201202808 - Laserfiche WebLink

Browse

�o��o��o� (C) "Lender" is Citibank, N.A. Lender is a Corporation organized and eacisting under the laws ofthe United States Lender's address is100(1 Technology Drive O'Fallon, MO 63368-2240 (D) "Trustee" is First American Title Company (� "M ERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Secnrity Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (Fl °Note" means the promissory note signed by Bonower and dated Marc6 27, 2012 . The Note states that Borrower owes Lender Two Hundred Three Thousand Seven Hundred Four Dollazs (U. S. $103,704.00 ) plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than Apri11, 2039 . (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under the Note, and all sums due under this Security Instrument, plus interest. (I) "Riders" means atl Riders to this Security Instrument that aze executed by Borrower. The following Riders are to be executed by Bonower [check box as applicable]: Q Adjustable Rate Rider � Condominium Rider � Second Home Rider 0 Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider Q VA Rider Q Biweekly Payment Rider QX Other(s) [specify] Schedule "A" (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (In "Community Association Dues, Fees, and A�ments" means all dues, fees, assessments and other charges that are imposed on Bonower or the Property by a condominium association, homeowners association or similar organization. (L) "Bectnonic Funck Transfer" means any iransfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (M) "Egcrow Items" means those items that are described in Section 3. 001123012257 fStibank 3.2.55.07 V7 N�RASKA�Single F�nily�Fannie M�lFreddie Mac UNIFORM INSTRUMBVT WITH M9i5 Fortn 3028 1/01 VMP � VMP6A(NF� (1105).00 Wolters Iduw� Fnm�cial S�vi�s Page 2 of 77