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201�0���� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />� (Seal) <br />Edmund R Kershaw III -eorrower <br />��JI I �111�� �.X)l/� �" !�, - A 1U � �W (Seal) <br />e <br />Michelle K Kershaw -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-eorrower <br />[Space BetowThls Llne ForAcknowledgment] <br />Hall <br />County ss: <br />On this 3 rd day of April 3, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for sai;d coµnty, pe � ly oa;ne <br />Edmund R Kershaw III ocx��� �; �Ll(� (� ���� 1�a.�.�� <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: <br />� GENERAL NOTARY - State of Nebraska <br />DEVRA MCELROY <br />hqy Comm. ExP• Au9. 25, 2013 <br />Devra McElroy -Notary aubuc <br />NEBRASKA- Single Family - FannleMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30Z81/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />