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<br />     					AD.TUSTASLE RA►TE RIDER      gg_ ����
<br />    					(   	1	Ye�r Trewwe�Iadex-R�te C�p�)
<br />  	THi3 ADIIJSTABLE RA'IE Rli)F.it ie mndo thtw   �I  day ot  JqGY, �.998  		�usd Is inaxpx�atad lnto aad
<br />      etull be deenksd to amend�od wepplatnent�1�e Mc»t�a�e,De�d d'[1n�t ur SGCUdty Dead(the"5ocurity instt�unent")of tbe a►t�ne�tn
<br />      �iven by the underoignal(Ebe"Botrn�wret"?to ecc�un Ba[r�wa�'s Adf u�bin R#tn N�to(the"Noto")to
<br />  						OC�f11Z 1'�IZ 1� �►T�
<br />     			(tLe"Ccndee")oi tbo�tae d�tn�ad cova�ns tbe pcopecty descrlbod in the 3ecutlty itatnunent�nd loeatod�t:
<br />   						433A �II� IID. atA� I�+iND. � 6N0�
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<br />      THE NQTE OONTAINS PROVId10N8 ALLOWINO FOFf CHANGES IN THE INTEREST RATE I�ND TME
<br />      MONTHLY PAYMENT. THE NOTE UMITS THE AMOUNT THE BORROWER'S Il�TER�ST RA7E CAN
<br />      CHAa1GE AT ANY ONE 71M�AN[A THE MAXIMUM RATE 7HE�ORROWER MU8T PAY.
<br />   	ADDPi'lONAL COV,�IANT3,1a addldon w the covewnu u�d��neemcnte m�da in the Secarity Ituuumant,Botr�wa wnd i�ender
<br />      tWA}�er covenant�nd a jer.e�s followc:
<br />      A.  IIVTUt6ST RA'IE ANID MON'IH[.Y PAYM�'�(yHA[�T�G�S
<br />   	'A►e note pe�ovides fa an inldal iaterest rate of       	7.50Q     	7i.Tf�e Note providea ta chin�es in tl►e i�wetr�t
<br />      raie,uKi tLe t�i�,tt�t�i N:i.�:.w�::1l:,::..:
<br />      d.  �1tA'IE AND MANTEII.Y�'A�PI��'Q'CQ-�4'�°e�ES
<br />   	(A) Ch�oje Dates
<br />   	'I1ie intereat tsta I w1Q Pry max c1�n�e aa tlie C�e�t dsy of     .71R�l1'     	,   �003 ,wd an ti�t d��r evr�► ].�f3�
<br />      manth�xeaha,Ead�d�ue m.vhicb my Za�erest nte caild ch�e is calkd K"C�u�ga Date."
<br />   	(B� '!Ue Ldex    ,
<br />   	Bejinnin�w�oFi,¢,a•c�rat eh�n�e Date,mac�,5x�rxss nte rill be 6�eed cro s,�n Urndwc.'ibe"lndex"is the wr.akly aveta�e ykit�on Q,Idtrd
<br />   �  States T1r.awuy Ss�tyritia adjmtcd w a cat►�tan2 m�iwtity d       1 7lrit		,a�tnade avail�blo by thc�1Fakr+�1 R�c�sa
<br />      Bn,m:�.'lb�o mo�t reoent Index fl�n�e avdlaMe au of the daae Afi�ya befaoe aich Cban�e Llate is callod the"Cwnre�►t�'a�"..!.uz.",     �
<br />:,�'�	3Y iLe indaz is no la�er available,the Note�Wlcser wiUclt.�:nrie a new jndex wbich is�sal upoa oomptu{�p�e inf`Y,n:�r�l�la.'[1�e Nde
<br />  �    Hdder wlll jive me nockx of t6ia rhoice.	.      							,     .
<br />�:  	(G� Calculatlanaf t�njes    	,; �       	. 		��p � z��� .
<br />� . 	n_t   L�� � •1.��.t�►w[i.Q�:l.��'��11�,,,•1n�7.�N.;;v t�+  nlrn►af ralr   A   n'   	.�Mef       CtM�� �,�7F �)
<br />   	w�wuC.W�      v     �.......   	�.    	—�   l4��_'_'__"r"    		'   	�: . --.     		_
<br />       {O 1�IE�[iC��.�E H01C�I�'�CR'W���:�1t1l1UUhd IdG 1dC.1}�R�{�{�l�Oq�Q 1�IE DC�CSiR�L-C��(1t(ltl0 QC�2A�G��
<br />       �o.luXr)•S�bJa;t ta me umta ew,ed�p S�rlii�n�(�>�+�',e�Li t+nuuaoa�np�mt rviu be my new mtaese r.ca unw d,e�m�itt e�.nse.nuo.
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<br />   	Ths No¢e Ha3�JY�:'r wW tbea detamine t6�,nxnount d LLxn�aa�h1Y MYq��t•�c wauld be auffieiwt�m ir�F�����P�[+*��?i���
<br />~     �m�ca�wcmd to oiv�o at tbe CL�uusc Dat�e in fuli i>n.tli�no�t�uit�d�U:at my.qt�v:iuk�rRte in subetanti�l,i��,sR�a�P��u.Tbe ie�;t�t'-r,F�
<br />       thi�;LU(eoladoa wUl be tbe oew aaa�mt ot'my�nonthl�!pa7npe,rnt.�.,,						.
<br />   	(D) i3mia an m�arat Racec�.n�es  								�	.':':;
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<br />° 	The ie�e��at rale I w reqnired to pay at tE�re;Firs{:�n{e Date vrW not be greatee t6�a 9.'SOO    ,�. :�,6'�r ker thia S-'-�     	,
<br />       %. 'ILao�tbet.m�ietexe�R rRte will uevet bti rmcrc�►ried oe doerwed an�ny sin�le C�n�a Dato try tuata�1wA,`       '�paioendie
<br />       P�(Z.00�)�om tbo�st�e d:��.by,�f�,1�da P►Y�B���:�P��i  	twlw     ' `,.��Hb iuyreie rMe wW
<br />       never be pea/er tb�an 3Z.000�,.  	,. •  										.   	—
<br /> - 	(� BRecdveDeteotC3at�e��  �� �    `•:.'��'•  	��'.    					�       		.�.,.	—
<br /> - 	Mp new i�tet{e�'�7'a�w'il l beoom�a e�'odiva�on r�G�hse Da�e.I�f!.�+ay the am�nt d my new q�ly parmeat besi�c�?��tNa
<br /> -    tlrst.3naut►t�p�eat d�te atkr tLe Chraae Dhnc�qi3�J dke�i�a!P����Y�n►�Y 1x7����.�B�•   ,   		";�:���,�:,�
<br />	. , �Notioe dCWoses   			,( .
<br />		Note Hoider�►W deliYex oC tnail b my a notke of tt�y�ae�d in my intsreri csb wd thn�mwat d my mootW7 Pnym�tlt betare
<br /> -     tbe eKecdve d�e d aar cd�o�e.The sotjce wii�1 iectdda�foeoo�tlan requimd by kw b be jiva�me aod.wb the dda�od�el�ephooe.
<br />�;     num�ba d a penon�rbo wW�nswer u�4�ld�an X mr 3�ra repudies the iwtia.   		:  • ,
<br /> -�     B.  1RANSI�FA OF'IHE PROPP.1tTY OR A�'�CIAL II�RBS'!'IN BORROVYFR    	'    			' 	-
<br /> ��     Unifam Ce�ot 17 0�"the SecYeity I�teuaao�i.t b ame�rded to read as fdlo�      				.
<br />    	'It�o�'a d die proQextr a a bardk�l intetat ia bo=ro�r�et,If aU a aar paet nf tbe pen�tr a aay intaa�t te it i�sold ar tit+m�fased
<br /> ,,�    (ar U�bmetici�itex�at in Honvwa is soid o�trwstemed uad Borrawer�e npt a aawnl peeson)wlthout I�eacler's prlor wr[am aoe�eat,
<br />       Imde:�,'at fiib opdoo.rexyuite�modl+to P�y►�t In!WI of�ll�aocured by this Secutity Io�tttnuenG I.ietidoc�Mo rhsll not exetcl�e
<br />       �s cipion if:(a)Hamw�er cau�er b be abtdWed tn Leada infotm�dat toqttlt+ed by Itader p�ev�ltWe R11e InteOded Kandaieo iu11f a oew
<br />	lwn vrere being nude to tLe trandet+�e;aad(b)I.eada ic�oo�bly detetmines th�t I.eader'�see.wtity�vlll not ba impairod by tlxs lwn
<br />	�sumpQon wd�hat tho e�slc oi a b�ah d'any covexunt a�grxtt�eat in�hle 5ecueiry Lrttumeat 4 aeoepablo to t.endor,
<br />    	To tbe axteat gcrmitted by�ppUcablo 1aw,[.eudet aaay c�tuse a teax�ble fee au a caldlda4 b I.a�clet'e oau�eot to t6e lan
<br />	�nppdan.Leoder t»�y aLw requiea tbe tr+nderoe to d�a m��uam►pdon a�trx�neot d�t 4 aoa�blo w 4.ndec md ttrt ob�llµta ibo
<br /> ��     tra�terx w bJep all tb�o ptnmisa�ad agroerncnu iwde ��h�e Note�ad ia thb 9e�mity to�oneat:�ottawcc wW oostlwe w bo
<br />  +     oblipted uoder the[dota aad thi�5acutitr Lrttumr,�t ua]a�i�aider rek�se�Hottv�ret ia writin�.
<br />  � 	If Laider exa�cisa t6e ogtiot�w z+equire imsediiue p�rimc in h�l,I�otd�oe�hdl�ive Hoee�er aotjce af�rooelent6on.'�3a m�boe
<br />	�Lal!p[avide a petiod o[not la�th�a 30 da�t lt�m the date We nutioe i�deli�►aod a m�iled�wftWa whlel►Bot�mmt pay all aeo�
<br />	���'Y�Y�W�jNObM���.L!'/_w�i�������My��*4��IVM,���/��M`,��.`I��,�.• ��i���R������JII��p��R���{J�Y�Y fIW RJ11�L�w�R����Y\�IYJ
<br />	��Oa{�W�iilY���WN�70�".�lty Y1N[1NI�if 7��II�N���{R'��f/�D�Il1V�►�il�
<br />     	HY swNII1Ci BELOw�wxnn�er�co�pu�oa y�oato tno tceaa�.td      	taloea in tbb A�Juaablc w►W Rld«.
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<br />  	MULTISTA'TE A[AJUSTABLE RATE RIDER-ARM 6-2-Sir►dN Family-
<br />  	Fa�ni�Mw/frodd�Mao Uniform Intt►um�nt Famn31 11/3/86       				EC30Q2(REV 10/84)
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