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<br /> �",.F�''=�` NI5 AnJ�1��tAE3W3 RA'i'Is t�l�)h{t It:ntudd lhiy �b��� �y uf �l1GY � �
<br /> "'��-_"'.-"��'- 19�7 ,��n! 19 Ins.y���?n�lc�l lntu and�hnil �n dc�mC�1 w anu��ul ancl E�pplcment dte M��ttAa��=,�ec�i of _-.-
<br /> v`-�'�'=�t'a Tn�t s,r Sr��,r11y�1��' "�►u1tY U�stcuutcnC'1 u�'thc smno Elntc pivcn hy thc undcreigncd pha°Q1/Yh1�VCf")t� --
<br /> -_ � T s �ue th t� �� r' Atl���c ►b!ctturo N� o Ith Niva" ta `-
<br /> -����'"—� �la �qul�ebYe�ei�Id�eA+u��uan Auoclat�oe o� Ot�ad �il�nd, IeDr�ake� A teeer�l 3avia�r l�ak -
<br /> -- -_-�,;,,� (tl�e"l.ende�")��f tho snme d�te«nd cuverin�Uus pmpeny desc�ibeii in thc Security Instn�mcnt nnd lucntcvl at:
<br /> - -�� IG29 ST PAU�. RD (iRAND ISI.ANU, NPDRASKA 689(A1
<br /> �. ' �, , I�n,r:�ry n�arc�,�
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<br /> - TME NOT� CON4AON8 PRAVIfitONB A�LOWIN� FQFl GHAN�E� IN TM8 IWTEREBT
<br /> RA7� AND THE MQNTfILY PAYMENT, TF�E NOT@ tiMITB THE AMOUNT TH@
<br /> gOpRpWEp'S Ih1T�NB8Z RAYE CAN CHANOE AT ANY ON� 1'IME AND TME
<br /> ��
<br /> MAXIMUM RATE TOIE SORROW�R M��7 PAY.
<br /> � A�DITIONAI.COV�NAPITS.in nddition t�i Qic cuvcnnnts and ngcrcmcm�mado in tho Sccudty Insuumsnt.
<br /> Ebrrowcr and L.cnaee tbrihcr cv�vcnunt aad agrco ns full��ws: _
<br /> ' A.pvT�R��'T 1tATE AND MON7'NLY PAYM�:NT CHANQE5
<br /> Tho Noto provides fur un initinl intcvest mte of 7•�5� 5b.Tho Noto provides for changcs in
<br /> thv interest rute and thc munthly pi�ymema.a.q fallows:
<br /> 4.INT�R�'T lNTE ANQ Mt�N7 HLY PAYMENT CNANaES
<br />:- (A)Ctu►nge 1?at�
<br /> The intcrcsi rtdo 1 will p,,�y may chango on tho ftrst dtty af JULY � 1998 .t►nd an that
<br /> . day cvery 12tn manth thereaftcr.&�eh dutc on�vhich my intemst mto could ctuu15�is culled u'Chango Dpto."
<br /> . . t�}l'i� '�a"
<br /> � ' Rcgin�una witl�tho tir�t Chnngo Rntc:, my intcrest rate wlll bo b�.tiuf on an Indcx. 'I9t� "Index" is tfito wcehiiy
<br /> uvemgo yleld on Unitcd Sti�tes'IYG�.SUry sc��urities tuTjusted ta a wnstxnt maturity of 1 yes►r.av mnde avtiilablo hy
<br /> �ho Fcderal.Rcserve f3oanl.The mast�eccnt Indea f�s�uro nvnilnblo us of'the dnto 4S daye bcforo cach Chunga Uuo
<br /> � - ---- —__ la callcd tl,�"C�rn�t tsxtex."
<br /> If tho Indox is na Innger uvnilablo,tho Note Fic►Idcr will ch�wsc n new indox�vhich lx t�nsoc!upon camparablo
<br /> Infommtion.Thc Noto Holdcr will givo me nattco uf ihlR cholco.
<br /> (C)Cnlculaiion at Chaages
<br /> Rof�ro cach Cfian e I�ato,!he[dotu Hatdcr will r.nlculute my no�v intcrest rato by addlnp
<br /> T�fn AND ONE�F penenwge Palnt(s)( 2•� �b)to tho Current
<br /> lndes. Tho Note Halder wili thcn round tho result of thle additian to the ncarest one�eighth of ano perccntAgo
<br /> •-- paint(Q.125�b). Subjcc�3 c.�thc Nmita stutcd in Suan�.�n s(U)bctow�this rounded umount w111 ba my new i�R�cnst
<br /> mto until tho noxt Ch��,e FData. �
<br /> Tho Noic'H�l4er��:7D t�en dctcrmino tRo umount of tho monthSyr paymont th�t wauld Ne eu'�4iclent ro cep�t�v qhe
<br /> unpuid pmmci�n`J i�`ue 1�+m oxpected aa mve nt tho Chunso Dnte ln�1�11 on tho Maturity Dato nt��1N��Ew intcrest rate ;
<br /> - ip substnntially i�i�ne r,�,��nts.Tho rcsutc af thiA calculation wili�'�.v ihe now nmount af my nuvi�,'�ly paynxtis�t..
<br /> (D)l.imil9 on iatenm3 Rwto Chan�ev � �
<br /> Tha interest rntc 1 nm rcquired to pny at tho flr�t Chnngo Dato wUl nat be grcsitcr than 9�1�a0
<br /> ar le.gs d�au 5.7�0 '�.Thonaftor.my interest rato will trovor bo intsmngcd or decneased on
<br /> a n y x i n g l o C h u n g o D u t o b y m a r o t h a n t wa p o rcenta go{+ainte(2.U'Jb)from the rnto of intemst 7�avo bea�.ynying
<br /> fur tho prcccxliag twclvo months.My intorest rato will ncvcr bo grcuter than 12.7 50 �•
<br /> - My i�nter�at rate wfll nevor be lower than 5.7507�.
<br /> - (�)�P.L���.�ve l�to ot ChAngc�
<br /> My rtc:;��.�te�cest rnto will bc�me cffectivo an cuch Chnngo Duto. 1 will pay tho amount c�F my naw monihly
<br /> - payment bcginnins on tha fimt manthly pnyment dato Ntor thv Chango Data until tho amount of my monthly
<br /> = � p�ym:nt ch�nges egain.
<br /> - (Fy Notice of Ctwnges
<br /> -- - Thu Noto Halver wlil delivcr or mail to mp a rwtiw af uny chungey in my intcrest mto urtd tha amaunl of my
<br /> _ �nanttdy payment befaro tho cffcctive date af tu►y chango.Tho notico wlll includo infnrmation rcqairod by law to
<br /> _ �� bc givcn ma und uls� thc titto m�d tcicphano numbcr af a per�on who wiii answcr nny yacstian I muy hnve
<br /> --- rcgurding�he natice.
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<br /> ' MULTIBTAY@ AOJ118TAB1E HATB RIQFR•ARM 6•Z•S�nplo Family•Fannb Ma/FtHtdi�Mao Unttorm M�trun»nt
<br /> Fa�m 3111 9i88
<br /> �•B��A IC30b1 YMp NONTQA09 iORNS•180D�621•7ao1 � P�intW m WcYCtb�IAar
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