
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall aLso be
<br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Properiy and that the Properiy is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />� 2004-2011 Compliance Systems, Ina 9BAD-A45F - 2011I3.0.485
<br />Consumer Real Eatate - Seamty Inshument DL2036 Page 1 of 5 wi+'w'.comPliancesYBtema.com
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