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<br />Cherry Creek Mortgage Co., Inc.
<br />7600 East Orchard Road, Suite 250-N
<br />Greenwood Village, CO 80111
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<br />?repared By:
<br />Record and Return to: lst Reverse Mortgage, USA
<br />3609 S. Wadsworth Blvd Suite 380
<br />Lakewood, CO 80235
<br />Attn: Final Docs
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<br />[Space Above This Line For Recording DataJ
<br />State of NEBRASKA
<br />FHA Case No. 321-3044787-951
<br />Loan No. 907902599
<br />MIN:1000302-0907902599-4
<br />FIXED RATE
<br />HOME EQUITY CONVERSION DEED OF TRUST
<br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 2, 2012. The trustor is Albert D.
<br />Walton and Katherine I. Walton, husband and wife as joint tenants , whose address is 3176 S
<br />Blaine Street, Grand Island, Nebraska 68801("Borrower"). The trustee is First American Title
<br />Insurance Company, 7360 Bryan Dairy Road #200, Largo, FL 33777 ("Trustee"). The beneficiary is
<br />Mortgage Electronic Registration Systems Inc. ("MERS"), which is organized and existing under the
<br />laws of Delaware, a.nd whose address is Delaware. Cherry Creek Mortgage Co., Inc. is organized
<br />and existing under the laws of Colorado, and has an address of 7600 East Orchard Road, Suite
<br />250-N, Greenwood Village, CO 80111 ("Lender"). Borrower has agreed to repay to Lender amounts
<br />which Lender is obligated to advance, including future advances, under the terms of a Home Equity
<br />Conversion Loan Agreement dated the same date as this Security Instrument ("Loan Agreement"). The
<br />agreement to repay is evidenced by Borrower's Fixed-Rate Note dated the same date as this Security
<br />Instrument ("Note"). The beneficiary of this Security Instrument is MERS (solely as nominee for
<br />Lender and Lender's successors and assigns) and the successors and assigns of MERS. This
<br />Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest
<br />at a fixed rate (interest), and all renewals, extensions and modifications of the Note, up to a maximum
<br />principal amount of One Hundred Sizty Eight Thousand Dollars and Zero Cents (U.S.
<br />$168,000.00); (b) the payment of all other sums, with interest, advanced under paragraph 5 to protect
<br />the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and
<br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. The full debt, including amounts described in (a), (b), and (c) above, if not due earlier, is due and
<br />payable on May 25, 2090. For this purpose, Borrower irrevocably grants and conveys to Trustee, in
<br />trust, with power of sale, the following described property located in HALL County, NEBRASKA:
<br />See legal description as Ezhibit A attached hereto and made a part hereof for all intents and
<br />purposes
<br />which has the address of
<br />3176 S Blaine Street, Grand Island, Nebraska 68801, ("Property Address")
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />rights, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this
<br />Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title
<br />to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or
<br />custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise
<br />any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and
<br />to take any action required of Lender including, but not limited to, releasing and canceling this Security
<br />Instrument.
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<br />Page 1 of 8 HECM First Deed OfTrust
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