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<br /> , TO(ifi'�HER WfTH�11 thc improvemrnts now or herr,�Rer srecced o�the property,and�1�eaxmrnts,apsx►rtcru�nay,md
<br /> fiixtt►ns now ar hereaita a p�rt of the PropehY. All. tepl*,ements u�d additions shdl �lao be covered hy tlais Sccuriry
<br /> Instnunent.A11 of t,�e forc�oiu�is reterrsd to in tdi�Secudty lnstrument a the"Property•'
<br /> BORROWER COVENAM'S thu 8orrowcr is lawfully seisod nf t1u cstate hercby c�oeveyed uxl hu the right to grnnt�nd
<br /> eonvry the Propmy u�d thu the i'roperty if unencumbart�i. �xc�t for e►x.umbrances of sccord. °ar•ouer warrants and will
<br /> defa�d ga�erally the iitte�o tho Mnperty ag�inst�II el�ims nncf demu�ds,subject to my eocumbra�nces of record.
<br /> THIS S�CURITY INSTRUMENT combines unifarm cove�unt:for n�tiond uce�nd non•uniform oovenants with licnitod
<br /> vuiations by juriad�nicm to canctitute a uni(orm secudty instrum�nt cowering ceal prape�ty.
<br /> UNIFOIRJ��t�,•qv��JA,NTS.Borrower uxf l.ender uaven�nt�nd��gr.ee�fallawa:
<br /> 1. P���nik wt�hrir�ci�l �ad Iaten�t; PreW�ment and'A.r�ks C1ar�ea. Bornawer shaJ1��mmW1Y WY whcn due ihe
<br /> nr.ic+�ipal o�a�ad.in.ce�t;ar.rJhc debs evidenood by�ha Nnce an�AaY P�D�Ymeac and Ipte chuges c�,�e u,.+�r.�r ihe No�e.
<br /> 2, 1�1w�ds�or Taxa�d I�sun�.Sublect to appl.iaabie ixw or to a writta�w�iver b� l,e�ndicr. Horrnwe�shu) pay to
<br /> I.ender on d'►e�r mootdtr wymenu are due under�1!Iote.until the Nou is M►id ia Rtlt.�suot,("�ru�nds')for:(�)Y�Y�� --
<br /> ��.t��+!h.�b, r.n,�y�ttain priority over this Sa�acit�t[aqtrumu►t�s a lien on tbe PrcrpertYr(h)��euly leaselwld paymei►ts
<br /> or gcouod raws ws:tk Propeaty,if aay:(c)Y��rly h�x�zr��r.PropertY insuru�oe pxc�unns:(QA YesurCy tlaod insuru�ce premiva�s.
<br /> i�any; (e)Yead� noo�ul�8e i�n.�ru�ce premiuma�if�n���t�d.•(fl u►Y swns paYsble br 8orrowe�to L�et�dar, in�ccard�noe vrith
<br /> I�R IYlV15i0R5 Of ° ra liau of the paymettt oA�rr•.c��rt3+��e iacurarxe premeur�:s.'#'hesc i�erns ue called "Esccow Items."
<br /> P p�,r�";,;°:
<br />_ L�ender may. a►�ny ti»x� k•ra�'.�;:ct and ha�id Funids IA ilW 1+(��EE?WlI �Q[lP CxCCOd [IlE'maxhmum urwa�ux a la�dar far a fodenll�r
<br /> . reluod moct�age lom m�y riquire for Borcower's escn�w'acx.•outtt enr��!::c the fodend Ral Estat�i�rir�kment Proced�s Act o�'..
<br /> 19'14 zs�a�er�dcd from timG to time, 12 U.S.C.Soction 2601 et seg:'�("�;tESPA"),unless a�wthc�r'li;a�k•ttwt applia to the F�rnJ:s, ,
<br /> aets�lesser a�a�oual. If ao. I.ender rn�y, �l�ny time. collect aad hc47•� �wids in�n amount not xu eaccod the ksser aa�ouYiz,
<br /> I,ende�ro�y estim�te cbe unount af 1�'uods due on ihe b�sis of curt�rnt dua�nd re�onible estimues of ex�►e»dmturrs of tuture
<br /> Facrow Items or aha�wix in�ccord�noe q�1�spplic�ble law. '� �
<br /> The Fur�ls shdi be rield in m in:s�iwila► whose dep�aits u�e insurod by � federal �gcnc�r;�is+.a!tru��cY� or eneity
<br /> t��ludina I.ao�ier..if Isnder ix such An institution)or in my Feder�l I#ome I.oan Bmk.Les�der s4�C!�;��y the Funds to pry tbe
<br /> �.acrow Ur.�ns.t.ayda'm��r�nt drarBe Borrowa for lwiding aod�pply;ng the Funds,aanually�nuyz�os we escnnr aovaWn�,ur
<br /> vGrityu��he Fscrox Itea�v k;nleu i�eader pays Bb�rower interat on t6e Funds aod.�l�ble 1aw permin Lie���er iu m�ke wc5
<br /> a dur�e.Hoarev�',L.et�e"T m�y t�equue Bomower to ps��a uoe-tim�ct�e for�f�t�flr.�enda�t nal exuate tax'�m�5ycvrtini�n►ia , ,
<br /> � by �'y�'�ioa wfch this loan� unless applic�ble lav�v.pmvides dh�rw�. Udau� an agree�ni i� mude'��r. �:�; ,_ _
<br /> applicable 1#w�.'7.cc,j�mes iaterat to be p�id,Leader shall aot ibe req��im,i:�coa pay Horrowtr my i�{t4�rx¢'�euning:on t6e Fur�ir7:,,
<br />--' RloCmwer�c►d'1.8udte tn�y astee in writin`,howtvet. ttis� inceresc s1Wi be piid on the Funds.�57.rr.•aa�t'shall give to Bortaw�.�.
<br /> v��iiraaout ch�rge� aa�nnu�l s000untina of the Fuadt� stwWing credia aod debits to the Fumd�.'���e piupose for�v6ich ac�
<br /> �iG:p�c to the FuMa�ns mde.The�imds are pledaed as additioaal iocurity fa all wca:aecural�!bqi':`����Y�ry�•
<br /> If the Punds Edd by Y.�ender exooed tde�nts perm�tted to be hcld by�pplkable law.Y.�i►slet thall aa�wrat to Bocrtwv�r
<br /> fa the exo��.s;f�uadt in�000�d�nce with tAe requiraneAts of�pplicable law�. If the amouat of 9�e iFnnds held by I.ender at aay
<br /> time it nOt sufi�i�imt to pry the F�c[ow[taas when dae,Lwder may so notify Bo►rorVer In wtt5�in�.,aqd.in wch ca�e Bcttt�oMre�
<br /> �U p�y w I�enda tt�e�unouot nxe+suy to m�e up the deficieacy. Sorrowa sh�l.;�wke aP�e�efkieacY ia no niae t�n
<br /> tMdvt moothly p�ymeats.at I,e�nder's aole discretion. •�• . •
<br /> - Upoa paymeat in fWl of�ll wms 0�� M'this Securiicy Inscruma�t� Lecit}t:c;�l P�PUY reflurd W Bor:o�rer�ar
<br /> Fua&beld bgy�.sadee.If.under paragra�thi?.l.Leader stull acqula ar�11 tde Prc+pZilsjr�.t.�adex;;;Er,ior to t1�e aoqui�iNon a sale :
<br /> oi the P�+opei�tcjr„,�ull �pply my Fw�ds!h�`�1'!+y lra�der u the time o�f•':aca�ius3tiun a We s�i cr�sili��si¢aia+t tLe syrac�epue,�;titsy. :•
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<br /> thli Socurit7";4��strumcat. ., . �,.. '• ' �
<br /> ; 3.Appliatia af hyra�ts.Unkss:qp:��xbJe 1�w�J;src�(i�ka otherwise��ll p�ymans reneiveal by Laider�yirria p�rqrap�h�.
<br /> ° 1 aod 2�11 be applied:first� to anY P��:''l'�t�r�S:� ilne under the Nate: seoad.to�m�u�ts WY�We u�p�4���
<br />.�;,.�, rbird>w ineerr�t due� fauth.w principaa!��,::.wd I�st.to�ny lite char6es due uuder the Note. �.
<br /> _- 4.CY�r�es;llea�.Sorrower shall pay �ll tua.assessmeats.charga�tines aod impositions�ttributable to t6e Prope:ty
<br />��� ,whicb u�ry ituin priority �v��thia Sacurity Gutrummt, and ie�ae�old p�yments os ground reats. if au�y. Bntrower s6�1!p�y
<br /> ' tlw�e obliptious ia the nu�uder provided in parngraph 2,or if not paW in thst mtnysizr.,9ocroMer sh�Jl pay them on time directty ,
<br /> � to tLe per�owed paymeat.Borrower�hill prompUy tucnis6 to i�eadk�r�11 aotiaa�uf amounts to he paid under this p�r+trapb•
<br /> Ii Born�ver m�lca thae payments dirocal!�•,Ebrrowa stWl prompt6�feu:iMSh to l.rnder reoeipcs e.wida�cind the prytuents. • ,�. • ,
<br /> � Borrowet s�ll p[omptly dischar�,e ari;�; tlkn which has priority�uo�LY this Security Ins+.tumeat unlest Borrowet:(i)a�rce:�iiti �
<br /> ( writina to the payment of tbe obliaation�eu�b'Y�e licn in a ta�nner aooeptabk to I.wder:(b)000t�sts iu Sood hith tk Ny+en• �'
<br /> � by, or defeads apiose wforament of tt�e liea im, P.¢� proceadinga which in the l.eader's apinion operate w preveat tbe
<br /> � catorcentiat�f t1x liea;or(c)yocures from tl►e t�oidc�r�a1F�.he lien�a abrecmeat satisfactory to�.aader a��bo�ia�tio��bc lim to
<br /> � ttis Seraurimg Iast�ua�eat. If I.aider detee�es that my p�tt of the Prope�ty ia wbjcct to a lien which mary aaio p�iars�o�a
<br /> � this Secci�c�r lnstnu�reol�A.�end�er�Bi���atro+wer a aotice id�xa�cEyiog 1Le lien.Bom�wer�b,alL s�tEsEy the liea ar talke one ar.
<br /> more oi tbc acti�ont set tocth�bove wiit�IO d�ys ot t�e�Ivin6 of c�uticx. •
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