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<br /> . Insurance. R��rrower shnll kee� the im rovemenls now sxisting or here�Rer�re���
<br /> 3. liarurd nr Pm�xrty I N �-
<br /> Propony Insured ��aiott loas by fire, hnz.�rda included witliin ttie tarm "extended coverage" end sny �lh�r hazards, includtng
<br /> floods or Iloodfng, for which l.ender requires lnsur�ncG.ThiR insurance shall t►e m�in!ained in the a�nounts and for the pe�iocis
<br /> that Ltnder req��ires. The insi�r��rwe cArrier providing the fnsurance shall be chosen by Borrower subjsct to Lender's approval
<br /> which slt�ll not be unrcasonAbly withheld, If Uofrower fails to m�intain coverage described above, l.ender may, at l.andor's
<br /> option,obtain coverage to protect l.�nder's rights in the Property in accordance wi�h para�raph 7.
<br /> Hll insur�nce Ixiliciea and renewals sball be acceptable to Lender and shall lnclude a standard mortgage clauu, LendCr
<br /> shall have the right ta hold the policies and rcnewals, lf l.ender requires,Aorrower shall promptly givc to Lender all rcccipts of
<br /> paid pn:rcdums and renewal notices. In the event of loss, Borrower shull give prompt notica to the insurance carriet and L.ender,
<br /> [xnider. �nay make proof of loss if not made prumptly by 8orrower.
<br /> QTntess 1.c��c�ec and Borcower otherwise agrec ln writing,insurance prc>cads shall bc applial to restoration or rcpair of the
<br /> �roperty darte�gcd,i�the restoration�r repair As economically feasible and[.�nder's security is not lcssencd. If the restoratian or
<br /> [C t ia�w�rw�rieuu�wiiy Il%NJIVA4 V�i�.�v�:';S�w:i:l 7'C!l�L��I�ccPne�. �he insurance pr�-Kdc shall be anplied to the cums
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<br /> secu� by ei�is �ecueily i��sta��ir�ek�:, i;r:�eth�ti o.:a: tE;�n c:•�-„ ��:t!: z.n�Px:Pss paed tsr 16�c»rrower. 1�Horrowar abandons the
<br /> Pro�serty,or cloes nW answer within 30 days�natice fxom Y.endsr tl�at the insurance carrier has offered to settle a claim,then
<br /> Le�dor may collect the insurance prnceeds• Lender may 1�s�. �'ne p>>oc�edg to npair os restoro the �Progerty or ta pay sums
<br /> : p4ct�ret3 by this Seeurity Instrument,whether�rr n�1 then'�luc.The 3i?-�;�y peria�l will begin when ttte•nodce is given.
<br /> ; Un�tss l,enrl�r and Borrower atherwise agree in wrici��g, 8'AY 1�;ulica�iom o�.prt�eeeds to principa! :il�al! not extend c�s
<br /> pc5st�one the due date of the monthly payment� rzttxrcd io in p�r;+ga�phs l u�d 2 �r ch;tnge thc an�aunt af thC.�apments. •l3
<br /> ui��ler�pangraph 21 the Property is xquired by I.ender,�Bo.rrow�Y's right�tn any in�a�rance.policies and proc�ds r�suitin�.froim
<br />: dsuit��c•to the Property prior to the acquisition shall pass to l.en�ier to the e�Yten3 of t�a:sian?a secureci by this 5a:uNity tnstrument
<br /> immectiacely priar to the xquisition.
<br /> 6. Occup�ncy,Preservation,Maintawnce and Protectlon of the��ro�,perty�Borrower's Loan.t#:�plir�tioa;�.;eA.weholds,
<br /> J; ¢pvroa�er shall occupy,establista,and use the �ropeny as�rroanr's princyg�l residenc�wilfiin siatv 41n}�s nfter tR��execi�twn af
<br /> ' iu3i5 Si:G1S:i'j IiISiIi2fS'.:��:w^��.�,.".�= ,^.'J'^'-;�,="-rn/r�i�e�nfie IW.rnnrTlV As BotTOw'CI's D�['iRC;1:P�1 fi9l�AAP.IF07:A:leurt anc year�tter '
<br /> %` ihe date of occupancy,unTes.s a��nder�chenvs�e agxees t�m�n�•ai+ing.which cenxnt sha�E ti+.ot bc�ntt�x+i�r„�;t'��y with6►r9�d,or q!►less
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<br /> �.�. :�n��rnaailn� circuzlutane�s exist w,hich are t�,eyond Borruw�er's control. Borcower sha1P rw¢ iie��cmG�, �mage or im�p:iir the
<br />��'�� f"sopeny, a�Pmk zhe Propecty to deteriorate, or commit waqte on the Property.Borrower shell be in� default if eny forfeitun
<br /> '� actior�or procealing,whr,ther civil or criminal,is begun that in Lender's good taith judgment could result in forfeiture of the
<br /> � Property or otherwise materially impair tlu licn creatod by this Security Instcumrnt or Lender's security interest. Borrower may
<br /> cure such a default and ninstate,as provided in paragraph 18,by causing the uctlon or procading to be dismissed with a�uling
<br /> � thu, in Lrender's good faith determination, precludes forfeiturc oF the Borrower's interest ln the Propeay ar other m�teri�l
<br /> � impairn�rnt of the 1{rn created by this Sauriry Insaumenc or I.ender's security interest. Borrower shall alao be in defwlt if
<br /> Borrower,during the Iw�a�pplicuiun process,gave maeerially false or in�ccurate infomution or statemrnts to L,end�er(or fulod
<br /> to provide I�ender wich�ny tnaterial'enfomu�tion)in connxtion with the loan evidencod by the Note, including. bu:aot limited
<br /> to,repraauuions conceming Borrower's occupancy of the Properry u a princip�l resideoex.lf this Security[nstnimau is on�
<br /> '�� lauehold, Berrower shall comply wtth all the pmvisions of the Ieuse. If Bortower scquires fx tido to che Pmperty, �he
<br /> � le�sd�ofd an�d the fa titic shall not mcrge unlcss I.end�r agrees to the mcrger in writing.
<br /> '�' 7.ProtecNon o[Lender's Rights in the Property.If Bomower fails to pertorm the covenents and ngroementa coatunai in
<br /> "+� this Securiry tnstcuma►t, or there is n legal procading that may significantly aftoct Lcndcr's dghts in thc Propercy(such as e
<br /> .�.� proceeding in bankruptcy,probete, for a►ndemnation or forfci[ure or to rnfora laws or rcgulations). chen Lendcr m�y do und
<br /> t�� pay for whatever is necess�ry to protect tl�e v�lue of che Propeny and LaWerb rights in the Property. Lender's aclions m�y
<br /> ° include p�ying any sumc secured by a Uen which h�s priority over this �rity Insuvment, appeuing in court. p�Y�nB
<br /> reasonable atroincys'fees and entering on the Property to make repairs.Alihough L.ender tniy take action under this pu�graph
<br /> 7,Uender das not have to do so.
<br /> My amounts disbursed by l.onder under thiy pangnph 7 shall be�rm bdditional debt of Borrower. sacurcd by this
<br /> • 5ecurity Instrument. Unloss Barrower and L.endor agrce to othzr ternu of p�ymrnt,these unounts sh�l1 beu intenst from the
<br /> date of disbursemont At the Notc rate and shali be payable, with intcrest, upon notice from i.ender to Aorrower requestinE
<br /> � pa.ymet►c.
<br /> + $.Mort�e Inwrancc.lf Lcnder rcquind mortgagc insurance as e cwndltion of nuking the loan securod by this Sxuriry
<br /> Instrument, Borrowcr sha11 pap the premiums required to maintun the mortg�ge insuran,cc in effect. If, for any �ca.ton, the
<br /> mortgage insurance covtrage required by Lendcr lapses or oeases to bc in cffoct,Borrawer shall pay thc pnmiums requirod lo
<br /> obtain wver�gc substanti�lly equiv�lent to the mongage insuru�ca previously in effxt, u a cost substantiAlly oquiv�lent to thC
<br /> cost to Borrower of the mortgnge insuruice pteviously in effect, from an�ltemate mortgage inaurcr ap�provod by i.ender. If
<br /> � substentiil.ly equivalent mottgage insurance coverage is not�vail�ble, Borrower shall pay to Lender each month i sum aqual to
<br /> one-twelfth of the�yeuly nwrtgwge insurance premium beiag paid by Borrower wl�en the insura��ct rnverage I�pxd or ceased to
<br /> be in effxt.l.ender wiU acccpt,usc and rctain thae payments as a loss r�vc in lleu of moctgagc imurmce. Loss ns�rve
<br /> Form 302t 919Q
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