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20]202900 <br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power <br />of sale, the following described property located in the <br />COUNTY of Hall <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />THE SOUTH 40 FEET OF LOT 13, BLOCK 29, IN HIGRAb1D PARK, AN ADDITION TO THE <br />CITY OF GRADED ISLAND, HALL COUNTY, NEBRASKA, AND A STRIP OF LADED 20 FEET IN <br />WIDTH, FORDERLY A PART OF MUM STREET, LYING ADJACENT TO THE SOUTH LINE OF <br />SAID LOT 13, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT TEE <br />SOUTHEAST CORNER OF SAID LOT 13, RUNNING THENCE SOUTH ON THE PROLONMTION OF <br />THE EAST LINE OF SAID LOT 13, 20 FEET; RU[SINM THENCE WEST PARALLEL EL TO THE <br />SOUTH LINE OF SAID LOT 13, 140 FEET; RUNNING THENCE NORTH CN THE PROLONGATION <br />OF THE WEST LINE OF SAID LOT 13, 20 FEET TO THE SOUTHWEST WRNER OF SAID LOT <br />13; FUNbMG THINCE EAST ALCM THE SOUTH LINE OF SAID LOT 13, 140 FEEL' TO THE <br />POINT OF BEGINNING. <br />A.P.N.: 400045230 <br />which currently has the address of 2104 W Waugh St <br />[street] <br />Grand Island Nebraska 68803 ( "Property Address "): <br />[City] [Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right <br />to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any <br />encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with <br />limited variations by jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall <br />pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late <br />charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due <br />under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other <br />instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, <br />Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in <br />one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, <br />treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured <br />by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at such other <br />location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return <br />any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender <br />may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights <br />hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not <br />obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of <br />its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds <br />NEBRASKA— Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT pocBagle mpg <br />Form 3028 1/01 Page 3 of 14 www.docmagic.com <br />