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<br /> M�iWk�,F.�uxpt��et funh babw,W palca,atu►U be MF.UUTIF.D prbr co the FiUn�of a�kp,Al prc�000�inj
<br /> ral�ted to wny diaputa rol�tin�{tu thi�Tr�n+u�ctbn. If BotTUVVer and[,endcr c�nnal e�roo on�hs�e{atbn of�mali�tor
<br />_ foR�df�pute,the mediator�hnA be Relected ax folbw,�:withi�S Gwinesa deys of thc notkx that either Borrow�er ur I.�cxier
<br /> h+nro docWod�o rnedi�te,Borrower�nA i,etKler rhall each �ame s medi�tor and noU[y that medLtor snd thc�uther party
<br /> of thC ee{e�dk+h Wlthin S bu�irxu days of thelr wloclbn the mexll�ton�hall Jointly�ekct an indeperxknt maliator to
<br /> mddi�ta�h» diputo. Tho modlation ihaU aocur not loter th�n 3(2 d�y� attcr tho modl�tor i��elestod at a t[me�nd plaoo
<br /> mutually cpr�tirnbent ta aA partia within A Fiitymib rndlus of Borrower'�raidona,
<br />_ Bort�orer�nd l,ender��roe tu pankip�to in tho medl�tbn la Yood faith rWth tho intention of rcw}ving the di�pute,
<br />- if pouiibb. Le�al aovt�el mRy, but b not roquirod ta repraent BorrorMer or L.er�dor at tt� malutan. All modLtbe
<br /> scsslotu wili bc prlvatu�rW all infornu�tan dLcb�ec!durin�tho modinbn wW be oonfidcntiaS. 'TIw modi�tor may prakn'bo
<br /> other ruks for tha medi�tbn. Expcna af the modi�tbn includin�the medietor'�(ee�tstq ho shnrod equaUy betw�en
<br /> l.esnder�nd �oman�er. Attomeye' [oa�nd n{�trd experae��re e�ch p�rry��rapornibility.
<br /> This Agocmcnt to madl�te i�apoafkalfy etttoroeabb.
<br /> IF for uty resaon the modiatbn w nut oompktod within 4S day� ufter tho modi�tor is:cfectod,or if after the
<br /> mallaCion, as�y C]alm i��til!unrewlvod,�uch Claim ah�ll be rac►hrod snkly and enrclusiYely by arbitr�tian in aocordanoe
<br /> �viih�hi�Agreem�nt.
<br /> Art�itntk�a, To tho ractont albwod hy Applk�bk law,u►y C�im,exoGpt thoso set fonh bebw,slu�q bo raolirod
<br /> by bindGy arbiiratbn in a000rd�noo wllh(1)the Fedcnl Arbitntion Act,9 U.S,C. �¢ 1-9; (2)tha Bxpoditod Prooedunx
<br /> af the Comm,ercla!Arbltratbn Ruka af iho Amcrk�n Artiitrubn Auoci�tbn(tho"Art►9tratbn Ruks')then in otfecr,and
<br /> (3) th� A�r,+eeoMent If. tbe terms of thit AgroomGnt end tt,e Arbitmtkm Ruks Are ic�consktant, tt�o terms of thi�
<br /> Agroemenr rchiC;raa+olTr�fi/.*c�o�of th�c Arbitratan Rula,fn�e aF cbuge,rnRy be c►btninod by cslling(8pp)7Tg-7g7q. 'Ibe
<br /> 4►v►�r�ppdrx:t>k I:�tlee �ebitrat�,wz �r.rxaoeding ituU ba the Inw uf tbe�ute ia which the Propertp`x�h r�cures tbm
<br /> T[�6iCfIDI.T 111�yU�{�411, ��11�'}.lr!l��T:�t.M��flur.^.*i'ilf»:vi a��tt �:.v iui RniwY�i�rIV�"NG�L� N0.wIp 4WIt M�l:f4i'•7�LMGJ.Zfy�tLDi
<br />_ tbc E.�z.�,p,�roementx. tk*wevaR,R�R.fii�r�tx s�an!!l�a�e no po�rer to v�y or mc�dify any c�`tlyo�e�++iak,ni�caf�Tweea
<br /> �{zxmants. Nq► puty to thic Aarmem�eet raaar br.l,ng an action in erry court hr'in;lurircMetia�.i�g¢xuao�ou��r oc
<br /> acpodNtea�oroo�din8. to speclfpilt�r enforoe Ehis Agreea�ent,or w oompei u.i,rlx�tioa wf. �r C1�irs�. .*n �ctiom t�r
<br /> spaxCC�a�r�aforoa thn Agreement,er�zn�tion to oompel arbitration m�y be br,�cg(tc�r.a�qar time,evea efter a C�z
<br /> t�u boea raisod in�aouct of laa o�t�'Ilhtmactioa h+rt been catnpietad,�o�„a P,a�d ia�fuLL
<br /> PMc.�e af Arhitr�Abar.The�tMitr�tioa�hsll be conducud in the ooum,�r eaf.Biorro�rrr'i raidena,or�at ury other
<br /> plaa mutually�oep�rtable to tht L,euder and the Borro�er.
<br /> Tl�iq aR Rea�. 'I7�e uhitation haring �hel] oommenoe �vit�t f,oatyfive (45) dnys of tbe dernand fat
<br /> arbitrxtion.
<br /> NO CIA.S5 ACTION3j NO JOIIdDER OF �'A1t4'IE3; WAIVER OF RIGHT TO JURY TItIAL THE
<br /> ARAI'�R#7I7f�H WIL3�TAKE THE PLAC�OF ANY(:OURT PROCEEIIIN�3 INCLUI)IN(3 A TR1AL BEFORE A
<br /> IUDGE�illit raJUDGE AND JURY. ANY SUCH ARBITRAIION SHALL BE CONDUCTED ON AN lNDMDUAL
<br /> H�SIS,AN�II�NOT A�S PART OF A COMMON OR CLASS ACI70N. IT IS L�XPRESSLY ACIINOWCED�OED AND
<br /> �iixr.GU ix r Fs�►tetvVV-rat wivu i�u�it THAT'ANY PURPORTBD G�MMON 1SSUES OF I.�W OR FACI'
<br /> SHALL B���ESOLVED ON SUCH AN INDIVJDUAL BASIS. IF'II�E MPOIIQT�+..D A,RBI'I'RATpR SHOULD
<br /> AWARD�t*?�'�DAMAGES,SUCH 1D�A,MACiES SHAI.L HE�j�177?n'PO ACIZJAL AND 1D�Tl1ItEGT DAMACiES AN1ID
<br /> SHALL Ifa!''i YJ EVENT INCI.[JD�I�23'Q�'NSEQUENTIAL., PUNI'I7VE,EXFMPLAR.Y OR�'�RBBLE DAMACiES A�
<br /> 'pIit�)�W��H�IOYcyTi�.}?�3tROW7��r,�R,t A*NqE�Ty!'ll.�f:;�'ii�'�R EXPRESSLY WAIVE ANY ItICiH'T'PO CT.�UM 'PO THE FULd.F.ST
<br /> C..f11S.l�l �1C�'1�1�1:d1�7 ly�;'+�T�.,.
<br /> Jod�t.Tt�ei;�s�v��,U sizi{c�.t��l�;v the srbitr*rt�r�hall be 6nel,cwaappa�bb and jud,gment nNy be entered upon
<br /> it ia accor¢ana with �p`1'rr•�hJt JrW�an ii�t�r oourt h�viog juri�dictan thereof.
<br /> CanAd�n�Wltp.�trower an�i�:2:t�der agroe that the tnediatan and arbitration proaeodingt i+ce oonfxieada0. 'Ibie � .
<br /> inform�tion di�eka�ed in wch prooeedir�s¢annat be used far u��utpqe in any othex procboding.
<br /> (�al�o��aodod�ed tlro�MedlMloa�si ArMNr�Nioa.NoMni�'rtand�tGe fore�ing�neither Borroker a I.ender ''
<br /> aus tequire the other to�ediate or arbitrate(i) fara�c'ir�s�cre prooeodin�,Mhether punwnt to judk�el�:�,�poker of
<br /> asle, �ent W a docawjw `c�x othetw�se, Proaoodiuga rpun,�eat to �hich 1.eader soei�s a derxaenry judjpre-e.,ni, or any
<br /> comparabk �taoedutee�'ltpwod under applia►bk ltn puntiant ta�►1�ch�lien heida may aoqulrt title to tii'
<br /> �� ., .
<br /> of ath'Pto�e�i4YN�ti�t,�ecurity for ttu�s Tra�action and ury rCla�t%�r?P���P�P�Y(� aa ass t of ratsl�-
<br /> ar appoL�n:nt flff g rerk�r),upon:�eTault by the Horrow�er bn �tbo Trem�dbn or(u)an�tion b�y�z oa t�ehalf:�
<br /> of tbe 8om�a t`ar r�l�if�.v;rtv�r tbd facl.eral b�eukruptc.y Mwa ur ury otber sicifl�,l�of�nuai'spplkatioq,�,�i,ox tbe reelieef
<br /> mt��bton, throu8l�th�r..a�ns�tiru'!}ix�of approprinte Pt�oouedinga�or (iIi)aay Ctubm:-,titoero Lend�x soehs duai,�s or other
<br /> ,T�eG�f beause of Borresyl�e�Y'a�ieTxWt under the termr of e TYanutioa F.a6nrcx.��;�a<<•af t1�section Mill not RBiv�e the risht
<br /> 'i�'Mrbitr�te atry�otbtr Gmiin,incloding a CLim a�s�ened aa a oountac�eim in!i'(aw:uit bmu�ht undet t}rit seclion
<br /> E,Ae4ti d Radsriria. If Horraw�cr hat the right to racind thit Tran�c.tion, rauodins it �vill not rexiad tJ�
<br /> Agroemenv:
<br /> Nq��C�tlki-ArWta`xtjon A�reeaeab. 'I� Agnement it the only agrxmcnt between Leodu xnal BormMer
<br /> rt�arding e�t+etm�tire d�+Ute raolution, and �uper:ede+ anY prior agroeA�el:ts to mafiate or arbitrxu:cC:l�. 'thi�
<br /> Agamead��►isy�unly be raodiGed by a written agraement bGt�roe,n Lo�det{t�pt�`F3orrowsr. '�
<br /> D�1R�RDWFR AND LENDEYt AGRE�TO WAIVE AMY !�.?;�1�'JS�D.3',RIAL BY�URY OF ANY'AND AI.L
<br /> CI.AIMS.'� •
<br /> 27r�•lI&Idera ta t(l�Serarity n�nstrwrent� If oao or a�oro r�krs ms mvecntx��SY�c►rm�rSNLr and r000rdod together
<br /> with tlsis Seeo�ujtr 3�s1�w:�ent,'�c covr�anta and agroea�eats of tach cuch tide�c�sh�rll hi�inaorporatod inw ae�,�all ameud .
<br /> u�d ruppkmeQt tbe aaxr�n�n�s d�B�fCC�1Cp(i Of�l{6 SOCIlIII�I IOSIiUII�C!!�ZI$II.°'1�'t�7ider(a)were a part of rilhir Sa,,urity -
<br /> ' �u�trumen� XCheck epplic��bk bo:(a}] . --
<br /> Q� snvc�tuble Rete Rider ❑ Condominium Ri�er ' � ❑ 1-4 Family Rider �
<br /> � �rCrraduatod Paytpent Rickr (] Pknt�ed tJnit DawelopmtrA�Sider 0 BiMOetly Pay�eat�,�kider `
<br /> � 9B�a;uan Rider ❑ Iter�e Impraaemcat A�iY:ert ❑ Socond Hume��,�zr
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