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<br /> , .:r�� .cmd ix inr+►r�x�mtc�i intu nnd c:hidl hu dormrJ tu nmcnd nnd supplemcnt tho Muri�a,�e,D�ed aF
<br /> � '_��� Truxt c+r Scriirity I1cc�i lthc"Sccurlty Instntntc»t"1 aF tho amm�dc�ta�iven by thu undanl�nai(thn"Q��rn�wor")to
<br /> :�;;,t•"�� n •urQ tt�,q E�i�n•uw��' Ad�utit►hlo�tut�i�a c�phQ"Nu1�')�o
<br /> -. ��o �Qui�eo a au d�na dna �o�n�seoc et�oa o� Cran �e ana� �eDrac�o, A Pe0etal 8dviaga BenR
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<br /> ` `� ` x (Ihc."Ixndcr")uf�hc samo daito iind cnvcriu�tho prc+ncrty dcsc�tibid in thr Srruni�y Inst�vmcnt�md lacatcd nt:
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<br /> * 1�`-'� ' �'"� • 2115 ATLAMTA AVt3 ORANQ I�LAND. NBEiRASKA 68803
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<br /> _ . � ,•,:y,�;1;:�;�'.��� (pmperty AdJrc���
<br /> �;"' � � �,3�`�; THE NS1TC CONTAINS PROV151�1NS ALLOWIN� FR1F� CHAN�ES IN THE INTEf�F81'
<br /> ` �• RAT� AND 7QiE MONTHLY PAYM�NT. TN� NOT€ LIMITS 7H6 AMOURIT TH�
<br /> � .,_��R��. �� .• :' ,�� BORRtD�JYGR'6 INTEFtBST RAT� CAN CNANaE AT ANY l�NE TIME A;ND 7HE
<br /> u-:�: MAXlMU111 RAT@ Tl��8m3�F�OW�R MUST PAY.
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<br /> `���.':'•��'`:� F ADD1T10NAl,�'OVENAN'i'S. 11n�,�it�on w thc+cuvcnanis and u�rocmcnss made in thv S�ecurlty Instrumcnt,
<br /> =�`���° 'o- �� l3nrrower u►td I.endcr furo�r�c�vvqr.l�:ur.d n�rcc�as To11awA:
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<br />. . �,j��`�� . �9.IlVTEit�,ST R�1T�+a�1ti�T MONTHfl.Y i'AYMII[i�k1f<^HAIVGE.51
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<br /> .�: l�''-{`~`Y 9'hc Natc r:���,'t:•r;s far nn initini lntere,:�.ra�;.�if ���7 5 !'� 7'h�Nato pravlde.y far chan�4s in
<br /> ,;.i � � �'a•isr,�:�:sz ma:c.rnd th���nunthly paymrnlx,us follnws:
<br /> :,� �; � .
<br /> :;:�; "�,{ti,."'' r �.1NTk:R��"d'RAT���11Q1 MONTIHI.'Y PAYlNENT GHAN(:�:5 ,
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<br /> :'�1'„��.� �,y v t �t�)C�P�kk'81AtC9
<br /> ;;_:_ ;; - •�.,u�`:,�r�' The interest rato I wi:i�v a��ay Ehan�o on th�Gia t dny uF �UI,Y � 2002 � ��nn that
<br /> � � vay cvcry ilin�rco�h ti�er���r. �ucfi duto an wfiich my interes�rntp cautd chwe;�r:i.s callat u"Chcmgcs Dnta."
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<br /> (B)Tho In�icx
<br /> — - -Q°°-a�o �'�!!t!�f3i°.!�i.iii&L.�?ii:,�iii�: �iti��wta ii�i�uo rin�citi aii inRO�,i tto ��t1�o1�-is T�IO WOC�
<br /> � �verngo yleid an United 5tutes Trensury sccurl�IeY ac�usterl to�constant maturity af 1 ycur.us t��c;do uvailablo by
<br /> _ tho Ncdcrni Etescrve duard. Tlic mast�cccnt Irtdcx fi�;uro nvuili►blo ay of tho d�te 45 dnya bcfont c;ich�htu►go Dato
<br /> � � iA c��llcd the"Current lndea."
<br /> If the Index i�na Inngcr uvnilablo,the Noto Holder wlll chouse a�ew indox �vhlch ix bascd upon oomparable
<br /> _, inf�rmaU�n. The Noto Haldzr wili givo mc nnticc�f IMH choloc.
<br /> _ (C1 Calcut4tlon ot CRanges
<br /> � �cach Change Datc.the Noto Huldcr will cnlculato my new intemst rnte by addi��
<br /> :'� pereentage paint(el( 2.00� Sd)M Iho Currcnt
<br /> `� IrMcx.'fi�o Nate H�lder will Ihcn round tho result af this udditian to tha nG�rest ana-cighth oF ana petcent�o
<br /> 1` pofnt (0.12SSg). Subjeci ta thc 1im11s stntai in Soctian 4tD)bclaw.thls roundod nmount witi bo my ucw intorcst
<br /> rata until tho next Chango Datc.
<br /> -_ ' Tha Note Hui�lcr wip thcn deteTminv tho nmaunt of thd manthly puyment that would tw suf�clen�ta repay tho
<br /> `4 � unpaid principal that i um expccteci to owe at thv Chnngo Qat�in ILII an tho Matudty b�tu at niy ttow interest rato
<br /> in�ubswntially equul paymcnts.The re:�ult af thls culculAtion will 6e tho tiow amount of my cra�zhly payment.
<br /> �'�
<br /> {; (D)IAmit�q on Intcrc�st R�tu Changes
<br /> _ 'Pho intcrost ratc!am requirod ta Nny nt thc flrst Clw���o Date will not bc gR��Fe thnn g�a]� cg
<br /> ar less than �.a75 Sn.Ti►crest�:r,my in+.e�s1 tato will n�ver Uo increu�,�x!ordecnascd an
<br /> � ��. any Finglc Chango pato by moro thun twa percentuge pu3nts(2.0�:p frum tho rute of intenst!huva Lx�en�aytng
<br /> _ _-'��; for the pr�x:c�ing twclvo manths.My lntcrest ruto will�e.vcr bo grcutcr thun 12.87 5 S<5.
<br /> • !!y interest rate will never be loper than x.67�X.
<br /> , (E;)�ttective OAtc of Chaagcs
<br /> - --- - _ _ .= My ncw lntcrest rete w!!!l�cause effe�ive s�e�ch Cha�ga Qate. i wiii�r►y t�n arnoum af my ae�v manthty
<br /> puyment beginning on �ho fi�t monthly paymen�dato c►Rcr lho C6ango D�to until the amaunt af my monthly
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<br /> payment changcs aguin.
<br /> " (�Noticc uf Changcw
<br /> ` � Tt�c Notc Holdcr wlll dcliver ar mail ta mo n nMico af any rhnnge:i ln my intcrest rAto and tho nmounl nf my
<br /> _ f ' - ''. . monthly paymcnt beforo the effecdvc dntv af uny changa The notic�willlncludc informati�n rcyui�d by l��v to
<br /> �,x;'•_ bo givcn n�c u�cd also thc titlo cmd tclephone numbcr oi'u prrs�� wha wlll ans�vcr nny yucstiun I may havv
<br /> �•�'� ''�'r rcgurding dte noticc.
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<br /> �' �+'i;: IIRULT[9TA7E ADJU8TABIE i1A18 RIOLR •AIiM Ei�2•Sinpia Famity•Fqnnl�MadFnddio Mto Unffarm Instrummt
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