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<br /> '► - » (C)CAtculatlop ot Intcrost ltato Chwngee �,'
<br /> �.y. ' � Bctoro euch Chaago patc�l.cndcr wlli catculato u naw uitacost rato by n d d ing o�n�r�l m�Y T w o a n d =
<br /> ;,` .� ThY'ee / quartors Percemc�o pafnt(e)t 2.75011• SG)tu �
<br /> - . ,, the Curr�nt Iadox nnd counding tAa sum ta thd neare�t onc-ciahth nt one percr.nt4�,r.potn�t(0:1?S4�), 5ub3cct _
<br /> 'i,s�'.=;: to tho Umite stnteA in p�rapd(D)of tdls Rldcr.thte munQ�l umaunt will tro�hc nr,w isrnnat rato uutll thc
<br /> '�_= °`� next ChnnQA Date. _
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<br /> ���� �� �� : (D)���f�►on Onte��est Rato Chgnges
<br /> •`� ,�',,t+�,�� tr ._ The nxtating intetest rata will naver inrroase oe decrot��o by maro Wan�r�pertr.m��la pc►int(1.096)on
<br /> �,";.,�����;;���.,,„ ywy single Chnnge Duto. 'Tho intcrest mte wlll ne+eu 0a moro thnn flve pc�JY.9,�c p��r.�t t5.09G)h�ghcr or
<br /> •, 1�'�S`�4".;�;� lower thnn the iniNal latorest rato�as stated in Pnsr�r�A 2 uY tha Noto.
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<br /> ',;: ,��°��"� - (E1CalcWatlonoPPt�ymcntCpr�r,ga
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<br /> "��i.���� _ lf tlte interest tato changea on a�an�r�Dato,Lcnctea wiU c�iculnte the cnaoura af.��Y.r.rJ�ly p�ymeut of
<br /> . l�;��, , priaciput nnd iaterest wdlcb wauld be ncce3s�ry ta repay tha unp�ld prtncip,�.P�i�aau:rs in,Nll at �ho Matudty
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<br /> � �•�:�- Dato at ihv aew interest rate tt►FOUgh subatantiatty cquat p�ymonta. In mokinII s�csitetz!t�ioi�.4endsr w111 uso
<br /> � "'�ti` tho unpald principal bntanco which weald be owed on tho GhnnBo i3uta if tAem d�d b�.•c�n rrr default in p�yment
<br /> — � on tht�Note,rcduccd by tho amour..Y eti any prepaymente w princlpal.The resu�t vf th#�sr�tculation will bo 1he
<br /> ''���" amoant of tho ncw monthly pAy►mc�.*3��ptincipal and intorast.
<br /> � (�INottce a�Ctwnges
<br /> , �`, „ � i�ottder wiil giva aotiea to Borron��ff 1r���c�hn�e i�t tho iat�rcat rate vcrra resi�',y�t�1!+�nt�unount,'iMe
<br /> . ° aadoo must bo glvcA at tcase 25 dnys be�ar�aQ�e na�v mon�hiY P�y-saa�rnt artcavnz iy r3�n�,•ar,�S 1rnt�st�s$1 forth(i)tho
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<br /> ��'t - datt ot tke t�o!lc�. (ii)thc Cheng� ��r. (a?�l�t�e+ald ir�ta+atit eute, (tv) me�tCVt 1a,*��na. tv1 tm+ �evv
<br /> ., ,,, ' monthiy paymcnt nmaunt,(vi)tho Ct�rrent inc���x a�nd cha dnw U wa9 pubHyU�J,��-�il r.ttt rnctAod of c�lculs�tiag
<br /> . �.';" tRo chAage ia monthlY P�yR,ent amount.nnQ(v�'sA;u�y othcr infarmatton��Af.�'��:ay 6n cequircd by law 4`_vm
<br /> ` y. tlma to timo.
<br /> -• � (Ci)Et[ecUvo DAte ot Ciw�rs
<br /> A ncw interest reto calculated ia pccardr�nca wl�h pmagrapha (C) ar►�l(I1) o��this Rider wtll bosomo
<br /> offxtivo on tha Chu�go Dxto. Fbrrower sh�ll mAko n pA7rmont in the new mrr�thJ`yt�amount boginning on tho
<br /> z� flrat p�ymcnc dato which aocura�ut least 2S d�ys a�tor Lcndor bas gtvGn &��s�nvror tho notico of ch.sctlges
<br /> �� �+� aequlzr.d by patagr�ph(F�af thts Rider.Bnrcotiver ehall havo no ablignttou ta pa;nau�y lnc�so in tho aiam�lly
<br /> ,��, pAymcnt pmount calculated!n accord�tioe with{�xeag[aph(8)of t7ra.a R1dar for arry p�ymen�tdtsliaoacurcing Iesa
<br /> -- thiu 2S daya aRer Lender hav g[vc�n th� requirad notioo. I��e monrhl�r p�yment o��yv��: c.�icW�ted ln
<br /> _ u�o�rdAnca witd par�•spII(B)uP this Ridor dccra�cd,but�cnder iuilcd cn�I��a�Imcly uot�nd of tho docr�o �
<br /> and tlomowcr mado raiy moAthly payrmnt amotu►tc eacccdln8 ttto paynt�ut ra�nount which ehould huve bcen
<br /> - stated tn a timcly notice� d►cn f3Q��sativar ha�v tha oplion to ctther(i)dc��. 9�:�o rctum to 8qrrowcr of An,y
<br /> �-� , oxocs�pAynunt�wlth interest tUer.�r:�m�at t�a Note e�to(d rato cc�,rz.�t to tb�e f�r.ttincst rato wh�ahauld A�vo baen
<br /> - �, atated in a timely natloc). or(ii)i?u�uvat th�t tury�excess payment.with (rhr.�:st tluroon_¢C F�e Noto rn�,ba .
<br /> �� applied as payment of priaclp�l.Lcnde�'s ahli���to�+atum any oxocan.�r�,��eni with iuterest an d•�;m�ar�►i€s
<br /> ' not assignablp even if tho Noto la atheirvl.sa u�u��a��efot+o thc dcmnnd t'as ra'urn ia mado.
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