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�01�0���; <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnation proceeds aze not suff'icient to repair or restore the Property, <br />Borrower is not relieved of Bonower's obligation for the complerion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and insp�tions of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Bonower <br />notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Application. Bonower sha11 be in default if, during the Loan application process, <br />Borrower or any persons or enriries acting at the direction of Borrower or with Bonower's knowledge or <br />consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to <br />provide Lender with material information) in conn�tion with the Loan. Material representations include, but <br />are not limited to, representations concerning Bonower's �cupancy of the Property as Bonower's principal <br />residence. <br />9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a <br />Iegal proceeding that might significandy affect Lender's interest in the Property and/or rights under this <br />Security Instrument (such as a proceeding in banla�uptcy, pmbate, for condemnarion or forfeiture, for <br />enforcement of a lien whicfi may attain priority over this Security Instrument or to enforce laws or <br />regutations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is <br />reasonahle or appropriate to protect Lender's interest in the Pro�riy and rights under this Security <br />Ins�t, including protecting and/or assessing the value of the Property, and securing and/or repa.iring <br />the Prope�,t�. E.ender's actions caa iuucl.ude, but are not limi,ted to: f$) P�Y�S any sums secured by a Iien <br />w1�icTz laas psiarity awer tYus Security �nstr�ment; (b) appeatiag in court; attd (c) paying reasonable attorneys' <br />fees to grat�t its interest in the Property and/or rights under this Security Instrument, incIuding its secured <br />position ia a bankruptcy proc�ng. �ing the Properly includes, but is not limited to, enteriug the <br />Propeaty to make regairs, ehange Io�ks, re�place or board. up d�rs and windows, drain water from pipes <br />eliminate building or other code violations or dangerous condirions, and have utiliries tumed on or off. <br />Altitougis Lender may take action v�der this Section 9, Lender d�s aot have to do so and is not under any <br />duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions <br />authoriae,c� emder t�is Section 9. <br />Any affiounts disbursecfi by I.ender unc�r tl�is 5ection 9 shall become addirional debt of Borrower secured by <br />this Security Instrument. These amouuts shall bear interest at the Note rate from the date of disbursement <br />and shall be payable, with such interest, upon norice from Lender to Borrower requesting payment. <br />If this S�urity Instrument is on a leasehold, Borrower shall compiy �vith a11 the provisions of the lease. If <br />Borrower acquires fee ritle to the Property, the leasehold and the f� ritle shall not merge unless Lender <br />agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condirion of making the Loan, Bonower <br />shall pay the premiums required to maintain the Mortgage Insurance in eff�t. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Bonower was required to make sepazately designated payments <br />towazd the premiums for Mortgage Insurance, Bonower shall pay the premiums required to obtain coverage <br />substanrially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Borrower of the Mortgage Insurance previously in effe,ct, from an alternate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bonower shall <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP Q VMP8INE) (7105) <br />Wolters Kluwer Financfal Services Page 8 of 17 <br />