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� <br />� <br />N � <br />0 � <br />� � <br />N � <br />0 � <br />N <br />W � <br />� <br />� <br />� <br />� <br />! <br />� <br />� <br />� <br />� <br />� <br />� <br />W <br />N <br />W <br />� <br />F=� <br />W <br />C� <br />� <br />� <br />� <br />� <br />� <br />�A n Z <br />�1 � 1,�I� <br />� _ <br />i <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />� � <br />� <br />r <br />_ <br />a <br />r <br />r <br />c , �-� <br />p �, <br />� �. <br />m <br />c� <br />in <br />� <br />rn <br />� <br />d {�j <br />"�l <br />�, �. <br />n <br />r`t <br />0 <br />cn <br />r v <br />�C� <br />H� <br />�'V <br />� <br />v <br />� <br />F--+ <br />� <br />� <br />3 <br />w <br />N <br />CD <br />� � <br />ng �"1 <br />C D <br />Z m <br />� <br />'� o <br />O "T� <br />-►� � <br />= m <br />D � <br />r � <br />r n <br />� <br />� <br />n <br />� <br />cn <br />..0 <br />[Space Above This Line For RecoMing Data] �� <br />Loan No: 101249314 � � <br />� <br />DEED OF TRUST <br />Parcel ID: 400164299 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated April 3, 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Edmund R Kershaw III and Michelle K Kershaw� F1 �.p b��� � w► � e— <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />State of Nebraska <br />(E) "Note"means the promissory note signed by Borrower and dated April 3, 2012 . <br />The Note states that Bonower owes Lender <br />One Hundred ThirtyNine Thousand Two Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 139,200.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than May 1, 2027 . <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Ina (800) 4463555 ��� <br />LFI#FNMA30289/11 Page 1 of 13 In1t181s: ,� <br />