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<br /> � subxtantially equivalent mortgage insurance caverage is not available, Rorrower shall�xiy to I.ender euch rnorth a�um eyual ta
<br /> �r�e••iwelfth of the yau'ly nwngAgo insurxnce premii�m being paid by Borrower when It�c in�uramce cnverage lapsal or ceused to
<br /> tx in effact.L.trxier will aecept+use:�tncf rctain these payments us a loss rescrvc in Ilcu of mortgngc hisurancc. I.ass reserve
<br /> payrmnts may no longer t�l:re�►dral,ut the option of Lcnder, if mongagc insuraRCe awer�gv(in ihc un�nunt and for thc periaiCO
<br /> th�►t I.ender �rcquires)pruvidttl by an insuror approved by Lendcr again becomcs availuble and is nMaineci. Hnrrowcr shs+ll pay�
<br /> the premium.r• rcquired to maintain mortfiage ins�rancc in effect.or to providc a loss rc:scrvc, until thc r�yuiremen�fur mortguge �
<br /> insurance eixls in�ccordance with any written agreement between&�rrower and l.ei�der or upplicable !aw.
<br /> 9, in�pection. l.ender ar its agent may mu�ke reasonable cntrics upon unA inspac�ions c�F the Pra�Crty.l.�:n�er Ehull givn�.li'
<br /> &�rrower notice at the time of or prior to an ihspec�ion specifying rensonable cause for the inspection.
<br /> 1Q. CondcmnwtMn. 'fha pnxads of any awarci ar claun for damages, direct or conseyuentiul,ii� conncc�iun with uny
<br /> conclemnation Ur other taScing of any pa�t of the Praperty, or far conveyance �n lieu of candemnation,are hereby assigned and
<br /> shail be paid t�i.erxler.
<br /> In the event of a wtal taking of the Propeny,the proceeds shull P�c appliul ro the su�ns securcd by this Securiiy Instrument,W
<br /> whether or rat then due, with uny excess paid to Borrower. In thc cvcnt of a partin! taking of tha Prnperty in which the fair
<br /> market value of the Propcny imm�:diately before the taking is cqusil to or grcater thun the amount of�hc sums ucurai by this
<br /> Security Instrument immedlately before the taking,unless Borrow�er nnd l.�nJer otlicrwisc agrec in writing,�he sum�. sccured by
<br /> this Securiry Instrument shnll be reduced by the nmaunt of the proceeds multiplieci by the fnllowing fraction: (a)the totul
<br /> mnount of ttte sums sccurecl immedintely botore the takiiig, dividai by (b) the fair market vnlue�f the )f'TO[:�i�ty i:►.i.i.me+d.�a.r�ty
<br /> beforo tho txkinq. Any Unlnnce shnll be p�id to 13orrowcr. In the eveeit of a panial taking UE tlie R'm[��ty r.rrr wPr.ich r,he fa.�r.
<br /> markct vnlue of the Propeny immalintely bcforc tha taking is less than r,he a�uau nt nY thc sums secr.ercd'crmn.osf�nately befor.e C.h.e
<br /> takRng, unless Borrower nnd Lendcr othcrwlse agrce in writing or unte.s�app7icl�ble L�w othe��wise��r.ovides,ihn�prviceccis s[�a�l
<br /> be 3pplied to thc sums securec�by this 5ecurity Instrumant whethcr or e�ct 1�e2 sums�re then due.
<br /> If r.iie Pcoperty is abamciamec6 by Borr�wer, ar if,after notice by irndei-'ro Parmwer thnt the camden�x�iot��'ifrrti tv r�k4 an
<br /> aw�rd crr. setr.�c u claim for d�rn�;cs,.T3orrower fails to res{x�nd to�_r.ncler ���ithin 3� days after tiue date th� na�ice is gaL'rn,
<br /> .__.,...:;w�yr.,;,;��..i�n�S-+�hri±c2 atn�i ap��tl+.e procoods,at its optian,tiihcr tz�restoration or repair of the Property o� to t�jt.sums
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<br /> s,�cuceci by tfiu::;�curity 7mstrivr,e�ir,wt�rchtr or not then due.
<br /> Unless Uuder Anc1 '8orrower otherwise agcee in wriling, any tr,�+ liraifii,�n o( proceeds tc� principal sh�ll not extend or
<br /> �. p�ostpone Ihe due date of 1hc monthly payments referred to in p�ragraph:,�fln��l 2�r change the amount of such payments.
<br /> 11.Borrower Wot Iteles�scd;Forbearance By 1�ender Not p ti3'.��vsr. Extension of the timo for paynteut or modificntian
<br /> • of amortization af the sums secured by this Security Instrument gra�naed by i,entle.r lo any succcysor in intGrest of Ikirrowet':�1�r11
<br /> � not operatc to release the liability of thc original Borrowcr or AorrR�ver's susc���ors in interest, t.cpder shall no�be reguire:i��
<br /> commence pra:eodings asuinst any successor in interest or refuse to�>;ien<l time for payment or othcrwise modifY anwrlil�uinn
<br /> of the sums tecured 6y xhis Secunty lnstrumem by rcason of any �3amarod nr.ide by the origina!Borrower or Borro�r�er's
<br /> successors in interest. Aa�y forbeurance by Lender in exercising any right or re mcdy shalf nnt be a waiver of or preclude tl�e
<br /> exercise of any right or mo�edy.
<br /> � 12, Success�rs and Assiqns Bowxl; Joint And Sever�l LiAbiiity; Casigners. The c:��vcnams and agrecments o'r' t'his
<br /> Socurity Instrurnent Fhall h3nd end beneCit the succes.5ors a�xl ns,r•igns of Lender and Horra+�ver, subject to the provisiom of
<br /> paragtaph 17. Borrowet's covenants and agreements shall be joint and sever�l. Any Borrnwer who co•ci�nr this Securitv
<br /> � �,���n��xn�hw dcies not exccute the Note: (a) is co-signing this Security Instr►��menS only in mongage, gmn•� and convey that
<br /> Borrower's intercst in the�P�ogerty under the tcrms of this security inscrumeni; �ui ia iivi•}'�r;:����.�i�����r���`r'- :=��;'-h"-`-'!s'-'•`
<br /> i secursd by this Sxurity lnstrument;and(c)agrees that Lender and any other Bo:srower may N�rrc to�xt�n,cl,'nzcdify,forbear or
<br /> � make any accommodations with rega�cl to ihe terms of this Security lnstrument��the Note tivithout i�ai Borrower's consent.
<br /> � 13.Loan CtwrAes.3f the loan�ecurrd by thEs 5aeuriry Instrunnent is subjr_ct to a law which se�s cx�aximum loan charges,
<br /> and that law is finally int�rj�reted so that the interes?o��uther loa�charges �ollected or to be collected incunnection with the
<br /> � loan exceod the permitter.t limits, then: (a)any such iu«n charge shull be reducr+:l by the amount nezessary tu �riduce the charge
<br /> j to the permitted limit; atxl (b)any sums alnady collecce�l from I3orrow'er whi�}��xceeded permitted limus«i II be refunded to
<br /> � Borrower. Lender may choose to make this refund by reiiucing the principal owed under the Nde or by� making a diroct
<br /> _ payment to Borrower. If a r�fund raluces principal, thc reduczia�� will bc �rcatai as a partial prepayment without any
<br /> prepwyment charge under the Notc.
<br /> 14.Notkes. Any rx�tice to Borrower.provided for iia this Securitjr[nstrwnent shull be given by del ivering it or by rtwiling
<br /> it by first cl�s mail unless applicable lew requires use of another mtthod. The �rotice sball be directed to ih� Propeny Addrcss ;
<br /> or ony other address E3orrower designates by notice to Lender. Any notia:tna Lender shall be given by first clacs mail to
<br /> � Lender's addrcss stated hercin ur any other address I.ender designates by notice to Borrower. Any not ice pravided for in this
<br /> '�' Secvrity Instrument shall be deemed to IMVa t►een givcn to Borro�+��r�n,r Lcrxlcr when givcn ns providal in this puagraph.
<br /> } 15.C:overnin6 Law; Sever�bila¢�s. This Security Instrurlienc shaU bc govcrned b}� federnl law und the law of the
<br /> ' jurisdiction in which the PropertY is lcxuttd. In tlie t�int that an}•provision o�clause of this Securiiy Instn�ment or the Note
<br /> � given�eftect w ho'ut h�c confl cNng provisionA'To thin Fend the pPov sions of thiu Secur'►ty Instrumen end ihe Note ahe ckclared
<br /> = to be several+Ie-• .
<br /> 16.&ci�r•r�wer's Copy.Bottower shall be given one confon,��?copy of the Note and of this ScYUrity Instrument.
<br /> ' lq,'[•u�n��sler n[the Property ur�Benetklal Inter�t in IVo�rower. If all or any part of the Propedy ar any intercst in it
<br /> is sold or trnnxferrod(or if a beneficial interest in Borrower is soi�ur�ransferred arxi Borcower is swt a ru�u:-al person)withcwt
<br /> L.ender's prior writte�s �consent, i.ender may, at its option, require immediate pnyn�ent in full o(nll sums socurod by this
<br /> ; Security Instrunncnt.3�3v+4�ver,this option shall not bc exercisod by Lencfer if.:x.�;�case is prohibitad by federal I�w as of the date
<br /> of this Security Instn�nxnt. �
<br /> IP Le:tnti�r ezercises this option, Lender shall give Borrower arnr,ice of acce��eratcon. Tlh�rrr.rice shalY provide a period of not
<br /> � Iess than�<<z ilays from thC date the notice is delivercd or rn�d@�i:wvithin which 8orcov►c���a:is` pay all sunns securai by this
<br /> ' Security 1�nsrn�i��ent.If 13orrowcr fails to pay these sums privr tC'a1f:�xpiration of ihis pernaG. 1L�nder may invoke any remod�es
<br /> � permitttJ tiy this 5�.'rue�adN Instrumcnt without further er,c�tice or dern:ind on Borccrver. ,
<br /> � lg, gurrower s A��ht tu Reinstata If Bcrm�rea�er mcet� certain co���,tions, Bortower shall h��e the right to have
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<br /> ,t enforcenre.r,t of this Security Instmment discontinuaP at any tcer:e.�riur to tlw earlier of: (�?5 w'ersof s�l� mntain+e�d m h'i
<br /> applicable �au+ may specify for rcinstatcmcnt) before sale oE r,14�e IF�ropercy pursuant to any pa
<br />-,� Svcurety Ur,scrum�ent;or(b)cntry of a judgment enforcing th�s 5��xcrt��•instruinent.Those cosKlitions�ne that BorroW'�erc:(.�cb�1YS
<br /> ' Leixler aCY s:a;�which then would lx duc under rl7is SecuRt� �cry.sszJaCnt nad the Note as if no accelcra�ion hod oca-�•irneul:(b)
<br /> � � cures any default n�amy other covenants or ag�.^e�nents; (c)pap•s ail exprm:�er�i.�ticurrtxl in enforcing this S�ecurity Instrument,
<br /> ' including, but not Nrrc��wi:to,re:uonablc attorncys'fces; and(d)takes su�c�i�.:K�:�:�a. as Le�xler may rcasonably require tu assure
<br /> � that the IK:n of this Ser:.rity Instrumcnt, Lender's rights in ttts PtroQerr.y aL�rrll�s.:m�wer's obligatiun ro pay the sums sscured by
<br /> this 5eeuiT.i.y Instrument shall continue unchanged. Up�xt cci'i�statemet�t by Borrov:cr,. chis Secunty lnstniment �tnd ttte
<br /> ..ti�:M.,�•,.,�.� �����•�.�t t,.•�rhv �h:►11 rcmain fullv effective as iE no c�celeration had occurcc+di. f�owevcr,this right to reinstate shall
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<br /> cxx r.}�p(y in th�casr.�f acccicration ui�der paragrrph 17.
<br /> 19. 5ple ot t��Cc; Chynge ot Ie►An Sawicer. The Notc nr a partial interc.st in the Note (tobeiher with this S�xurity
<br /> i�istrunxnt)m•ry bc sold onc or morc times without prior nuticc to Borcowcr.A ulc may rUSUit in a ch,�si�c ir�ihc cntity(km�wn
<br /> as thc "Luan Scrviccr")thai wflccts monthly paynxnts duc undcr thc Notc and ihis Security Cn�xrc�nx�a.Th�rc also may bc onc
<br /> or more chxnges uf the Loan Se:viccr unrel•rted to a sale of thc Notc. If there is a chanbe nl'lhc Qar.ui Se:.n•iccr,liorrower will be ,
<br /> - given written notice of the ch�nge in accordance with paragraph 14 above a�d applicable f.����.'The iwtice w•ill siate the name and ,
<br /> :xldress of the new l..oan Servicer aixi the ucldrcss ro which paynxnts should be n�;�dc. '1 hc notice will also a�ntain �ny oth�r
<br /> infortnation rcyuirccl by applicable law.
<br /> 20. Huardous Subst�nces• F3c�R��v�'cr shaU not causc or permit thc prcuncc, usc, dispcisal,storage,or rclease: ot'any .""
<br /> Hazardous SuUs�wxes on or in thc Property. Borrowcr shull not du, �wr 311nw unyonc clsc to do,anything nffaKing thc
<br /> Propeny that is in violation of any Environnxntal iaw. Thc precoding twu scntcnces shall iwt vpply to ttic prcscncc, ase, or
<br /> storagc on the pro�.cny of small qu�►ntities of Hazardous Substa�xes that arc gencrally rccugnizcd�o be eppropriate ro nortt�l
<br /> residcntial usc�atxf to inaintenarx�c of thc Property.
<br /> v.ya�o�� FOfm 3Q28 918G
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