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201202862
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4/13/2012 8:57:43 AM
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4/13/2012 8:57:43 AM
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201202862
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20�202��� <br />(C) "Lender" is Citibank, N.A. <br />Lender is a Corporation <br />orgarrizc;J and esisting under the la��s ofthe United States <br />I.ender's address is1000 Technolo�• Dri��e O'Fallon, MO 63368-22-{0 <br />(D) "Trustee" is First American Title Compam• <br />(E) "M ERS" is Martgage Electronic Registration S}�steius, Inc. MI;RS is � sep�rate corporation that is acting <br />sulcl� as a nominee ti�r Lender and I,ender's successors and assigns. MERS is the beneficiary under this <br />Securit�� Instrumenk ME;RS is or�anized and existing under the la�us of Dela�iare, and has an address �nd <br />telcphone number of Y.O. Rox 2026, Flint, MI 4R��1-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory nute signed b}• Be�rra���er and dated March 27, 2012 . The Nate <br />st�ites that Rorro��er o��es Lencler T��•o Hundred T�cent�• Four Thousand Three Hundred Twent�� T��•o <br />lle�llars (U. S. $22-1,322.00 ) plus interest. Borro���er h�s promised to pa}• tlus debt in regular <br />Yeriodic Pa��ments �nd to pa}• the debt in full not later than April 1, 2035 . <br />(G) "Property" me�ns Ule propert}• that is descrit�ecl belo�� under the heading "Transfer of Rights in the <br />Yropert��. " <br />(H) "Loan" means the debt e�•idenced b}• the Note, plus interest, any pre}>a}'ment charges and late charges due <br />uncler thc Note, and all sum� duc under this Se�urit�� In,trument, plus interest. <br />(I) "Riders" means all Riders to Uiis Secivit�• Instrument that are esecuted b�• Borro��er. 'Ille t��llo��ing Riclers <br />are to be ezecutcd b�• Borro��er [check bos as applicable]: <br />� Adjust�ble Kate Ri�ler � Condominiiun Ricler Q Second I Iotne Rider <br />Q I3�Iloon Rider OX Planned [Jnit De��elopment Rider � 1-4 Pamil�� Riaer <br />0 VA Riaer 0 Bi�veekh� Pa}•ment Rider �X Other(s) �specih•� <br />Schedule "A" <br />(J) "Applicable Law" mcans �ill controlling applicable federal, state and lcx;�il st�tutes, regulations, ordinances <br />anJ administrati��e rules anJ urders (that ha�•e the effect of la« ) as ���ell as �ll applicable tinal, non-appealable <br />judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" me�ns �11 dues, fees, assessntents ana other <br />churges that are im}>osed on I3orro�ver or the Propert�� b}� a con�lominium association, houleo��ners <br />�issociation or similar organvation. <br />(L) "Electronic Funds Tr'ansfer" means any transfer of funJs, other than a transaction originated by check, <br />draft, or similar paper instrwnent, �vhich is initiated through an electronic terminal, telephonic instrwnent, <br />computer, ar magnetic tape su as to orcler, instruct, or authorize a Yinancial institution to debit or credit an <br />accow�L Such term includes, but is not limitecl to, point-of-s��le transfers, zutomatea teller machn�e <br />transactions, tr�nsfers initiatcd bv telephone, �vire transfers, and autom�te�l clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />001122994618 Citibank 3.2.55.07 V 1 <br />NEBR4SKA-Single Family-Fannie Mae/Fredtlie Mac UNIFORM INSTRUMENT WITH M92S Form 3028 1/01 <br />VMP a VMP6A(N� (1105).00 <br />Wolters Kluwer Fnancial Services Page 2 of 17 <br />
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