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201202�� (C) "Lender" is WELLS FARGO BANK, N.A. Lender is a 1�TIONAL ASSQCTATION organized and existing under the laws of T� Lender's address is 101 NORTH PSILLIPS UNITED STATES AVENQE, SIOUX FALLS, SD 57104 Lender is the beneficiary under this Security Instrument. ID) "Trustee" is S�IELI.s FARGO FINANCIAL NAZZ BNK C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated APRIL 04, 2012 , The Note states that Borrower owes Lender ONE SIINDRED SEVENTY SIX THOtTSAND AND 00/100 Dollars (IT.S. $*****176, 000 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to gay the debt in full not later thanMAY Ol, 2042 , (F) "Property" means the property that is described below under the heading "Transfer af Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider 0 Condominium Rider � Second Home Rider � Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider � VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Trensfer" means any transfer of funds, other than a tran.saction originated by check, draft, or similaz pager instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, paint-of-sale transfers, automated teller machine transactions, t�ansfers initiated by telephone, wire transfers, and automated clearinghouse transfers. IL) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third pariy (other than �nc„*ance proceeds paid under the covera.ges described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Progerty; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Prope NEBRASKA-Single Family-FanMa Mae/Freddfa Mac UNIFORM INSTRUMENT Farm 3028 1/01 VMP � ' VMP6WE) (11061.00 Wolters Kluwer Fir�r�cial Serviaes Paga 2 of 17